Prompt Pitch + Demo (send money to a new customer)

1. !
THE PREPAID DIGITAL WALLET
+ + +

3. Do you know any way to send money instantly to someone?
To send and monitor the money you give to your child every week?
To pay your coffee instantly at the table without waiting for the waitress?
To pay at the supermarket without money, card or smartphone?
To shop online without giving away your card data and in only 2 steps?
WE WANTTO END ATM CASH WITHDRAWALS!!!

4. What is ?
that works like a prepaid mobile card
top up using
allows you to make instant money transfers...
to a contact* locally
... and to pay anything
locally online
THE MOST INTUITIVE & EASY WAY!
*even if the receiver doesn’t have a account - viral!
it’s a digital wallet

5. phone - phone email SMS facebook
THE GREATEST PAYMENT REVOLUTION SINCE CREDIT CARDS!
PROMPT & FREE MONEYTRANSFERS BETWEEN USERS
THE DIGITAL WALLET.THE END OF MONEY AS WE KNOW IT
THE EASIEST AND MOST USER-FRIENDLY OF ALL PAYMENT SYSTEMS
TOP UP USING
DISPOSABLE ACCOUNTS (PRIVACY AND EASE-OF-USE)
5 SECONDSTO CREATE A NEW ACCOUNT (TRANSFERSTO NEW USERS) -VIRAL MECHANISM
PAY USING
WEBVERSION - ONLINE PAYMENTS WERE NEVER SO EASY AND FAST
(dumbphones)

6. Click!
?
Scan recipient’s QR code
Insert value
Insert PIN!
Recipient gets notification
5 SECONDS!

7. use in any website
1
2
3
purchase anything with in 5 SECONDS!
Click!

8. Web (Tablet)
App

9. Web + Mobile Web + MobileMobile
+ + + + + + + + + +
+ + + + + +
+ + + + +
+ + + + ++ +
+ +
+ + +
+
+ + + + +
+ + ++ + +
+ + +
competition
+ + + + +
+ +
+ + + + + +
+ + +
Web + Mobile
+
Technology
Platform
Usability / Speed
Viral Mechanism
POS Integration
Points | Discounts | Rewards
(Gamification)
Privacy
Security
Company Size
(Investment | Scalability)

10. their business model
2,5%
2,0%
2,0%
> 2,5%*
> 2,5%*
*
+ 0,10€/ transaction
+ 30€/mo POS rent
+ Data (GSM) plan
user
seller
supplier

11. withdrawal fee
payment fee
interest (prompt)
1,5%
0,5%
6%*
* annual
0,5%
0,5%
1,5%
1,5%
free!
single bank account
the withdrawal fee (1,5%) will be charged whenever the user transfers it’s
prompt balance to another bank
when the prompt balance is transfered to another (same bank)
account, there are no fees applied - FREE!
*
* online banking
transfer fee between regular users
0%between regular accounts - no receipt emission
0%
our business model
user
seller
supplier

12. typical (bank) use
Ana Maria
43 y.o.
Teacher
Top Up
(online banking)
Pedro (son)
17 y.o.
Student
send money
the money never leaves the bank (partner)
+ Security
+ Liquidity (Bank)
- Fraud
instead of withdrawing cash on the ATM...
my bank account
online...
... and in the real-world
pay

13. the headache
Online Shopping
+ Debit Card not allowed for < 20€
Average Shopping Cart - 20€
70% of Customers pay in Cash
- Most people don’t have
- Insecurity and Mistrust (Bank Data)
- Unintuitive and Slow processes
Real-World Shopping
MoneyTransfers
- Only through IBAN/SWIFT (complex)
- Sender must inquire this data first (from receiver)
- Only available on the next working day (bank account)
- Real-Money on the 21st century?
- Change when we need it?
- Packed Wallets
- Card Fraud
- So many paper receipts!
- Carrying Money (Security?)
* PT example
+
+
Opportunity

14. security & fraud
+ Password (Web & App)
+ PIN (4 digit)
+ Matrix Key
(PT Debit Card System) only has 4 Digit PIN
+ Monthly Limit onTransactions - 1000€ - Basic Account
+ Maximum Balance Allowed - 1000€ - Basic Account
+ Verified Account (Verified Data*) - No Limitations
*Bank or PostalVerification
+ Monitoring of MultipleTransfers to Single Accounts
+ Monitoring of Suspicious Withdrawals and Payments
+ Linking Mobile Numbers, and
+ Withdrawal always associated with Destination (Bank Account)
Automatic Invoice/Receipt Emission (Digital)+
POS Payments - Merchants ( Integration)
Mobile Number PIN
software integration with:

15. market distribution
-
when a payment* is completed...
the payment fee (0,5%) goes to the POS provider
therefore stimulating the distribution and development of solutions.
*we consider payments the money transfers between regular users and merchants - Invoice/Receipt Emission
How are we going to expand our
network of merchants and
therefore users?

16. markets
-
- HUGE ties with US
- Favorable Regulations
- Language (friendly)
- Growing Fast
+85% Unbanked
- Physical Presence
- Cheap & Quality Labour
- Prepaid-friendly Market
- Market Need
- Connections
+
- Language (friendly)
- Prepaid Market
- Fast Growing Economy
- Investment Available
- Connections
+
- Language (friendly)
- HUGE Market
- BRIC
- Latin America Entry
-Tech Friendly
+

17. what’s in it for our partners?
Growth in Brazil, México and Angola+
It’s also a Product for the Unbanked (Large) Community
MoneyTransfers between users (same country) made Easy
2 Largest Markets in Latin America and 1 of the Largest African Markets
Solves a Big Problem in these communities
More accounts & More Users+
A SUPER-promotion tool
Another reason to have an (partner) account
Market Advantage - No direct competition!
Profit+
A (Large) piece of the Micro-Payments
Everything happens inside one BIG account
Money doesn’t leave the bank
NoVISA or MasterCard (External) fees...
Banks...
TELCOs...
or POS providers