Questions For Your Philadelphia Chapter 7 Bankruptcy Attorney

“Even though there is nothing simple about Chapter 7
bankruptcy, here is something to keep in mind: tens of
thousands of people successfully complete this process every
year.”
QUESTIONS FOR YOUR
PHILADELPHIA CHAPTER 7
BANKRUPTCY ATTORNEY
DAVID M. OFFEN
PHILADELPHIA BANKRUPTCY ATTORNEY

Questions for Your Philadelphia Chapter 7 Bankruptcy Attorney www.getfreeofbills.com
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Even though there is nothing simple about Chapter 7 bankruptcy, here is
something to keep in mind: tens of thousands of people successfully
complete this process every year.
You have the right to file for bankruptcy without the assistance of an
attorney, however, this will make the entire process much more difficult
from the beginning to the end. Furthermore, there are some mistakes that
can lead to your case being thrown out, or that can cause you to lose your
property by filling in the forms without the proper legal knowledge.
Just because you decide to hire a Chapter 7 bankruptcy attorney does not
mean you should make a rash decision. There are many legal professionals

4
out there who are willing to help, but not everyone is going to be right for
your situation. You are already in a bad spot, so it would be in your best
interest to hire an attorney who has the experience and knowledge
necessary to help you file bankruptcy without having any problems along
the way.
Ask the Right Questions
The best to do when hiring an attorney is asking the right questions. The
more questions you ask of an attorney the more you will learn.
With all this in mind, you need to create a list of questions. Here are some
of the most important:

5
 Can you explain the differences between Chapter 7 bankruptcy and
Chapter 13 bankruptcy?
 What is a Chapter 7 bankruptcy discharge and how will it better my
situation?
 Am I going to lose any of my property if I move forward?
 What is the means test and how will it impact my situation?
 How long does it take for the entire process to come to an end?
 Do I qualify for Chapter 7 bankruptcy or will I have to consider
another option, such as Chapter 13?
 Is Chapter 13 better for me in my situation?
 Is now the best time for me to file?
 What is the cost of filing for Chapter 7 bankruptcy in my state?
 Can you explain the ins and outs of non-exempt and exempt
property?
These are just a few of
the many questions you
will ask a Chapter 7
bankruptcy attorney.
Remember this: as your

6
questions are answered, it is likely that many others will come to light.
Don’t be shy about adding those to your list as well.
An attorney who wants to help is one who will answer each and every
question you have, no
matter what it may be.
There is no such thing as
a bad question. You are
new to this process, and it
is important to have all
your questions answered
once and for all.
Have you been in contact
with an attorney who is
not willing to answer your
questions? Does the
person make you feel
very comfortable? You
don’t have to work with a
Chapter 7 bankruptcy
attorney who is not giving
you the service you
deserve.

7
Thousands upon thousands of people file for Chapter 7 bankruptcy every
year. Some feel good about everything that happened, including the
attorney they worked with, while others look back and wonder why they
made so many mistakes and had so many problems
You never know what the future holds, but finding an attorney you can
trust will make your life much easier. This person will stand by your side,
guiding you through the Chapter 7 bankruptcy maze from start to finish.

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About the Author
David M. Offen
A native to the Philadelphia area, Mr. Offen attended Temple University College and Law
School. Mr. Offen is licensed to practice in the States of Pennsylvania and New Jersey. He is a
member of the Eastern District of Pennsylvania Bankruptcy Conference and the National
Association of Consumer Bankruptcy Attorneys.
David M. Offen has over 20 years of experience and has helped over 8,500 individuals and
families go through the Bankruptcy process. These filings have included stopping foreclosure on
a home, stopping repossession of a car or vehicle, stopping IRS tax levies and frozen bank
accounts and putting a stop to; lawsuits, credit card bills, personal loans, bills, utility shutoffs
and many other types of debt.
With Mr. Offen’s help, these families have saved countless millions of dollars of debt.
David enjoys getting to know his clients and will be happy to answer any and all questions you
may have. You are treated as a person and not a number.
Remember – there is no such thing as a silly question. Don’t be afraid to ask any questions you
may have. David M. Offen has found that people looking to file Bankruptcy are not trying to
avoid their responsibilities but rather to make a difficult situation easier. David enjoys getting
people to stop worrying and making their financial lives much better and helping people stop
feeling overwhelmed.
In some cases, Bankruptcy is not the best move and he can review your situation with you and
tell you the right move for you to make. Get a completely free evaluation of your situation. For
the past 20 years, the Law Offices of David M. Offen has been among the top filers of
bankruptcy in the Eastern District of Pennsylvania.
The Law Offices of David M. Offen

9
215-625-9600
www.getfreeofbills.com
The Curtis Center
601 Walnut Street, Suite 160 West – 1st Floor
Philadelphia, PA 19106

Questions For Your Philadelphia Chapter 7 Bankruptcy Attorney

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Questions For Your Philadelphia Chapter 7 Bankruptcy Attorney