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Does it make sense to
 Refinance with your
 CURRENT LENDER?
      www.LowVARates.com




             www.LowVARates.com or Toll Free
                             866-569-8272
   If you are like most people you must think
    your current lender can get you the best deal
   Why would you think this?
    ◦ Perhaps less paperwork since they have your loan
      already
    ◦ Since they have the loan already it will be faster
    ◦ They do not want to lose your business after all
      these years.




                             www.LowVARates.com or Toll Free
                                             866-569-8272
   Your CURRENT LENDER is the least likely to
    get you the most competitive deal out there.
   Why is this?
    ◦ They have you contractually obligated to a higher
      rate at this time. They will say and do what they
      can (within reason) to convince you that you wont
      get any better.
    ◦ They are servicing your loan so they are a RETAIL
      lender, which is MUCH DIFFERENT than a
      WHOLESALE lender.
    ◦ They will take just as long and just as much
      paperwork.


                             www.LowVARates.com or Toll Free
                                             866-569-8272
   Wholesale (Costco or Sam’s Club)
   Retail (Local Grocery or Convenience Store)
   Where are you going to get the least costly
    bottle of shampoo? Costco or Local Grocery?
   Does everyone go for price alone?
    ◦ Service
    ◦ Reputation
    ◦ Experience




                        www.LowVARates.com or Toll Free
                                        866-569-8272
   We are a WHOLESALE LENDER (Costco or
    mortgages)
   We have excellent customer service. Check
    our RATING AT BBB.
   We have a $250 lowest rate/APR challenge.
   Specialize SOLELY IN VA HOME LOANS!




                        www.LowVARates.com or Toll Free
                                        866-569-8272
Serving Veteran and Military Home Owners Nationwide

  Apply online at
www.LowVARates.com

                        www.LowVARates.com or Toll Free
                                        866-569-8272

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Your Current Lender vs. Low Va Rates

  • 1. Does it make sense to Refinance with your CURRENT LENDER? www.LowVARates.com www.LowVARates.com or Toll Free 866-569-8272
  • 2. If you are like most people you must think your current lender can get you the best deal  Why would you think this? ◦ Perhaps less paperwork since they have your loan already ◦ Since they have the loan already it will be faster ◦ They do not want to lose your business after all these years. www.LowVARates.com or Toll Free 866-569-8272
  • 3. Your CURRENT LENDER is the least likely to get you the most competitive deal out there.  Why is this? ◦ They have you contractually obligated to a higher rate at this time. They will say and do what they can (within reason) to convince you that you wont get any better. ◦ They are servicing your loan so they are a RETAIL lender, which is MUCH DIFFERENT than a WHOLESALE lender. ◦ They will take just as long and just as much paperwork. www.LowVARates.com or Toll Free 866-569-8272
  • 4. Wholesale (Costco or Sam’s Club)  Retail (Local Grocery or Convenience Store)  Where are you going to get the least costly bottle of shampoo? Costco or Local Grocery?  Does everyone go for price alone? ◦ Service ◦ Reputation ◦ Experience www.LowVARates.com or Toll Free 866-569-8272
  • 5. We are a WHOLESALE LENDER (Costco or mortgages)  We have excellent customer service. Check our RATING AT BBB.  We have a $250 lowest rate/APR challenge.  Specialize SOLELY IN VA HOME LOANS! www.LowVARates.com or Toll Free 866-569-8272
  • 6. Serving Veteran and Military Home Owners Nationwide Apply online at www.LowVARates.com www.LowVARates.com or Toll Free 866-569-8272