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One mobile app for
all the banks
#LAUNCHHackathon 2016
Petr Dvořák Eli Sakov
CEO at Lime Data Scientist at
Kaliber Labs
Multi-banking app
for the Europe
Think “Venmo for Europe”
Why it doesn’t
exist yet?
Why Venmo doesn’t
work in Europe?
European banking is different …
• Free wire transfers (not “almost free” - free, for “zero”)
• Fragmented banking market (thousands of banks)
• Security up front - authentication + transaction signing
• Either proprietary or no APIs (will change with PSD2)
PowerAuth Server PowerAuth Server PowerAuth Server
Zingly API Server Zingly API Server Zingly API Server
Zingly Multi-banking Hub Server
Bank A Bank B Bank C
BanksConsumers
• Multiple bank support
• Account and transaction history overview
• Free wire transfers
• Payment to friends (P2P payments)
• Context-aware payments
Thank you!
@joshis_tweets

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Zingly - Single app for all banks

  • 1. One mobile app for all the banks #LAUNCHHackathon 2016
  • 2. Petr Dvořák Eli Sakov CEO at Lime Data Scientist at Kaliber Labs
  • 3. Multi-banking app for the Europe Think “Venmo for Europe”
  • 6. European banking is different … • Free wire transfers (not “almost free” - free, for “zero”) • Fragmented banking market (thousands of banks) • Security up front - authentication + transaction signing • Either proprietary or no APIs (will change with PSD2)
  • 7. PowerAuth Server PowerAuth Server PowerAuth Server Zingly API Server Zingly API Server Zingly API Server Zingly Multi-banking Hub Server Bank A Bank B Bank C BanksConsumers • Multiple bank support • Account and transaction history overview • Free wire transfers • Payment to friends (P2P payments) • Context-aware payments