Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The video panel included: Jill Castilla: President & CEO of Citizens Bank of Edmond; Rod Griffin: Director of Public Education at Experian and Mike Delgado: Social Media Community Manager at Experian.
This deck features tips from: @care4yourfuture, @FedChoiceFCU, @KOFETIME, @benpankonin, @ICBA_Jessica, @LisaWeinberger, @ConsolidatedUS, @FlaxJessica, @navicorePR, @debtcom, @Kasasa, @CitizensEdmond, @KasasaNews, and @HighYaReviews.
4. #CreditChat
Wednesday | 3 p.m. ET
โLots of people open their first account
around the time they get their first
paycheck.โ
- @FedChoiceFCU
5. #CreditChat
Wednesday | 3 p.m. ET
โWhen I got my first job when I was 15 or 16,
a banker came to our job orientation and
told us to open an account.โ
- @care4yourfuture
7. #CreditChat
Wednesday | 3 p.m. ET
โFirst banking experience was quick and
easy! Best part was depositing my birthday
money.โ
- @KOFETIME
8. #CreditChat
Wednesday | 3 p.m. ET
โI went to the bank frequently with my parents and knew
every teller. Later I walked to the bank with the money
bag.โ
- @benpankonin
9. #CreditChat
Wednesday | 3 p.m. ET
โLoved going with my mom when I was a
kid. Free lollipops at local bank and nice
people to talk to. Whatโs not to love?!โ
- Jessica Wallace
@ICBA_Jessica
11. #CreditChat
Wednesday | 3 p.m. ET
โCommunity banks are independent, locally
owned and operated banks with assets
ranging from less than $10 million to
billions.โ
- @care4yourfuture
12. #CreditChat
Wednesday | 3 p.m. ET
โCommunity banks are more personal and the tellers know
you and the accounts you have with them. Many are also
local based.โ
- @LisaWeinberger
13. #CreditChat
Wednesday | 3 p.m. ET
โA community bank provide services in their
local communities. Locally owned and
operated.โ
- @ConsolidatedUS
15. #CreditChat
Wednesday | 3 p.m. ET
โThe key difference is the involvement in the
local community that the bank has works to
help local partners.โ
- @care4yourfuture
16. #CreditChat
Wednesday | 3 p.m. ET
โA community bank means you go to the
extra mile and take a risk others wouldnโt.
Itโs about being there through the good and
bad.
- @FlaxJessica
18. #CreditChat
Wednesday | 3 p.m. ET
โCommunity banks often offer more
financial tools and tips on financial
literacy.โ
- @debtcom
19. #CreditChat
Wednesday | 3 p.m. ET
โCommunity banks offers higher rates on savings accounts
and lower costs of borrowing than customers at traditional
banks.โ
- @KOFETIME
20. #CreditChat
Wednesday | 3 p.m. ET
โCommunity banks can be more willing to
work with you on rates, fees, etc. Youโre part
of the same โcommunity familyโ.โ
- @navicorePR
22. #CreditChat
Wednesday | 3 p.m. ET
โMany community banks offer incentives
for savings or maintaining a certain
account balances. Look at what your bank
offers.โ
- @care4yourfuture
23. #CreditChat
Wednesday | 3 p.m. ET
โScholarships, financial advisors, financial
literacy experts. The list goes on!โ
- @Kasasa
25. #CreditChat
Wednesday | 3 p.m. ET
โIntegration with schools and community
programs, taking time to talk with
customers one-on-one, or even hosting
classes.โ
- @KasasaNews
26. #CreditChat
Wednesday | 3 p.m. ET
โCommunity banks often also are deeply invested in
financial education to all ages in the community!โ
- @CitizensEdmond
27. #CreditChat
Wednesday | 3 p.m. ET
โCommunity banks often offer workshops
and seminars on different topics.โ
- @debtcom
29. #CreditChat
Wednesday | 3 p.m. ET
โThe Independent Community Bankers of
America has a great locator map to find a
community bank in your area.
- @care4yourfuture
30. #CreditChat
Wednesday | 3 p.m. ET
โOur awesome national community banking trade
association @ICBA has a bank locally locator!!โ
- @CitizensEdmond
31. #CreditChat
Wednesday | 3 p.m. ET
โCredit Union Locator via @TheNCUA -
National Credit Union Administration.โ
- @KOFETIME
32. #CreditChat
Wednesday | 3 p.m. ET
What final tip can you give someone
interested in learning about community
banks?
33. #CreditChat
Wednesday | 3 p.m. ET
โWalk in the doors! Youโll see and feel the
difference right away. They want to help
you in your search.โ
- @KasasaNews
34. #CreditChat
Wednesday | 3 p.m. ET
โThere are some great benefits to joining a community
bank, but do your research and figure out whatโs best for
your needs.โ
- @care4yourfuture
35. #CreditChat
Wednesday | 3 p.m. ET
โGo to banklocally.org and find a bank
closest to you, then stop by and takk with a
banker!โ
- @HighYaReviews