Companies in this industry issue credit cards used by consumers and businesses to purchase goods and services in return for payment in full or in installments. Major companies include American Express, Capital One Financial, Discover Financial, Alliance Data Systems (all based in the US) as well as Credit Saison and Mitsubishi UFJ Nicos (both of Japan), Style Financial (Scotland), and SHC Management (South Korea). Major retailers, banks, and oil and gas companies also issue credit cards.

1. Credit Cards
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2. ABSTRACT
Companies in this industry issue credit cards used by consumers and businesses to
purchase goods and services in return for payment in full or in installments. Major
companies include American Express, Capital One Financial, Discover Financial,
Alliance Data Systems (all based in the US) as well as Credit Saison and Mitsubishi UFJ
Nicos (both of Japan), Style Financial (Scotland), and SHC Management (South Korea).
Major retailers, banks, and oil and gas companies also issue credit cards.
There are more than 550 million credit cards in circulation in the US and more than 1
billion worldwide, according to CreditCards.com. Just 10 nations account for more
than 80% of global credit card issuing revenues, according to consulting firm McKinsey
& Co. The US and Brazil are the largest by revenue, accounting for more than half of
global revenue. Other major markets include Japan, Canada, the UK, and South Korea.
The US credit card industry includes more than 1,100 establishments (single-location
companies and units of multi-location companies) with combined annual revenue of
about $85 billion.
Financial transaction processors provide transaction services for companies that issue
credit cards and to merchants that accept credit card payments. That industry is
discussed in a separate profile.

3. ABSTRACT
COMPETITIVE LANDSCAPE
Demand is driven by consumer spending, business investment activity, and interest
rates. The profitability of individual companies depends on their ability to collect fees
and interest in addition to balancing credit risk and attracting new customers. Large
companies...

4. Length Publisher Published Date
10 Pages First Research June 6th, 2016
Table of Contents
1. Industry Overview
2. Quarterly Industry Update
3. Business Challenges
4. Business Trends
5. Industry Opportunities
6. Call Preparation Questions
7. Financial Information
8. Industry Forecast
9. Web Links and Acronyms
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