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2019 GeoInsurance
- 1. Copyright © 2019 OGC Unlocking the potential of the IoT Denise McKenzie OGC Outreach @spatialred @opengeospatial
- 2. Copyright © 2019 OGC Who am I? Not Peter ter Haar Denise McKenzie Global Outreach & Communication for OGC AGI Council (UK) Board advisory for Location Based Marketing Association (Intl) Rep for OGC to the UN Aussie living in the UK +44 758 111 8189 dmckenzie@opengeospatial.org @spatialred
- 3. Copyright © 2019 OGC What’s OGC got to do with IoT?
- 4. Copyright © 2019 OGC Future City Pilot Demonstrator Export from City Data to support new development needs assessment, brief and performance requirements Ensuring suitability of accommodation for care in the home Building Design IFC Building Performance Geodemographics MaintenanceGreenwich CityGML OGC Future Cities Pi lot—Greenwich Health & Care Data Standards Recommendations for new standards including City MVD to improved interoperability between IFC and CityGML to enable shared data Prototype Outline City Model View Definition (MVD) and viewers to enable IFC data to be filtered to provide appropriate input to City Data to enable improved defined Demonstrator Using outline City MVD export IFC data to CityGML Outcomes Link geo-demographic data, healthcare assessments & building performance data to improve adult care & social outcomes by enabling more care in the home Preventative maintenance and relevant energy guidance to reduce bills for occupants Embedded sensors to provide real-time data on building performance and potential health risks Identified preventative maintenance reduces risk and RBG maintenance billsInternet Of Things Logistics Construction Energy Bills RBG & National Housing Suitability & Condition Data Prototype Application City Data navigation, search & reporting application to enable simultaneous queries across each data source, e.g. English Housing Survey, Socio-demographic data,
- 5. Copyright © 2019 OGC
- 6. Copyright © 2019 OGC
- 7. Copyright © 2019 OGC Enabling IoT for First Responders: As-Is Environment Sensor ‘Things’ - vendor proprietary device Operation Center First Responder On-Scene Coord Proprietary Interface & Format 1 Proprietary Interface & Format 4 Proprietary Interface & Format 2 Proprietary Interface & Format 3 Proprietary Interface & Format 5…
- 8. Copyright © 2019 OGC Enabling IoT for First Responders: To-Be Environment 8 Operation Center Next Generation First Responder On-Scene Coord Open Std Open Sensor Hub Sensor Things API Open Stds / Profiles Sensor Catalog Sensor ‘Things’ - vendor proprietary device IoT Cloud Sensor Interoperability & Integration
- 9. Copyright © 2019 OGC • According to Cisco, by 2020, there will be up to 50 billion connected devices • Compared with just 8 billion people on the planet….. • You will control many of them • #powerofcrowd
- 10. Copyright © 2019 OGC Some interesting findings: • 78% of insurance customers are willing to share personal information for faster claims and lower premiums. • 34% of customers are likely to adopt connected ecosystems, such as smart homes and buildings. • 30% are likely to adopt embedded technologies, such as wearable or digestible devices. • 77% of connected home owners would be open to seeing their insurer manage their connected home in some way. Source: LexisNexis Report 2017
- 11. Copyright © 2019 OGC Open for discussion…. Is the Insurance industry utilising the IoT as well as it could? Is it using it at all? How? What are the barriers to using IoT data? What sectors do you think could benefit most? Health, Travel, Vehicle, Construction Is privacy an issue? Would you sell your personal data for discount? What regulations should be in place for this? What is not great about the IoT and how can we mitigate that?
Editor's Notes
- Who is wearing or owns a fitbit, smartwatch,
- An international open standards organisation We specialise in Geospatial standards We help the world collect, process, model, discover and share its location data better We work across multiple domains: Defense, Insurance, Health, Environment, Built Environment, Emergency Management, Weather, Marine, Statistics There are common challenges to using geospatial data across all these domains – we can achieve more by sharing together
- An international open standards organisation We specialise in Geospatial standards We help the world collect, process, model, discover and share its location data better We work across multiple domains: Defense, Insurance, Health, Environment, Built Environment, Emergency Management, Weather, Marine, Statistics There are common challenges to using geospatial data across all these domains – we can achieve more by sharing together
- At a national scale WaterML is being used across New Zealand to better share water quality data The entire island of Taiwan is interconnected with sensors that monitor and help to warn about mudslides
- The WoT needs not only sensor data, but also context and message: What do we need to know about the sensor and the sensor’s “observation”? What do we need to know about the place or thing where the sensor is located?
- Just over 6 sensors per person on the planet And many of them will be collecting data that we own Crowd sourcing – will increase. Air quality project in Canada where people build their own sensors from kits and share the data
- As customers become more comfortable with the IoT, adoption will increase—and customers will expect benefits from doing so. Connected devices are altering the very nature of risk. The IoT can help carriers to shift from claim mitigation to claim avoidance, and IoT data can enable more sophisticated claims and underwriting capabilities. However, connected devices also open the door to emerging risks related to cyber security and hacking. New data sources can help carriers create new business opportunities. More precise information from the IoT can help carriers tailor product offerings and personalize customer interactions, while insights into customer lifestyles can underpin a shift from reactive to proactive customer service. The IoT can also support new business models, such as pay-asyou- go, lifestyle or loss prevention services, or enable new product development, such as cyber insurance Access to IoT data isn’t limited to carriers, and that changes the competitive landscape. Automotive Original Equipment Manufacturers (OEMs), home security firms and telecom companies will also have direct access to IoT data, and will almost certainly be looking to monetize the data and use it to expand product lines.