Alex Twigg is the CIO of Judo Bank with 32 years of experience starting 3 startup banks and expertise in digital strategy, business transformation, and architecture. Suresh Ranganathan is the Head of Banking at Aspire Systems with 20 years experience advising banks and NeoBanks in Asia on business development. The document discusses digital banking trends like the rise of digital channels, core banking systems, analytics, and cloud computing to provide insights and onboard customers faster while not being seen in the current market.

2. Alex Twigg
CIO, Judo Bank
32 years of experience
He has started 3 start-
up banks, Egg, UBank
and Judo Bank and is an
expert in digital
strategy, business
process improvement,
business analysis and
transformation,
solutions architecture.
Suresh Ranganathan
Head, Banking &
Financial Services,
Aspire Systems
20 years of Experience
He has been responsible
for business
development and has
held advisory roles in
helping banks and
NeoBanks across Asia

4. Not seen in
the market
Ease of
transaction
Onboard
customers faster

8. 1980
50%
Current
96%
US – 26%
$70 Bn
Deficit

10. Digital Channels
Core Banking
Analytics
Cloud

11. Insights

13. US
Poland
IndiaUAE
UK
Singapore
Belgium
Netherlands
Mexico