The D&B U.S. Economic Health Tracker exhibited resilience in May 2014. Readings on the small business community continued to stabilize although the anticipated bounce back has so far failed to materialize. In the meantime, some 297,000 new non-farm jobs were created, driven by strong gains in the business services and trade/transportation/utilities segments. Finally, the U.S. Business Health Index strengthened once again in May, registering a 54-percent index value, the highest recorded level since the index began in December 2010. U.S. businesses show sustained balance sheet and financial health, based on the weighted average of D&B's Viability Rating, Delinquency Predictor, and Total Loss Predictor. In spite of accelerating business expansion, lackluster economic growth and uncertainty remain significant restraints and should be monitored closely heading into the third quarter.

1. 3.0%
8.5%
4.4%
Payment Delinquency
Credit Card Delinquency
Credit Card Use
Manufacturing Retail
Real Estate
Construction
Business Services
Trade,
Transportation
& Utilities
Small Business Health Index
U.S. Jobs Health
D&B U.S. Economic Health Tracker
A multi-dimensional view of the U.S. Economy
D&B’s Small Business Health Index continued to stabilize
during the reporting period as small businesses delivered
on-time bill and credit-card payments. Access to traditional
forms of credit remains a challenge, however.
D&B estimates 297,000 new jobs were added to U.S.
payrolls in May 2014, with substantial gains in business
services and trade/transportation/utilities.
June 2014
Small Business Health Index: Overall
Source: D&B Global Data, Insights & Analytics
60
80
100
120
May '14Dec '10Dec '08Dec '06Dec '04
0.3points
US Jobs Health: Overall
Source: D&B Global Data, Insights & Analytics
140000
180000
220000
260000
300000
May '14Apr '14Mar '14Feb '14Jan '14Dec '13
297,000
www.dnb.com/tracker

2. The D&B U.S. Economic Health Tracker exhibited resilience in May 2014. Readings on the small business community
continued to stabilize although the anticipated bounce back has so far failed to materialize. In the meantime, some
297,000 new non-farm jobs were created, driven by strong gains in the business services and trade/transportation/
utilities segments. Finally, the U.S. Business Health Index strengthened once again in May, registering a 54-percent
index value, the highest recorded level since the index began in December 2010. U.S. businesses show sustained
balance sheet and financial health, based on the weighted average of D&B’s Viability Rating, Delinquency Predictor, and
Total Loss Predictor. In spite of accelerating business expansion, lackluster economic growth and uncertainty remain
significant restraints and should be monitored closely headed into the third quarter.
The Small Business Health Index measures year-over-year small business performance through equally weighted payment
patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast
monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average
of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor. The index ranges from zero (with all businesses
recording high levels of risk) to 100% (with all businesses recording low levels of risk). Data available as of May 30, 2014.
Methodology
www.dnb.com/trackerJune 2014
About Dun & Bradstreet® (D&B)
The Dun & Bradstreet Corporation is the world’s leading source of commercial data, analytics and insight on businesses, or “content.”Our global commercial database contains
more than 235 million business records. We transform commercial data into valuable insight which is the foundation of our global solutions that customers rely on to make
critical business decisions.
© Dun & Bradstreet, Inc. 2014. All rights reserved. (DB-3819 6/14)
U.S. Business Health Index
To learn more, visit www.dnb.com/tracker
Perspectives
15.1%
2.4%
Viability
Delinquency
4.0%Total Loss
US Business Health Index: Overall
Source: D&B Global Data, Insights & Analytics
45
50
55
May '14Jan '13Feb' 12
IMPROVEMENT
NEUTRAL
DETERIORATION
7.3%
TOTAL INDEX VALUE
54.0
Y/Y
U.S. business health improved 7.3 percent year-over-year in May 2014.
Lower risk of future business failure and strong balance sheets continue
to be the trend.
How to read
this indicator:
A reading
of 50%
represents
“neutral.”
A reading of
more than
50% reflects
improvement
and a reading
of less than
50% reflects
deterioration.