ESL, Finance Vocabulary, Finance Idioms, Money Vocabulary, Money Idioms, English, Personal Finance

1. 
FinanceVocabulary
Vocabulary & Phrases

2. Look at the following pictures and
describe what’s happening

4. A thief is pickpocketing / stealing this man’s wallet

6. This person is withdrawing money from an ATM

8. The bank teller is counting money and giving it to the customer.

10. He’s saving money by putting it in a piggy bank

12. The person is leaving / taking a tip in a restaurant.

14. “swiping” the card /
charging the card
• The credit card was denied
• it was over the limit
• cut the card (due to many
many reasons).

15. Personal Finances

16. When we travel to another country, we may need to exchange
our money in order to get a different…C_______________
What c_________ do they use in…
• England
• Japan
• Thailand
• India

17. When we travel to another country, we may need to exchange
our money in order to get a different CURRENCY
What currency do they use in…
• England …….Pound
• Japan….. Yen
• Thailand…..Baht
• India….. Rupee

18. When you must convert currency, the value of the currency is
determined by the daily E___________R___________ OR.
C___________R___________
*Note: this number usually fluctuates slightly between each day.

19. When you must convert currency, the value of the currency is
determined by the daily Exchange Rate OR.
Conversion Rate
*Note: this number usually fluctuates slightly between each day.
Ex: “What’s the exchange rate today from Dollar to Dong?”

20. These are….B________/ C_____ These are/This is C_____________

21. These are….BILLS/ CASH These are COINS/This is CHANGE
In America: Bills = “Bucks” “I have $50 bucks”
UK: Bills = “Notes” “Do you have a 50 pound note”

22. How many different ways can you describe this amount?

23. • Fifteen-Thousand Dollars
• Fifteen Grand (1 grand = 1,000)
• Fifteen “K” (15k …1K = 1,000)
• One-thousand, Five-Hundred Dollars
• Fifteen-hundred Dollars (How can you say, $2,500 $8,500 5,500?)

24. People often say they’re b______
if they have little or no cash.

26. If you need to pay for something that costs more money
than you have, one option is to b___________ money from
a friend or family.
You can also take out a l_________ from the bank.

27. If you need to pay for something that costs more money
than you have, one option is to borrow money from
a friend or family.
You can also take out a loan from the bank.

28. When you owe money (usually a larger amount), we can say you
are in D________________ or you have d____________.

29. When you owe money (usually a larger amount), we can say you
are in Debt or you have debt.
Example: “Oh man, I’m $35,000 in debt after graduating university. Too bad I got a degree
in Literature.”

30. Ex: If I want to buy a new Motorbike, but
I don’t have enough cash to pay for it all…. I
can make an agreement with the seller.
I will pay $100/mo. every month, for 9months.
Each payment is called an I_____________
I________ are a part of a bigger loan that is repaid over time with
a set number of scheduled payments

31. Installments are a part of a bigger loan that is repaid over time
with a set number of scheduled payments
Ex: If I want to buy a new Motorbike, but
I don’t have enough cash to pay for it all…. I
can make an agreement with the seller.
I will pay $100/mo. every month, for 9months.
Each payment is called an Installment

32. If you give money (or things) to a person / people or an organization that will use
the money to help people, this is called a making a d_______________.
If you d__________ money (things), you don’t expect to get repaid.
• Usually the organizations that
help are called C____________

33. If you give money (or things) to a person / people or an organization that will use
the money to help people, this is called a making a donation.
If you donate money (things), you don’t expect to get repaid.
• Usually the organizations that
help are called Charities

34. The bills and services you pay for each month are called your monthly E____________.
When you are trying to save money, many people create a B____________ to
allocate money and cut down on unnecessary spending.

35. The bills and services you pay for each month are called your monthly EXPENSES.
When you are trying to save money, many people create a BUDGET to
allocate money and cut down on unnecessary spending.

36. On payday, many companies pay their employees by B___________ T__________.
However, more traditional (old fashioned) business still pay their employees by a
paper C__________________.
In that case, the employee can cash the C_________ at the bank, or D________ the
money in their savings account.

37. On payday, many companies pay their employees by Bank Transfer
However, more traditional (old fashioned) business still pay their employees by a
paper Cheque (uk) / Check (us).
In that case, the employee can cash the Check at the bank, or Deposit the
money in their savings account.

38. Payment that is made to a professional usually charging
by the hour (but not always) is called a F________

39. Payment that is made to a professional usually charging
by the hour (but not always) is called a Fee

40. This is money that people save and set aside for the
future (ex: retirement money, money for university, money
to buy a house).
We call it a n_____ egg

41. This is money that people save and set aside for the
future (ex: retirement money, money for university, money
to buy a house).
We call it a nest egg
ex: Each month, I try to save 10% of my
income to create a nice nest egg when I
retire. Maybe I’ll travel the world.

42. Money Idioms

43. When something is very expensive… we often say:
“It will cost you an ___________ and a ____________”

44. When something is very expensive… we often say:
“It will cost you an arm and a leg”
(meaning, it’s so expensive, you’ll have to make a sacrifice )

45. When you have to pay for something with your own money,
(it’s usually not complimentary or included in a service)
We say, “You have to p_____ out of your own p_______”

46. When you have to pay for something with your own money,
(it’s usually not complimentary or included in a service)
We say, “You have to pay out of pocket”
ex: When he went to the hospital, he thought his
insurance plan would cover the expenses, but they
didn’t and he had to pay out of pocket

47. When we want to mention that someone has always been wealthy
or was born rich…
We can say, they were “born with a S________ S________ in their
mouth.”

48. When we want to mention that someone has always been wealthy
or was born rich… (has a rich family)
We can say, they were “born with a Silver Spoon in their
mouth.”

49. If someone looks really great, usually with nice clothes on, we can
compliment them by saying:
“You look like a M___________ D___________!”

50. If someone looks really great, usually with nice clothes on, we can
compliment them by saying:
“You look like a Million Dollars!”

51. We say this when we want to indicate that “every problem can be
solved by money.”
If you want to convince someone to do something for you,
Money t__________ (means, you can offer money, and they’ll
do it)

52. We say this when we want to indicate that “every problem can be
solved by money.”
If you want to convince someone to do something for you,
Money Talks (means, you can offer money, and they’ll
do it)
“I’m having a party, and I wonder if
my neighbor will allow me to park
motorbikes in front of her house…”
“Well, money talks. I’m sure she would
say ‘yes’ if you offered her a bit of money.”
“good idea!”

53. If you want to challenge someone to a bet (have a contest where
you can win money from each other)…
We often say,
“You should put your M_______ where your M_________ is! I
bet you I can sell more than you this month!”

54. If you want to challenge someone to a bet (have a contest where
you can win money from each other)…
We often say,
“You should put your Money where your Mouth is! I
bet you I can sell more than you this month!”