Have you been mis-sold Pension Mortgage? As the UK's expert financial claims company, EMCAS can help you make a Pension mis-selling claim. Read our practical guide to mis-sold pensions and visit our website to start your Pension claim today: www.emcasclaims.co.uk

1. YOUR PRACTICAL GUIDE TO MIS-SOLD
PENSIONS
Have I been mis-sold a pension?
How can I reclaim?
emcasclaims.co.uk

2. WHAT IS PENSION MIS-SELLING?
You may have been mis-sold if:
You were given unsuitable advice
The risks were not explained to you
You were not given the information you needed
Meaning you may have ended up with a product that wasn’t right for you.
Pensions are meant to be safe, long term investments which provide you and your loved
ones security when you retire.
emcasclaims.co.uk

3. HOW ARE PENSIONS MIS-SOLD?
Mis-selling occurs when;
A financial advisor recommends you to transfer from your current pension.
Usually when transferring away from a company pension.
The most common form of pension mis-selling
emcasclaims.co.uk

4. HOW CAN I TELL IF I HAVE BEEN MIS-SOLD?
Most common cases of pension mis-selling
You were actively advised to transfer away from your
company scheme.
The financial advisor did not take into account your
financial situation when recommending that you transfer
pensions.
You were not given sufficient information on how this new
plan would perform or work compared to your current,
occupational pension.
Whilst changing jobs, you were encouraged to transfer into
a personal pension plan rather than join a new
occupational scheme.
When transferring your pension, you were not fully
informed about any fees.
emcasclaims.co.uk

5. HOW CAN I RECLAIM?
Reclaiming a mis-sold pension transfer on your own
Gather any paperwork you have
linked to your pensions
Build and raise the complaint
with your bank
Contact your bank to gather any
additional information you need
Manage all communication
Take case to FOS if you’re not happy with
the response
emcasclaims.co.uk

6. Claiming with EMCAS
Reclaiming a mis-sold pension transfer
Gather any paperwork you have
We can help you collect any additional
information from the bank
Our ten years experience in the industry will
help us build a professional case regarding
your complaint.
If we don’t feel your decision is right, we’ll
escalate your case to the Financial
Ombudsman Service if necessary, to
ensure a fair result
We do all the work from start to finish
We manage communication between
you and your bank with regards to your
claim.
emcasclaims.co.uk

7. We have...
Helped over 700'000 clients reclaim over
£550 million. We reclaim an average of £5
million in compensation for our clients
every month.
WHO ARE EMCAS?
Your Financial Claims Management Company
We are...
One of the UK's leading Claims
Management Company in compensation
claims for mis-sold pensions, mortgages,
endowments and PBAs.
emcasclaims.co.uk

8. Do you want more information concerning your own claim?
Are you seeking a claims expert to help you with your mis-sold pension claim?
Contact us today to start your claim!
Get in touch with us today at:
www.emcasclaims.com
Call us on: 0800 0272484
emcasclaims.co.uk