Small businesses ranging from veterinarians and pharmacies to craft distilleries and hotels rely on the Live Oak Banking Company for the capital and financial expertise needed to fuel their growth. Today, Live Oak Bank is one of the top originators of small business loans, with one of the strongest loan portfolios in the country. The bank is guided by executives who are industry leaders in both finance and technology – a winning combination that brings innovation and efficiency to the lending process.

1. | |SAP Business Transformation Study Banking Live Oak Bank
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2015SAPSEoranSAPaffiliatecompany.Allrightsreserved.
©
Small businesses ranging from veterinarians and pharmacies to craft distilleries and
hotels rely on the Live Oak Banking Company for the capital and financial expertise
needed to fuel their growth. Today, Live Oak Bank is one of the top originators of small
business loans, with one of the strongest loan portfolios in the country. The bank is
guided by executives who are industry leaders in both finance and technology – a
winning combination that brings innovation and efficiency to the lending process.
To sustain its own growth, Live Oak Bank needed more transparent and collaborative
planning processes, along with real-time analytics for making better decisions more
quickly. By using the SAP Cloud for Analytics solution, the bank is meeting those goals®
with an intuitive software-as-a-service solution that's built on SAP HANA Cloud®
Platform for real-time business impact.
Live Oak Bank: Making Faster, Better
Decisions with Real-Time Information
Using SAP Cloud for Analytics®

2. | |SAP Business Transformation Study Banking Live Oak Bank
Increasing collaboration, transparency, and flexibility
Company
Live Oak Banking Company
Headquarters
Wilmington, North Carolina
Industry
Banking
Products and Services
Loans, deposits, and trusts
Employees
379
Revenue
~US$95 million
Web Site
www.liveoakbank.com
Objectives
• Empower decision makers with real-time analytics
• Enable full transparency and collaboration in planning and budgeting
processes to improve communication and decision making
• Automate planning and budgeting processes with a solution that can scale
to keep pace with growth
Why SAP
• Strong collaborative capabilities of the SAP Cloud for Analytics solution®
• Cloud-based subscription service built on SAP HANA Cloud Platform to®
enable real-time answers
• Intuitive solution for all users: analysts, management, and board members
Resolution
• Fully transparent budget cycle
• Embedded analytics for clear visualization
• Flexible process modeling that can support the planning needs of a growing
company
Future plans
• Use technology and analytics to uncover opportunities to grow in new and
existing markets without major investments in tools or personnel
• Update board members and management teams in a more impactful
manner
Greater
Transparency into a more
streamlined budgeting
process
Simpler
Processes to support
growth
Increased
Time available to provide
customers with quality
service and business
advice
( / )Studio SAP | 41985 15 12 2015 SAP SE or an SAP affiliate company. All rights reserved.©
"SAP Cloud for Analytics was transformational. It allows real-time updates to
our plans, collaboration across the organization, advanced analytics, and
one-click visualization. The end-user experience was well received from our
leadership team to our analysts."
Stephen Hayes, Analytics Manager, Live Oak Banking Company

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