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© 2016 Lloyds Banking Group plc and its subsidiaries
DATA VISUALISATION SUMMIT
2016
KNOWLEDGE VERSUS
VISUALISATION
Saqhib Ali, Former Head of Business Data Infrastructure, Consumer Finance Division
16th
November 2016
© 2016 Lloyds Banking Group plc and its subsidiaries 2
Data Visualisation Summit 20,016 BC
© 2016 Lloyds Banking Group plc and its subsidiaries 3
“scientia potentia est”- knowledge is power
Attributed to Sir Francis Bacon
1668 version of the work Leviathan by Thomas Hobbes
© 2016 Lloyds Banking Group plc and its subsidiaries 4
“With Great Power Comes Great Responsibility”
Attributed to Uncle Ben in Spiderman / Voltaire
c Marvel Comics
© 2016 Lloyds Banking Group plc and its subsidiaries
LLOYDS BANKING GROUP
5
30 Million Customers, 6.5 million Digital Customers
© 2016 Lloyds Banking Group plc and its subsidiaries 6
The work area where content can be
placed is shown in the grey shaded box,
and cannot be placed outside of this
FINANCIAL ANALYST PRESENTATION
© 2016 Lloyds Banking Group plc and its subsidiaries 7
The work area where content can be
placed is shown in the grey shaded box,
and cannot be placed outside of this
INFOGRAPHIC
© 2016 Lloyds Banking Group plc and its subsidiaries 8
The work area where content can be
placed is shown in the grey shaded box,
and cannot be placed outside of this
INVESTOR FACING CHARTS
© 2016 Lloyds Banking Group plc and its subsidiaries
NAPOLEON
9
© 2016 Lloyds Banking Group plc and its subsidiaries
CRIMEA WAR
10
© 2016 Lloyds Banking Group plc and its subsidiaries
AGENDA
11
1.Background
2.The problem
3.The solution
4.Q & A
© 2016 Lloyds Banking Group plc and its subsidiaries
COMMON STATISTICS ON REPORTS
12
100% 50% 10%
Sent every month Opened Used
50% 80% 100%
Reports actually
needed
Opened and Used Tailored
© 2016 Lloyds Banking Group plc and its subsidiaries 13
KNOWLEDGE VERSUS VISUALISATION
A bit about me • A qualified Accountant, Exec MBA from Cranfield, BSc (Hons) Physiology
The Challenge
• How to help the UK largest car financing business manage its dealer
performance better.
Why Data
Visualisation
• Existing reports old, redundant, not flexible, not tailored, difficult to see wood for
the trees
How to focus on
the right stuff
• Series of workshops, agile sprints, regular sessions between developers, SMEs
and end-users
What did we
learn
• There is no right answer, the customer is always right, if they like bar charts,
give them bar charts. Getting the right data is key, rather than just how it is
presented.
• Unavailability/ Access issues of data for reporting can’t be under-estimated.
© 2016 Lloyds Banking Group plc and its subsidiaries 14
• Joined Lloyds Banking Group October 2012
• Qualified Accountant- ACCA 1997, Exec MBA Cranfield 2011
• When I started to use Excel type software in 1993, we had Lotus 123 and only one sheet
• We had a choice of visualisations- Bar Charts or Lines
• I’ve worked for the following in the UK and Europe / US / Asia
A BIT ABOUT ME
Saqhib Ali – Head of Business Data Infrastructure, Consumer Finance
© 2016 Lloyds Banking Group plc and its subsidiaries
1
The Challenge
© 2016 Lloyds Banking Group plc and its subsidiaries
DIVERSITY IN CUSTOMER TYPES & DATA SOURCES
16
£4bn 600k 300k
Lending End-consumers Customers financed in
2015
Car Finance Motor Cycle
Finance
Caravan
Finance
Independent Dealers,
JLR, Suzuki, Mitsubishi
Independent Dealers Independent Dealers
© 2016 Lloyds Banking Group plc and its subsidiaries
TRADITIONAL DASHBOARDS
17
Item no Heading Heading
1 First category here 10
2 Second category here 20
3 Third category here 30
4 Fourth category here 40
5 Fifth category here 50
© 2016 Lloyds Banking Group plc and its subsidiaries
ADVANCED DASHBOARDS
18
© 2016 Lloyds Banking Group plc and its subsidiaries
EXEC DASHBOARDS
19
© 2016 Lloyds Banking Group plc and its subsidiaries 20
RANGE OF USERS
Potential Scope of users
DAILY SALES
• Fixed reports, up to 100 created at various times, often with
redundant data at sales person, dealer, region, brand level
WEEKLY SALES
• Used to highlight progress against weekly, monthly, quarterly
targets
DEALERS
• Each Field man may have either large national dealers, brand
partnerships like JLR or independent small dealers
HEADS OF
• Each Business Unit has its own reporting needs, often needed
to consolidate across types- such as Leisure which covers
Motorbikes and Caravans.
EXEC
• Trying to control and manage business with real time data to
identify trends.
© 2016 Lloyds Banking Group plc and its subsidiaries
1) Improve Use Of Information, make Connections
2) Eliminate Redundant Reporting
3) Allow End Users To Customise Reports
4) Obtain Timely Trend Data, make Decisions
5) End users interact with dashboards
Why data
visualisation
© 2016 Lloyds Banking Group plc and its subsidiaries
PROJECT IN STATS
22
£££ HRS KMS
POC / Licences Workshops /
Development
Travel / National
GB GLOBAL SYSTEMS
Data Intensive Work with Off/Onshore
Developers
Upgrades
© 2016 Lloyds Banking Group plc and its subsidiaries
D3JS
23
© 2016 Lloyds Banking Group plc and its subsidiaries
D3JS- SUNBURST
24
© 2016 Lloyds Banking Group plc and its subsidiaries 25
© 2016 Lloyds Banking Group plc and its subsidiaries 26
© 2016 Lloyds Banking Group plc and its subsidiaries 27
© 2016 Lloyds Banking Group plc and its subsidiaries 28
© 2016 Lloyds Banking Group plc and its subsidiaries
1) Ensure full buy-in of Exec Sponsors and
Business Owner, importantly end users
2) Make sure what you produce will be used
3) Challenge the status quo, suggest and advise
4) Support the business in its change
programme
How to focus on the
right stuff
© 2016 Lloyds Banking Group plc and its subsidiaries
1) Get Appropriate Sign Off On Scope
2) Avoid Project Creep
3) Ensure What Is Built Is Fit For
Purpose, today and future proofed
4) Make Sure You Have The Budget
& Resources To Deliver
5) Timely license procurement and
training
What did we learn
© 2016 Lloyds Banking Group plc and its subsidiaries
Buy in from both end users as well as
senior management at the same time.
We could have asked end-users to create
their own reports after training them by
helping in first PoC
What would we do
differently
© 2016 Lloyds Banking Group plc and its subsidiaries 32
Rather than
Knowledge Versus Visualisation,
should instead be
Better Insight Through Visualisation
© 2016 Lloyds Banking Group plc and its subsidiaries
THANK YOU
ANY QUESTIONS ?
saqhib.ali@gmail.com 07758157051 or find me on LinkedIn

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Public Final Saqhib Ali Lloyds Banking Group presentations widescreen 2016

  • 1. © 2016 Lloyds Banking Group plc and its subsidiaries DATA VISUALISATION SUMMIT 2016 KNOWLEDGE VERSUS VISUALISATION Saqhib Ali, Former Head of Business Data Infrastructure, Consumer Finance Division 16th November 2016
  • 2. © 2016 Lloyds Banking Group plc and its subsidiaries 2 Data Visualisation Summit 20,016 BC
  • 3. © 2016 Lloyds Banking Group plc and its subsidiaries 3 “scientia potentia est”- knowledge is power Attributed to Sir Francis Bacon 1668 version of the work Leviathan by Thomas Hobbes
  • 4. © 2016 Lloyds Banking Group plc and its subsidiaries 4 “With Great Power Comes Great Responsibility” Attributed to Uncle Ben in Spiderman / Voltaire c Marvel Comics
  • 5. © 2016 Lloyds Banking Group plc and its subsidiaries LLOYDS BANKING GROUP 5 30 Million Customers, 6.5 million Digital Customers
  • 6. © 2016 Lloyds Banking Group plc and its subsidiaries 6 The work area where content can be placed is shown in the grey shaded box, and cannot be placed outside of this FINANCIAL ANALYST PRESENTATION
  • 7. © 2016 Lloyds Banking Group plc and its subsidiaries 7 The work area where content can be placed is shown in the grey shaded box, and cannot be placed outside of this INFOGRAPHIC
  • 8. © 2016 Lloyds Banking Group plc and its subsidiaries 8 The work area where content can be placed is shown in the grey shaded box, and cannot be placed outside of this INVESTOR FACING CHARTS
  • 9. © 2016 Lloyds Banking Group plc and its subsidiaries NAPOLEON 9
  • 10. © 2016 Lloyds Banking Group plc and its subsidiaries CRIMEA WAR 10
  • 11. © 2016 Lloyds Banking Group plc and its subsidiaries AGENDA 11 1.Background 2.The problem 3.The solution 4.Q & A
  • 12. © 2016 Lloyds Banking Group plc and its subsidiaries COMMON STATISTICS ON REPORTS 12 100% 50% 10% Sent every month Opened Used 50% 80% 100% Reports actually needed Opened and Used Tailored
  • 13. © 2016 Lloyds Banking Group plc and its subsidiaries 13 KNOWLEDGE VERSUS VISUALISATION A bit about me • A qualified Accountant, Exec MBA from Cranfield, BSc (Hons) Physiology The Challenge • How to help the UK largest car financing business manage its dealer performance better. Why Data Visualisation • Existing reports old, redundant, not flexible, not tailored, difficult to see wood for the trees How to focus on the right stuff • Series of workshops, agile sprints, regular sessions between developers, SMEs and end-users What did we learn • There is no right answer, the customer is always right, if they like bar charts, give them bar charts. Getting the right data is key, rather than just how it is presented. • Unavailability/ Access issues of data for reporting can’t be under-estimated.
  • 14. © 2016 Lloyds Banking Group plc and its subsidiaries 14 • Joined Lloyds Banking Group October 2012 • Qualified Accountant- ACCA 1997, Exec MBA Cranfield 2011 • When I started to use Excel type software in 1993, we had Lotus 123 and only one sheet • We had a choice of visualisations- Bar Charts or Lines • I’ve worked for the following in the UK and Europe / US / Asia A BIT ABOUT ME Saqhib Ali – Head of Business Data Infrastructure, Consumer Finance
  • 15. © 2016 Lloyds Banking Group plc and its subsidiaries 1 The Challenge
  • 16. © 2016 Lloyds Banking Group plc and its subsidiaries DIVERSITY IN CUSTOMER TYPES & DATA SOURCES 16 £4bn 600k 300k Lending End-consumers Customers financed in 2015 Car Finance Motor Cycle Finance Caravan Finance Independent Dealers, JLR, Suzuki, Mitsubishi Independent Dealers Independent Dealers
  • 17. © 2016 Lloyds Banking Group plc and its subsidiaries TRADITIONAL DASHBOARDS 17 Item no Heading Heading 1 First category here 10 2 Second category here 20 3 Third category here 30 4 Fourth category here 40 5 Fifth category here 50
  • 18. © 2016 Lloyds Banking Group plc and its subsidiaries ADVANCED DASHBOARDS 18
  • 19. © 2016 Lloyds Banking Group plc and its subsidiaries EXEC DASHBOARDS 19
  • 20. © 2016 Lloyds Banking Group plc and its subsidiaries 20 RANGE OF USERS Potential Scope of users DAILY SALES • Fixed reports, up to 100 created at various times, often with redundant data at sales person, dealer, region, brand level WEEKLY SALES • Used to highlight progress against weekly, monthly, quarterly targets DEALERS • Each Field man may have either large national dealers, brand partnerships like JLR or independent small dealers HEADS OF • Each Business Unit has its own reporting needs, often needed to consolidate across types- such as Leisure which covers Motorbikes and Caravans. EXEC • Trying to control and manage business with real time data to identify trends.
  • 21. © 2016 Lloyds Banking Group plc and its subsidiaries 1) Improve Use Of Information, make Connections 2) Eliminate Redundant Reporting 3) Allow End Users To Customise Reports 4) Obtain Timely Trend Data, make Decisions 5) End users interact with dashboards Why data visualisation
  • 22. © 2016 Lloyds Banking Group plc and its subsidiaries PROJECT IN STATS 22 £££ HRS KMS POC / Licences Workshops / Development Travel / National GB GLOBAL SYSTEMS Data Intensive Work with Off/Onshore Developers Upgrades
  • 23. © 2016 Lloyds Banking Group plc and its subsidiaries D3JS 23
  • 24. © 2016 Lloyds Banking Group plc and its subsidiaries D3JS- SUNBURST 24
  • 25. © 2016 Lloyds Banking Group plc and its subsidiaries 25
  • 26. © 2016 Lloyds Banking Group plc and its subsidiaries 26
  • 27. © 2016 Lloyds Banking Group plc and its subsidiaries 27
  • 28. © 2016 Lloyds Banking Group plc and its subsidiaries 28
  • 29. © 2016 Lloyds Banking Group plc and its subsidiaries 1) Ensure full buy-in of Exec Sponsors and Business Owner, importantly end users 2) Make sure what you produce will be used 3) Challenge the status quo, suggest and advise 4) Support the business in its change programme How to focus on the right stuff
  • 30. © 2016 Lloyds Banking Group plc and its subsidiaries 1) Get Appropriate Sign Off On Scope 2) Avoid Project Creep 3) Ensure What Is Built Is Fit For Purpose, today and future proofed 4) Make Sure You Have The Budget & Resources To Deliver 5) Timely license procurement and training What did we learn
  • 31. © 2016 Lloyds Banking Group plc and its subsidiaries Buy in from both end users as well as senior management at the same time. We could have asked end-users to create their own reports after training them by helping in first PoC What would we do differently
  • 32. © 2016 Lloyds Banking Group plc and its subsidiaries 32 Rather than Knowledge Versus Visualisation, should instead be Better Insight Through Visualisation
  • 33. © 2016 Lloyds Banking Group plc and its subsidiaries THANK YOU ANY QUESTIONS ? saqhib.ali@gmail.com 07758157051 or find me on LinkedIn