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1. LIC New Limited Payment Endowment Plan Table no
830

2. LIC New Limited Payment Endowment Plan Table no 830
ELIGIBILITY CONDITIONS AND OTHER RESTRICTIONS:
Minimum Entry Age : 18 years completed
Maximum Entry Age : 62 years (age near birthday);
Maximum Maturity Age : 75 Years
Minimum Maturity Sum Assured : Rs.3 Lacs. Thereafter, in multiples of Rs.10000/-
Maximum Maturity Sum Assured : No Limit
Policy Term :12, 16, 21 years
Premium Paying Term : 8 & 9 yrs.;
Maturity Sum Assured : Basic Sum Assured + Vested Bonus + FAB, if any;
Death Sum Assured : Sum Assured + VB + FAB, if any, where SA is defined as
Higher of-10 times of Annualized Premium OR 125% of
Basic Sum Assured OR 105% of all premiums paid;
Accident Benefit Rider :Optional rider with minimum Rs.10000/- & maximum up to
Rs.1 Cr, subject to max SA;
Term Assurance Rider :Optional, with min Rs.1 Lac & max Rs.25 Lacs;
Mode Rebates :2% for Yearly & 1% for Half yearly;
High SA Rebates :5 Lacs to 9.90 Lacs=0.50% & 10 Lacs & above= 0.75%;
Revival of Lapsed policies :Within 2 years from date of FUP;

3. LIC New Limited Payment Endowment Plan Table no 830
I.R.R Calculations:
AGE 30 Years
Sum-Assured Rs 3, 00,000/-
Term 21 years
PPT 9 years
T.P 72.65
Premium Rs 72.65 X 300 = Rs 21795/-
Maturity after 21 years
Sum-Assured Rs 300000.00
Reversionary Bonus Rs 48 X 300 X 21 = Rs 302400.00
Final Additional Bonus Rs 100 X300= Rs 30000.00
Total Rs 632400.00
I.R.R 8.94 %( with Tax benefit)
7.47 %( without Tax benefit)

4. LIC New Limited Payment Endowment Plan Table no 830 -
• Latest Plan from L.I.C of India, offering “With-Profit” Regular- Premium Endowment.
• Risk – Cover is 125% of Basic Sum-Assured.
• Risk – Cover is available for 21 years, but commitment for Premium payment is for only 8 or 9 years.
• Maximum-Age-at-Entry 62 years for 12 years Term & 9 years PPT.
• I.R.R 8.94 %
USP