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If Bankruptcy is on Your Mind and the Time
Has Come to Make a Final Decision, There are
Many Ways to Learn More About the ...
What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com
3
If bankruptcy is on your mind and...
What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com
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YOUR BANKRUPTCY CONSULTATION
You ...
What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com
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A bankruptcy consultation is your...
What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com
6
2. A total review of your finance...
What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com
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3. A recommendation on how to mov...
What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com
8
About the Author
David M. Offen
A...
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What to Expect During a Bankruptcy Consultation in Philadelphia

If bankruptcy is on your mind and the time has come to make a final decision, there are many ways to learn more about the process and how it will impact your finances. Learn more about bankruptcy consultation in Philadelphia in this presentation.

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What to Expect During a Bankruptcy Consultation in Philadelphia

  1. 1. If Bankruptcy is on Your Mind and the Time Has Come to Make a Final Decision, There are Many Ways to Learn More About the Process and How it Will Impact Your Finances WHAT TO EXPECT DURING A BANKRUPTCY CONSULTATION IN PHILADELPHIA DAVID M. OFFEN PHILADELPHIA BANKRUPTCY ATTORNEY
  2. 2. What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com 3 If bankruptcy is on your mind and the time has come to make a final decision, there are many ways to learn more about the process and how it will impact your finances. In addition to the research you complete on your own, such as online and by speaking with others who have gone through bankruptcy in the past, you can also consult with an experienced attorney in your local area. With the help of a bankruptcy attorney, it is much easier to understand the process and what to expect along the way. Additionally, you can discuss the pros and cons, including how your particular situation will change if you decide to move forward, and what the filing of a bankruptcy will accomplish for you. You may not want to ask a professional, but if you are considering bankruptcy it is important to consult with an qualified legal professional who is experienced in bankruptcy and who knows the legal ins and outs.
  3. 3. What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com 4 YOUR BANKRUPTCY CONSULTATION You have the right to file bankruptcy on your own, however, the process of doing so is never simple. Along with this, any mistakes you make along the way can have a negative impact on your case. In fact, some mistakes can lead to the court throwing out your case, or cause you to lose property that could have otherwise been protected. These are mistakes that could be avoided, if you had you been properly advised. When you receive the assistance of a bankruptcy attorney, you never have to concern yourself with mistakes that could slow down the process or lead to your case being dismissed. Instead, you will soon realize that you are in good hands.
  4. 4. What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com 5 A bankruptcy consultation is your time to discuss your situation and ask questions. Note: just because you consult with an attorney does not mean you are required to file for bankruptcy. You may find that this is the right decision at the present time. Of course, you may also find that you are better off putting this to the side for the time being. Your attorney will help you determine if you could benefit from filing. Here are three things to expect during a bankruptcy consultation: 1. Asking and answering questions. During your consultation, it is important that you ask any questions that are on your mind. Even if you think you know the answer, it is best to have your attorney explain things to you. Along with the many questions you are sure to ask, your bankruptcy attorney will throw a lot your way as well. It is important that you are 100 percent honest when answering questions, as the information you provide will help your attorney formulate a plan for you moving forward and advising if bankruptcy is right for you.
  5. 5. What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com 6 2. A total review of your finances. There is no way to decide for or against bankruptcy until you take a close look at your finances, comparing the details to the eligibility requirements of Chapter 7 and Chapter 13 bankruptcy. By reviewing your finances, alongside your attorney, you can get a better idea of whether or not filing for bankruptcy would be beneficial. Note: before your consultation, ask your attorney what documentation you need to bring with you.
  6. 6. What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com 7 3. A recommendation on how to move forward. Once you have discussed every detail with your attorney, you can expect him or her to provide a recommendation on what you should do next. In short, your attorney will explain the benefits of filing for bankruptcy as well as the advantages of waiting. You do not have to listen to what your attorney says, however, this person has your best interest in mind and is going to provide advice based on what would make the most sense for somebody in your position. When you schedule a consultation with a bankruptcy attorney, you are one step closer to filing. This meeting does not mean you have to file in the near future, but it will provide you with all the information you need to make an informed and confident decision.
  7. 7. What to Expect During a Bankruptcy Consultation in Philadelphia www.getfreeofbills.com 8 About the Author David M. Offen A native to the Philadelphia area, Mr. Offen attended Temple University College and Law School. Mr. Offen is licensed to practice in the States of Pennsylvania and New Jersey. He is a member of the Eastern District of Pennsylvania Bankruptcy Conference and the National Association of Consumer Bankruptcy Attorneys. David M. Offen has over 20 years of experience and has helped over 8,500 individuals and families go through the Bankruptcy process. These filings have included stopping foreclosure on a home, stopping repossession of a car or vehicle, stopping IRS tax levies and frozen bank accounts and putting a stop to; lawsuits, credit card bills, personal loan, bills, utility shutoffs and other types of debt. With Mr. Offen’s help, these families have saved countless millions of dollars of debt. David enjoys getting to know his clients and will be happy to answer any and all questions you may have. You are treated as a person and not a number. Remember – there is no such thing as a silly question. Don’t be afraid to ask any questions you may have. David M. Offen has found that people looking to file Bankruptcy are not trying to avoid their responsibilities but rather to make a difficult situation easier. David enjoys getting people to stop worrying and making their financial lives much better and stop feeling overwhelmed. In some cases, Bankruptcy is not the best move and he can review your situation with you and tell you the right move for you to make. Get a completely free evaluation of your situation. For the past 20 years, the Law Offices of David M. Offen has been among the top filers of bankruptcy in the Eastern District of Pennsylvania. The Law Offices of David M. Offen www.getfreeofbills.com The Curtis Center 601 Walnut Street, Suite 160 West – 1st Floor Philadelphia, PA 19106 (215) 625-9600

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