Strands develops innovative software that enables banks to offer personalized digital banking experiences. The Strands Finance Suite includes a comprehensive set of white-label solutions such as PFM, BFM, CLO & REC. In 2008, Strands revolutionized online banking by deploying the first PFM in Europe.

1. Global provider of digital
financial management solutions
ΩΩ
POWERING FINTECH INNOVATION
© Strands Inc. 2015

2. 1 ABOUT STRANDS

3. 1. ABOUT STRANDS
COMPANY FACTS
MISSION
Develop innovative
software to help banks &
retailers monetize data
HISTORY
Founded in 2004 as a
pioneer of personalization &
recommendation solutions by
experts in machine learning
& Big Data
2 BUSINESS UNITS
FINANCE
Powering FinTech innovation by delivering
customized digital banking experiences
RETAIL
Personalization & recommendation
solutions boosting e-commerce
business
CUSTOMERS
>300 corporate customers
worldwide
INTERNATIONAL
Multicultural team of
70+ employees from more than
15 countries speaking over
10 languages
LOCATIONS
Barcelona (HQ), San
Francisco, Miami, Madrid &
Buenos Aires

4. 2 THE FINTECH RACE

5. THE FINTECH RACE HAS STARTED
“They all want to eat our lunch.”
– Jamie Dimon, JP Morgan Chase CEO
“We are on the leading edge of a technology
revolution in financial services.”
– Anthony Jenkins, Barclays CEO
“Banks are losing their monopoly in banking.”
“In the future, BBVA will be a software company!”
– Francisco González, BBVA CEO

6. CUSTOMER BEHAVIOUR IS CHANGING
Millenials are the frontrunners
1. ABOUT STRANDS
are open to switching
banks in the next
90 days
in 5 years, the way we pay
for things will be totally
different
would rather go to the
dentist than listen to what
banks are saying
would be more excited
about a new offering in
financial services from
Google, Amazon, Apple,
Paypal, or Square
33% 70% 71% 73%%
Source: Viacom Media Networks (2013)

7. 1. ABOUT STRANDS
THE OPPORTUNITY FOR BANKS
Unleash the power of Big Data and
Digital Relationships
“(…) the good news is that we still have one significant
advantage, which is the vast array of financial and
non-financial DATA that we accumulate.”
– Francisco González, BBVA CEO

8. 2. THE FINTECH RACE
We create more engaging &
personalized digital experiences,
enabling banks to leverage the
rich sources of data they generate.
Our bespoke solutions help banks
to open up new revenue streams,
retain their customers, & grow
their business.
Engage
Target
Retain &
Grow
THE STRANDS
MISION
Powering FinTech
Innovation

9. 2. THE FINTECH RACE
STRANDS FINANCE SUITE
BUSINESS
FINANCIAL
MANAGEMENT
BFM
CARD-LINKED
OFFERS
CLO
PERSONAL
FINANCIAL
MANAGEMENT
PFM PRODUCT
RECOMMENDER
REC
LOOP
RETAIN & GROW
ENGAGE

10. CLIENT REFERENCES
“The FinanzPlaner (powered by Strands) is a
strategic investment for us. The huge amount of
positive customer feedback proves that it was the
right decision”
Michael Koch, Head of Online and Mobile Banking
at Deutsche Bank
“My Money Manager (powered by Strands)
provides our customers with deep financial
insights, an excellent user experience and an ability
to manage their money on the move through our
online channels”
John Brennan, Head of Online Channel
Development at AIB
“Strands has been a great partner in this journey.
Barclays was able to integrate Strands widget logic
and functionalities creating a seamless user
experience”
Simon Shorey, Head of Social Media Platforms
and Servicing, Digital Banking at Barclays
“We are excited about the positive response from
our customers who have been looking for a better
way to get a clear picture of where their money is
going. MoneyLogic provides them with immediate
insights into their spending and savings habits”
Dan Dickinson, Head of Online &
Mobile Banking at Bank of Montreal

11. THANK YOU
LEARN MORE
ABOUT STRANDS:
WEB
finance.strands.com
BLOG
blog.strands.com
TWITTER
@StrandsFinance