1. Muhammad Zahirul
1/18 Mermaid Crescent, Wyndham Vale, VIC 3024
03-9741 8564 (home), 0433230451
mzhbabor@yahoo.com
Career Objective:
Looking for new opportunities to leverage my 9+ years’ experience in Banking and
Finance Industry. I am highly experienced in supervising and mentoring new staffs,
Account payable, Accounts receivable, accruals, forecasting, Yearly budget preparation,
maintain Asset register, ATM- Visa reconciliation, Payroll reconciliation. I am highly
experienced in transactional banking, Home loans, personal loans and credit card
customer inquiry resolution.
Professional Credentials
 Worked as a AP and AR supervisor for 5 staffs over 4 years
 Experienced in Yearly budget preparation
 Experienced in monthly accruals and forecasting
 Maintain Company’s Asset register, prepare end of month depreciation calculation
and report to Management accountant
 Highly experienced reconciliation officer
 Experienced in payroll reconciliation in Chris 21
 Proficient in Sun Accounting System, Visual Risk Treasury system, SAP and MYOB
 Highly experienced in complex accounts reconciliation.
 Highly Experienced in all sorts of Accounts payable, Receivable
 Prepare statutory reports for management
 Ensure high standards are met and goals are achieved within time frame.
 Advanced knowledge in spread sheets and quick learner of new computer
software.
 Experienced in Statistical and econometric data analysis by using SPSS and SAS

2. Professional Experience-
Senior Finance Officer: Jan 2015 to date
Bank Australia, 222 High Street, Kew, Vic 3101
 Assist with preparation of annual budgets for occupancy and customer service
access costs
 Calculation of specified monthly accruals for and prepayments
 Establish and maintain a systematic and continuing review of the asset register for
Bank Australia and all related entities ensuring the location of assets are correctly
recorded
 Preparation of the monthly capital report
 Processing of investment journals including daily interest accruals
 Upload monthly depreciation expense from FA system to GL
 Posting of staff payroll to GL and reconciliation to EFT amount
 Import trial balances into Sun from Phoenix
 Bank account entry processing and follow up
 Control account processing and maintenance of the associated GL's
 Accounts Receivable for Bank Australia and ECS Unit Trust
 Assist with RTGS processing as required
 Assisting with customer transactions via Direct Entry and remote access
 Assist with withholding and interest rate adjustments where required
Payments and Reconciliation Supervisor: Jan 2011 to Jan 2015
Bank mecu, 222 High Street, Kew, VIC 3101
Responsibilities:
 Prepare End of month Debtors and creditors report
 Prepare End of month New Creditors report
 Prepare End of month Motor Vehicle Kilometre report for FBT purpose
 Supervise team of 5 for daily accounts receivable and payable
 Prepare payment Authorisation in NAB connect for Manager
 Supervise Foreign currency order from multiple service Centres

3.  Update Investment schedule in Visual risk treasury system
 Monitor and report on company asset register
 Bank reconciliation
 Reconcile ATM VISA clearing accounts on a daily basis.
 Reconcile Customer Chequing clearing accounts on a daily basis.
 Reconcile Direct Entry clearing accounts on a daily basis.
 Reconcile securitised loan transactions on a daily basis.
 Reconcile CBS product control accounts to the General Ledger on a daily basis.
 Reconcile CBS WIP general ledger accounts on a daily basis.
 Reconcile other designated general ledger accounts on a monthly basis.
 Government Guarantee reporting and reconciliation on a monthly basis.
 Reconcile Staff and Directors VISA expense accounts on a monthly basis.
 Review Cash floats and Cash count reconciliations on a monthly basis. .
 Update the monthly motor vehicle usage report. Follow up any outstanding
declarations.
 Investigate and follow up all reconciliation discrepancies in a timely manner. Any
delays in reports that assist this process must be reported to the IT department
immediately and followed up for remedy.
 Responsible for maintaining corporate account signatories.
 Responsible for maintaining access to Cuscal systems, Fin-View & IPEX.
 Responsible for collating monthly Finance stationary orders.
 Participating in job rotation in similarly classified positions within the department.
Finance Officer; March 2008 to Dec 2010
bankmecu, KEW, VIC 3101.
Responsibilities:
 Process and reconcile daily RTGS (Real time gross settlement) amounts
 Maintain Asses register of the company

4.  Update Daily Government Guarantee fees, arrange collection form customer
account at the end of month, prepare month end report and arrange payment to
RBA
 Prepare monthly Government Guarantee report for Government Guarantee
Scheme
 Prepare monthly ATM income and fee report for management
 Prepare monthly budget variance report for printing and postage costs
 Process Travel Allowance, Superannuation payments and other special payments
required by the organization
 Process all LMI, Valuation, Solicitous and other lending support payments.
 Supervise swift processing as required and resolve any critical issues
 Monthly reconciliation of designated general ledger clearing accounts within policy
timeframes and subsequent action to follow up and clear outstanding items
 Accounts Receivable for bankmecu and ECS Unit trust, including the raising of
Invoices to Debtors including Insurance. Includes timely follow up of outstanding
amounts and monthly reconciliations.
 Ensure entries to the accounting system are coded correctly for FBT, GST, Tax and
management purposes
 Process stop cheque requests and credit appropriate members accounts after
placing restrictions on the cheque.
 Circulating and processing reimbursement from staff making personal use of Citilink
and Mobile Phones.
 Ensure non financial data required for sustainability reporting is correctly processed
into the accounting system.
 Reconcile all ATM disputes and apply appropriate credits to members
 Maintain bankmecu’s corporate signatory list with CUSCAL and NAB
 Previous experience in calculation of the daily liquidity requirements of Uni Credit
Union by forecasting the cash inflows and outflows of the organisation. Authorise
transfers between 11am and S1 accounts at CUSCAL to aim for a minimum credit
balance in S1
 Process entries from the bank account and follow up outstanding items with NAB in
a timely manner as required while I was working at Uni Credit Union

5.  Bank reconciliation at Uni Credit Union during the transition form Uni credit union to
mecu limited
 Train new staff on SUN system, IPEX system, Phoenix
 Assist in Annual Audit process by KPMG(External), Ernest and Young (Internal)
 All Accounts payable as a relief
Assistant Accountant June 2007 March 2008
Active Building System PTY Ltd
Active Building System is a renowned building products manufacturing company in
Brisbane. Company had $30 million turnover annually.
Major responsibilities:
 Reconciliation of all bank accounts weekly
 Preparing BAS and PAYG Statements
 Preparing monthly reconciliations and journals
 Accounts Payable - Reconciliations, EOM procedures
 Accounts Receivable - managing the ledger
 Debtors and creditors reconciliation
 EOM Cash Flow, Profit and Loss and Balance Sheet preparation
 Payroll for all the employee
 Superannuation calculation and process fro all staff
 Maintain asset register
 Admin duties
Administrative officer- Accounts Payable (Mar 2007 June 2007)
Disabilities Services Queensland, Queensland Government
Major Responsibilities:
 Batching, Marching Coding
 Creating Purchase order in SAP
 Change Purchase Order in SAP
 Prepare Vendor Registration form

6.  Arrange same day payment for clients
 End of Financial Year Reconciliation of Accounts Payable in DSQ in SAP
 Ad-hoc Administration duties
 Helping manager to prepare budget for next FY
Admin and invoicing officer (AR and AP Role) November 2006 to March 2007
ISS/ Group 4 Security, Brisbane, Australia.
Major Responsibilities:
 Accounts Receivable duties
 Accounts Payable duties
 Coding ( BAS) Creditors invoice and getting authorized
 Process Accounts Payable Invoices
 Advice and process Credit note
 Reconciliation Creditors account
 Preparation of Billing Advice
 Invoicing into SUN System
 Resolve Client query by Phone, Fax and email
 Data entry
Collection Officer June 2006 to October 2006
St Andrews Memorial Hospital, Brisbane, Australia.
Major responsibilities:
 Collating overdue patient information
 Liaison with Medicare Australia for rebates and payments
 Contact patients for payment options
 Repost manager for weekly KPI
Accounts Clerk Sep 2004- Oct-2006
Card Link Distributions
Major responsibilities:
 Regular banking, Reconciliations
 Accounts receivable and accounts payable
 High Volume processing of invoices

7.  Calculate Weekly stock of different calling cards
 Process order from different retail stores
 Answering client inquires
Research Assistant Nov2000-March 2004
Oxford Policy Management (OPM), UK
Major responsibilities:
 Conduct meeting with high officials for the chief consultants
 Collect and analyse primary information from various stakeholders
 Join the meeting with the consultants
 Prepare reports and presentation for the chief consultants
Educational Background
2004-2006 Master of Professional Accounting Advanced
Griffith University, Nathan Campus, Brisbane, Queensland
1995-2000 Bachelor of Social Science in Economics
SUST, Bangladesh.
Computer Skills
 SUN, Visual Risk Treasury system SAP, MYOB, Ultra Data, Chris 21 payroll
 Phoenix Banking System, CBS banking system, CERNER patient management
system
 Advanced knowledge in Microsoft Excel, Microsoft Word
 Microsoft Access, PowerPoint, Outlook and internet
 SPSS, SAS, Oracle, Decision Support System
Reference:
Will be provided upon request