"As you consider the pros and cons of bankruptcy, there is no point in rushing forward and making a decision you may not be happy with. At the same time, if this is the best option for you, you don’t want to sit back and wait around, hoping that something better comes along. Learn more about bankruptcy in California in this presentation. "

1. “As you consider the pros and cons of bankruptcy, there is
no point in rushing forward and making a decision you
may not be happy with. At the same time, if this is the
best option for you, you don’t want to sit back and wait
around, hoping that something better comes along.”
5 REASONS TO FILE
FOR BANKRUPTCY IN
PHILADELPHIA NOW
DAVID M. OFFEN
PHILADELPHIA BANKRUPTCY ATTORNEY

2. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com
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As you consider the pros and cons of bankruptcy, there is no point in
rushing forward and making a decision you may not be happy with. At the
same time, if this is the best option for you, you don’t want to sit back and
wait around, hoping that something better comes along.
Nobody plans to file for bankruptcy, but things happen in life which in
many cases make filing for bankruptcy the best move one can make. If this
is the best way to fix a bad situation, however, it is something that should
be considered without delay.

3. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com
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Here are five reasons to file for bankruptcy:
1. Stop creditors from contacting you. With each passing day, you will
get more and more annoyed with creditors contacting you in an attempt to
collect payment.
Once the automatic stay is in place, this is no longer a concern. You will
not have to deal with these phone calls (and mail) , which alone is enough
to consider bankruptcy without any further delay.
2. Stop the foreclosure process. Are you concerned that you could lose
your home to foreclosure in the near future? This is something that
impacts thousands upon thousands of people every year, from one side of
the United States to the next.
If your lender is moving forward with the foreclosure process and you are
concerned that there is nothing you can do to stop it, you should consider
filing for bankruptcy. Once again, the automatic stay will come in handy, as
this will shut down your lender from proceeding with foreclosure.
Note: bankruptcy does not stop foreclosure for good unless you
resume making payments on your mortgage and have a plan for
getting caught up on any missed mortgage payments, but it may
also permit you to sell a property if that is what you wish to do.

4. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com
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3. To get professional assistance. When your finances are in a difficult
situation and you don’t know what to do next, there are many benefits of
speaking with a professional.
When you consult with a
bankruptcy attorney, you will
begin to feel better about
your situation, being that
there is somebody on your
side who can answer your
questions and provide you
with guidance.
Note: don’t just hire any bankruptcy, but instead find somebody who is
able to provide you with targeted advice every step of the way. An
experienced and knowledgeable professional can do wonders for your
situation.

5. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com
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4. The sooner you file the sooner your situation will clear up. When
you wait to file bankruptcy, hoping that you find another solution, things
can get worse. If you jump to
this right away, you are at least
making progress. You will feel
that you are doing something
for the betterment of your
situation, knowing that even
though you have faced a
difficult time, that you will be
better off for it in the end.
5. Remove stress from your life. As you know, financial concerns can
be extremely stressful. There is nothing worse than being buried in debt,
not knowing what you should and should not be doing.
When you file for bankruptcy, you are adding another layer to your
financial plan. At the same time, you are adding something that is meant
to bring benefits to your life. Once you make your way out the other side
of bankruptcy, you will know that your finances are now in better shape.

6. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com
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These five points should show you that filing for bankruptcy without delay
could be in your best
interest. This is not to say
that you should rush
forward before thinking
things through. It is to
say that you should
strongly consider the
benefits, and then make a
decision based on what
you find.
Many people before you have filed for bankruptcy and soon realized it was
the best financial decision they ever made. The time may be here for you
to do the same.

7. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com
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About the Author
David M. Offen
A native to the Philadelphia area, Mr. Offen attended Temple University College and Law
School. Mr. Offen is licensed to practice in the States of Pennsylvania and New Jersey. He is a
member of the Eastern District of Pennsylvania Bankruptcy Conference and the National
Association of Consumer Bankruptcy Attorneys.
David M. Offen has over 20 years of experience and has helped over 8,500 individuals and
families go through the Bankruptcy process. These filings have included stopping foreclosure on
a home, stopping repossession of a car or vehicle, stopping IRS tax levies and frozen bank
accounts and putting a stop to; lawsuits, credit card bills, personal loan, bills, utility shutoffs
and other types of debt.
With Mr. Offen’s help, these families have saved countless millions of dollars of debt.
David enjoys getting to know his clients and will be happy to answer any and all questions you
may have. You are treated as a person and not a number.
Remember – there is no such thing as a silly question. Don’t be afraid to ask any questions you
may have. David M. Offen has found that people looking to file Bankruptcy are not trying to
avoid their responsibilities but rather to make a difficult situation easier. David enjoys getting
people to stop worrying and making their financial lives much better and stop feeling
overwhelmed.
In some cases, Bankruptcy is not the best move and he can review your situation with you and
tell you the right move for you to make. Get a completely free evaluation of your situation. For
the past 20 years, the Law Offices of David M. Offen has been among the top filers of
bankruptcy in the Eastern District of Pennsylvania.
The Law Offices of David M. Offen
215-625-9600
www.getfreeofbills.com
The Curtis Center
601 Walnut Street, Suite 160 West – 1st Floor
Philadelphia, PA 19106