Fixed deposit (FD) is a financial instrument provided by the banks that give everyone an opportunity to deposit their savings for a period of time. Different banks offer different rates and the rates are determined by respective financial institutions. At times, the rate can go up as high as 9%. Once the term elapses, you are entitled to the interest and you will be able to withdraw every three months. Read more on: http://kimchiew.edublogs.org/2014/07/09/fixed-deposit-and-its-returns/ For beginners: http://www.imoney.my/articles/what-is-fixed-deposit-how-do-fixed-deposits-work/ For comparison rates: http://www.imoney.my/fixed-deposit/hong-leong/fixed-deposit-prosperity-fd-promotion

2.  Fixed deposit (FD) is a financial instrument provided
by the banks that give everyone an opportunity to
deposit their savings for a period of time.
 Different banks offer different rates and the rates
are determined by respective financial institutions.
At times, the rate can go up as high as 9%.
 Once the term elapses, you are entitled to the
interest and you will be able to withdraw every three
months.

3.  Be sure to always keep an eye on your money as
time passes.
 To ensure better savings, take some time to find a
few other sources as different financial institution
might offer better options.
 There is a varied range of fixed deposit; some are
catered solely for investors. Hence, pick the one will
benefit you the most.

4.  Bankers treat fixed deposit as loan arrangement. In
other words, those savings you have deposited shall
allow you to earn an amount equivalent to the
interest.
 The interest rate is determined by a few many other
factors and this includes the duration and location of
your deposit

5.  For beginners, perhaps you can check out Hong
Leong Bank’s fixed deposit.
 Fixed deposit only allows you to withdraw at a
certain period of time. Sometimes, it can take up to 5
years or even longer and that depends.
 Most organizations such as the corporate entities
that have the intention to put aside a sum of money
for a period of time find that fixed deposits are the
best way to achieve their objective.

6.  Read up on Fixed Deposit Malaysia to get a general
overview.
 Investing in fixed deposit is almost similar as
investing in a trust deposit. How it works is that trust
deposit only works in making the name of one
person. The idea behind a trust deposit is to prevent
others from knowing the financial standing and to
increase deposits for a period of time.

7.  Fixed deposit has definitely provided a good way for
investors to put their funds and it has proven to be
beneficial to those who invested a large sum of
money.
 Ultimately, the decision is entirely up to different
individual investors, whether they are willing to take
the risk to gain higher returns or whether to just
stick to a relatively low investment with lesser risk.