Your Credit Report contains all the information about you: your name, address, your financial health checkup almost everything. According to Brian Linnekens in the present economy this is the most essential document that should be in order. Even a single mistake or error on the credit report can spell doom not only for an individual but also for the whole family and everyone who is depending on you for finances.

1. ERRORS ON CREDIT REPORTS AND CHECKING
THEM WITH BRIAN LINNEKENS

2. Your Credit Report contains all the information about you: your name, address, and
your financial health checkup almost everything. According to Brian Linnekens in the
present economy this is the most essential document that should be in order. Even a
single mistake or error on the credit report can spell doom not only for an individual
but also for the whole family and everyone who is depending on you for finances.
Not many people are aware that they can challenge the errors and get them rectified
from the credit reporting agencies. In fact Brian Linnekens informed us that a
majority of the people will accept and live with the fact that their credit reports
contain an error that is hampering their chances of getting a loan or finance for
something that they really need.These people are under the impression that the
credit bureaus do not have ears and are not going to listen to them. Sometimes
people don’t even have an idea that something is wrong on their credit report since
they never go through them in detail.
Brian Linnekens stresses the importance of keeping an eye on your credit report
since you need to be aware of the various changes that take place on it.Almost all
transactions that you make in terms of your finances are there on the credit reports.

3. Keeping an eye on your credit report serves quite a few purposes that are really
important.You can be alerted in cases of identity theft. If someone has been using
your name address or phone number to carry out financial transactions that may
hamper your long term financial health. Frauds carried out in your name can be
easily detected if you are watchful in terms of your credit report.
If ever you find an error on your credit report you have full right to rectify it and
since it does not involve any heavy costs it is the best thing to do without even
getting professional assistance. However if one opts for professional assistance
chances are that things will move at a better pace feels Brian Linnekens, an expert
in financial matters.
To correct your Credit Report you need to get in touch with the credit reporting
agencies that is Equifax, Experian andTransUnion. Make sure you have identified
all the items that you are disputing on your credit report.Your statements in your
correspondence need to be crisp and clear so that the Credit Unions are able to
process your request fast and precise.You have full right to dispute and apply for
correction or deletions for the items that you think have been wrongly placed on
your credit report. Make sure you attach copies of the supporting documents that
you are sending in to substantiate your claim for a correction.

4. Send all the documents and correspondence to the credit bureaus via certified mail,
return receipt requested so that you are aware that they have received your request.
The Credit Bureaus will investigate your claim and remove any errors or red marks
that are present due to oversight or wrong reporting however the changes will only
be visible when the next credit report is going to be generated which may have a TAT
of 90 days.
Article Resource - http://www.brianlinnekens.com/2013/10/08/errors-on-credit-
reports-and-checking-them-with-brian-linnekens/