Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. This week, we had a chance to chat with Talaat & Tai @HisAndHerMoney about money management tips for committed couples. This deck features favorite money tips from the community; including: @GraceKvantas @AmericaSaves @BWFeldman, @DeeOnMoneyZA, @JJ_USAA, @CarefulCents, @ReadyForZero, @Quizzle and many others. To learn more about this topic, see the live video chat, check out: http://www.experian.com/blogs/news/about/couples-money/

1. #CreditChat
Wednesdays | 3 p.m. ET
Money Management Tips for Couples

2. Join our #CreditChat every Wednesday at 3 p.m. ET.
This week, we discussed how to manage money when
in a committed relationship. “
Check out the video and resources shared:
ex.pn/couple-chat

3. #CreditChat
Wednesdays | 3 p.m. ET
When should a couple start talking
about money and credit?

4. Money conversation should begin when long-term plans start to be discussed.
Tweet by @HisAndHerMoney
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Every BF/GF doesn’t need to know your business.

5. #CreditChat
Being financially compatible is important for couples to consider
and discuss early in a relationship.
Tweet by @GraceKvantas

6. Discuss money way before you say the words “I DO”
Tweet by @NikkoGrant
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7. It depends on the relationship, of course, but being honest & open
when things get serious is definitely a good idea.
Tweet by @AmericaSaves
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8. #CreditChat
You should start talking about money when you start
imagining a long-term future together.
Tweet by @BWFeldman

9. #CreditChat
Don’t need to share your credit score on the first date.
Tweet by @KatieBissell

10. Finances are just as important as STD tests, coming clean about kids,
and past relationships (that can have an impact).
Tweet by @DeeOnMoneyZA

11. When things get serious!
You should understand how your potential partner handles money.
Tweet by @JJ_USAA
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12. #CreditChat
As soon as you start talking about possibly merging your lives.
Tweet by @DeeOnMoneyZA

13. Couples & money don’t need to be like oil and vinegar.
Tweet by @HerOwnNet

14. Couples should talk about their financial situation early,
so there are no surprises later.
Tweet by @mikedelgado
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15. #CreditChat
Wednesdays | 3 p.m. ET
What are some financial challenges
a couple can have when living together?

16. #CreditChat
It’s difficult when couples have different ideas about how to
spend, budget, and align their financial goals.
Tweet by @Quizzle

17. A big challenge would be different outlooks on how money is spent.
Tweet by @DeeOnMoneyZA
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18. What works for one couple when it comes to money may
not work for another couple.
Tweet by @JJ_USAA
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19. #CreditChat
Deciding how bills will be paid, who will actually pay bills,
whether finances will be joint, and more.
Tweet by @SenseOfCents

20. Retaining some individual spending freedom can relieve some
of the tension that can build up in joint budgeting.
Tweet by @AmericaSaves
#CreditChat

21. Discuss money and budgeting before moving in together
to help avoid conflicts and set expectations right off the bat.
Tweet by @Magnify_Money
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22. #CreditChat
Agreeing on a budget. Some people underestimate
how much they might need to alter their spending habits.
Tweet by @LeslieHTayneEsq

23. Not realizing how much our parents spending and
saving habits influence us.
Tweet by @Annuity_Org

24. #CreditChat
Wednesdays | 3 p.m. ET
Should committed couples merge
their finances? Pros/Cons?

25. Merging finances for couples eliminates the blame game
and forces more honest communication.
Tweet by @CSmithRaleigh
#CreditChat

26. Merging finances can build intimacy and trust in marriage.
Tweet by @Annuity_Org
#CreditChat

27. #CreditChat
There should be complete transparency, whether or not
accounts are joint or separate.
Tweet by @Magnify_Money

28. Experience has taught me that having my own money and independence
is so important because life happens & people change.
Tweet by @DeeOnMoneyZA

29. My experience is that couples where the wife makes more
there is more reluctance to merge finances.
Tweet by @MelSmithJones
#CreditChat

30. Couples merging finances allows for transparency
and accountability in spending.
Tweet by @GraceKvantas

31. #CreditChat
Wednesdays | 3 p.m. ET
How should couples work together
if one partner has debt or credit problems?

32. Be sure to address the underlying reason for the debt.
Is it just student loans or an addiction to shopping?
Tweet by @Magnify_Money

33. Biggest mistake couples make can be summed up in two words: No Budget.
Tweet by @HisAndHerMoney
#CreditChat

34. #CreditChat
Discuss it, reduce expenses, and keep good partner’s credit separate.
Tweet by @MoneyTalk1

35. Celebrate the wins. Don’t just talk about the bad money stuff.
Tweet by @CarefulCents
#CreditChat

36. Never good for couples to blame each other for overspending.
Eye roll responses complicate even further.
Tweet by @CSmithRaleigh
#CreditChat

37. #CreditChat
Talk about money at least monthly, but could be daily. Make sure
talks are regular & not just when triggered by financial crisis
Tweet by @JJ_USAA

38. #CreditChat
Wednesdays | 3 p.m. ET
Any final tips to help couples
with their money management?

39. Couples need to initially set the goal to communicate about
f inancial issues. Then budgeting, debt, investing ...
Tweet by @RunnyMedeCap
#CreditChat

40. Couples should make debt elimination their top priority.
It will free them to do so much more.
Tweet by @HisAndHerMoney
#CreditChat

41. #CreditChat
Talk about money. Don’t be shy.
Even if you’re in a sticky situa ti o n , y o u r partner should know.
Tweet by @DeeOnMoneyZA

42. Set goals and check them off as you achieve them.
Tweet by @Frostbe
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If you got in debt as a couple, work together to get out.

43. #CreditChat
Wednesdays | 3 p.m. ET
Check out all the resources and tips shared:
bit.ly/couple-chat

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Wednesdays | 3 p.m. ET
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