There are some great benefits to Executive provided LTC Insurance - this quick slideshow discusses some.

1. 4 Reasons to Offer
Executive Long-Term
Care Insurance

2. 2
Long-term care insurance is not a
Golden Handcuff or other similar
paid-up executive arrangement.
The value of this benefit will be
experienced 20-30 years past
their employment.
Implementing an Executive LTCI
Plan sends a message of
importance to the C-Suite and key
employees. Recruit. Reward.
Retain.
1. It’s a Symbolic Benefit

3. 3
The demographics aren’t lying.
Most C-Suites are at the ideal age
and are personally connected to
the issue from experiencing a
long-term care event with family
or friends.
The employees are also going
through caregiving situations --
and this demand is beginning to
surface within the workplace.
2. Timing is Right

4. 4
The Patient Protection and
Affordable Care Act (PPACA)
pushed Americans to think about
healthcare now and in retirement.
The expectation that the cost of
healthcare will be the biggest
expense throughout retirement
has increased over the past year:
 Pre-retirees (51%, 2014 vs. 43%, 2013)
 Don’t own LTCI (45%, 2014 vs. 33%, 2013)
3. Healthcare is Front-of-Mind

5. 5
The “Triple Play”
 Premiums are tax deductible
 Plans are not part of the
Cadillac Tax and ability to
carve-out
 Benefits are usually paid tax-
free
4. Favorable Tax Treatment