covid-19 national economy innovative sme’s entrepreneurship effects of covid-19 sadc economic growth bonds/fixed income interest rates allocations investing 60/40 asset allocation namibian inland revenue department electronic filing system (itas) tax returns e-filing e-government it employees staff retention effect of technology return on investments firm’s performance global financial world return on assets (roa) change in fair value (cfv) business decision-making modelling data transforming categorising and summarising data cleaning cross-sectional survey design quantitative methods miscellaneous allowances spss software government-linked companies (glcs) board members public enterprises in namibia remuneration on performance effect of board members auditor general internal auditing stakeholder theory university of namibia unam portal learning management system digital online platforms digitalization accounting sphere advanced technology asses main drawbacks
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