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[TodaysDate]

[RecipientName]
[RecipientAddressLine1]
[RecipientCityStatePostalCode]

To Whom It May Concern:

I am enclosing a copy of the letter that I mailed you requesting that you
verify the alleged debt your company claims I owe. More than 30 days have
passed and I have not received proof that you have validated the debt
[AccountItemList].Therefore, in accordance with section 1692e(8) of the
Debt Collection Practices Act, which states that any information that is
“false, deceptive or misleading” cannot be reported to any credit bureau, I
request that you immediately delete this false and misleading information
from my credit report.

Please send me a copy of my updated credit report as soon as the above has
been completed.

Sincerely,

[CustomerFirstName] [CustomerLastName]
[CustomerSSN]
[CustomerDOB]
[CustomerAddressLine1]
[CustomerCityStatePostalCode]

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Debt validation letter after 30 days

  • 1. [TodaysDate] [RecipientName] [RecipientAddressLine1] [RecipientCityStatePostalCode] To Whom It May Concern: I am enclosing a copy of the letter that I mailed you requesting that you verify the alleged debt your company claims I owe. More than 30 days have passed and I have not received proof that you have validated the debt [AccountItemList].Therefore, in accordance with section 1692e(8) of the Debt Collection Practices Act, which states that any information that is “false, deceptive or misleading” cannot be reported to any credit bureau, I request that you immediately delete this false and misleading information from my credit report. Please send me a copy of my updated credit report as soon as the above has been completed. Sincerely, [CustomerFirstName] [CustomerLastName] [CustomerSSN] [CustomerDOB] [CustomerAddressLine1] [CustomerCityStatePostalCode]