You don't have to spend a lot of money to fix your credit. Credit Info Center has some great tips for you to repair your credit on a budget.

1. How to RepairYour Bad Credit on a Budget
Presented by: Credit Info Center
www.creditinfocenter.com

2. Tip #1 ~ Do ItYourself
Use a Credit Repair Company
Expensive
Use $ to Pay
Bills
Doing itYourself
SaveYou Money
Just as Effective
Feeling of
Accomplishment

3. Check out our articles on DIY credit repair that will
teach you everything you need to know about
disputing listings on your credit reports for nothing
more than the cost of postage.
Visit our site at www.creditinfocenter.com for more info!

4. Tip #2
Check the
statute of
limitations on
old debt.
Visit our site at www.creditinfocenter.com for more info!

5. Check the statute of limitations in your state. If it’s
passed, you may no longer be legally liable for the
debt.
That said, it can remain on your credit reports for up
to 7 years, so you may want pay it anyway.
Visit our site at www.creditinfocenter.com for more info!

6. Tip #3 ~ Negotiate Lower Payoff Amounts
Even if a collection agency is able to verify a debt, that
doesn’t mean you have to settle for what they’re asking
you to pay.There is always room for negotiation.
Learn how to settle debts yourself.
Visit our site at www.creditinfocenter.com for more info!

7. Tip #4
Apply for a
secured credit
card.
Visit our site at www.creditinfocenter.com for more info!

8. Look for one that reports to the credit bureaus.You
will have to put up a cash deposit for a secured
credit card, but that’s money you will get back once
you upgrade to a regular credit card.The cash
deposits vary, but can be as low as $200.
Visit our site at www.creditinfocenter.com for more info!

9. Tip #5 ~ Sign Up For Free Credit Monitoring
Keep a close eye on your credit reports.
 Did a credit bureau say they’re going to remove an
inaccurate listing from your credit report?
 Did a collection agency promise to remove a listing
once you paid off the debt?
 Do you have a new secured credit card that is
supposed to be reporting to the credit bureaus?
Visit our site at www.creditinfocenter.com for more info!

10. Yes, you can fix
your credit on a
budget!
• Visit Our Bookstore
• Use Our Free Credit Repair
Letters
• Visit Our Credit Repair Forum
• www.creditinfocenter.com