3. MARKET SIZE
26 public sector banks,
25 private sector banks,
43 foreign banks,
56 regional rural banks,
1,589 urban cooperative banks
93,550 rural cooperative banks
Public-sector banks control nearly 80% of the market, thereby
leaving comparatively much smaller shares for its private
peers.
• Standard & Poor’s estimates that credit growth in India’s
banking sector would improve to 11-13 per cent in FY17
from less than 10 per cent in the second half of FY14.
4. AREAS OF BANKING
• RETAIL BANKING
• CORPORATE BANKING
• CORPORATE CREDIT
• TREASURY
• CAPITAL MARKETS
• LENDING TO MICRO, SMALL AND MEDIUM
ENTERPRISES, AGRICULTURE
• MICRO FINANCE
• INTERNATIONAL BANKING
5. SWOT ANALYSIS
STRENGTH
• Banking is as old as Human race :
• Source of employment & GDP growth
• Hedge from risk
• Diversified services
• Connecting People
WEAKNESSES
• Lack Of coordination
• Vulnerable to risk
• High NPA’s
• Can’t reach to Under-penetrated market
• Structural weaknesses
6. SWOT ANALYSIS
OPPORTUNITIES
• Expansion
• Changing Socio-cultural & demographic factors
• Rise in private sector banking
WEAKNESS
• Recession
• Stability of the system competition