ATM security is one of the gravest concerns among all ATM owners and consumers. With growing ATM frauds and thefts its very necessary to follow some important security measures related to ATM usage or purchase. Here are some basic and important security measures to be followed to avoid ATM frauds.
2. ATM FRAUDS
In general ATM fraud can include any
deliberate 'criminal' technique which involves
the use of an ATM to obtain something of
value.
Attacks against ATMs may be classified as
ATM physical attacks and ATM fraud.
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3. Growing
ATM
Threats
• More than 70 percent of financial
institutions experienced an increase in
ATM/debit card fraud claims in 2011
• The U.S. Secret Service reports $8.5B in
annual U.S. credit card fraud losses,
including ATM skimming.
• Ram raids are those threats when
criminals physically break out ATMs from
the wall at the institution.
• Criminals go through the financial
institution's telephone banking service to
change PIN numbers..
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5. What is ATM Skimming
• ATM skimming Device card reader
which can be disguised to look like
a part of the machine. The card
reader saves the users' card
number and pin code, which is
then replicated into a counterfeit
copy for theft.
• It help criminials in
a) Knowing Account information
b) Pin compromise
• ATM card entry slot skimmers
have various shapes and sizes
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6. How PIN is Compromised
• Its obtaining debit card information
by unauthorized individual.
• Shoulder surfing or using use of a
miniature camera.
• Video surveillance
• Hidden video camera
• Overhead cell phone camera
• Remotely positioned cameras
• PIN pad overlay
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7. ATM System Attacks
• Criminal attempts to penetrate
ATM network, violate
confidentiality, integrity, and/or
authenticity of transaction data.
• Malicious software (i.e., viruses,
worms, Trojans, rootkits, etc.)
installed on ATM’s computer
systems
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9. How to avoid ATM Frauds
• Fraud Prevetion
• Physical Protection
• System Security
• Intellegent Monitoring
• Consultancy
• Consumer Safety
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10. Fraud Prevetnion
• Shield your hand when you enter in your PIN
• Ensure that no one is peeking or shoulder
surfing while you are entering PIN.
• Avoid using ATMs in isolated locations
• Always prefer ATM machines near Bank
Branch.
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11. ATM Skimming
• Never follow a link in a bank email notice if
you find it suspicious. visit your banks
website and search for latest updates.
• Examine the ATM equipment carefully for
any skimming devices.
• Look for 'extra' cameras other than general
ATM security camera.
• Check the ATM card Slot properly before
using it.
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13. • Use of Up-to-date Technology
• Security CCTV Cameras
• Alarm Clock
• Safe and locks
• Video monitors in junction with sensors.
• Ensuring Best Location for ATM
deployment.
.
Physical Protection of ATM for
Owners
14. • Very high security level
• Alarm System
• Branded and Top Quality
Machines
• Latest Software and
Technology
• Enhanced Card Reader Slots
Choose an ATM Service
Provider which gives
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15. CONCLUSIONS
• Choose your ATM machines carefully
• Prefer ATMs near Bank
• Don´t let anyone distract or assist you
• Cancel your card immediately if it is lost
• Check the card slot carefully
• Ensure that there are no hidden cameras
16. Presented By :
370 Goddard
Irvine, CA 92618
Call : (949) 417-5000
Fax : (949) 417-5001
Email: info@nationalcash.com
Visit us at: www.nationalcash.com
THANK YOU