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Using A Kiddie Condo
Loan For Your College
Student
KIDDIECONDOLOANS.COM
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
Thefallsemesterisrightaroundthecornerandalotoffamilies
willbesendingstudentstoschoolforthefirsttime.Whilethis
canbeaveryexcitingtime,itcanalsobeverystressful!Along
withalloftheexcitement,studentswillberackingupquitethe
bill!Tuition,books,food,etc.Therearesomanycosts
associatedwithcollege,butyoucantakethefinancialheatoff
yourselfandyourstudentbyusingakiddiecondoloanonoff-
campuscondoorhouse!Dormlifecanbealotoffunbutalso
veryexpensive,off-campushousingoptionstendtobemuch
moreaffordable.Beforesigningupforakiddiecondoloan,here
issomeimportantinfo:
Who Can Sign?
Maximum Loan-To-Value
Is This Technically a 2nd Home?
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
WhoCanSignforAKiddieCondoLoan?
Everypersononthekiddiecondoloanisliableforfull
repayment,andeachpersonwhoisontheloanmustsign.
Thelenderwillsetcreditscoreguidelinesthatmustbemet
byeachpersonontheloan.Thistypeofloanhasvery
specificandstrictguidelinesinordertopreventparentsof
youngadultsfromdevelopingmassiveportfoliosofrental
companies.
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
MaximumLoan-To-Value
Themaximumloan-to-valuerateonakiddiecondo
loanprogramis75percent.Thismeansthatiftheloan-
to-valuerateis75%orbelow,thenon-occupying
borrowcanhaveamultipleunitproperty.However,if
theloan-to-valueratioishigherthan75%,thenon-
occupyingborrowislimitedtosingleunitproperty
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
IsThisTechnicallya2ndHome?
NO.Thewholepointofakiddiecondoloanisforaparentof
youngadult(usuallyacollegestudent)canassistthemby
signingonanFHAloan,nicknameda“kiddiecondoloan”.
Becauseofthis,thepropertyyoutakeouttheloanonwillnot
beconsideredasecondhomeORaninvestmentproperty.This
allowsyoutosaveaconsiderableamountofmoneybecauseis
nottechnicallyaninvestmentproperty.Whatyoucandoisrent
outpartofthepropertytoroommates,dependingifyouhave
enoughsize.Rentingoutspaceinthepropertyisalsoareally
greatwaytohelpcoverthecostofthehome.
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
A Great Option For the Fall
Withthelargeamountofmoneythatcollege
studentsspendthroughouttheschoolyear,akiddie
condoloanisagreatwaytoalleviatesomeofthe
financialburdenofcollege.Makesurebeforeyou
signupforonethatyoucompletelyeligibleandthat
isthebestoptionforyouandyourstudent.
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
T O   L E A R N   M O R E
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
CLICK  HERE
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
JustinMcHoodisAmericasMortgage
Commentatorandhasbeenproviding
Mortgagecommentaryforover10years.
MortgageCommentator
INFORMATIONPROVIDEDBY:
JustinMcHood
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008
LEARNMOREABOUTMORTGAGE.INFO:
MORTGAGECOMMENTATOR.COM
MORTGAGECOM_
FACEBOOK.COM/MORTGAGECOMMENTATOR
LENDERHOTLINE:888-581-5008
KIDDIECONDOLOANS.COM
LENDER HOTLINE: 888-581-5008

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Using a kiddie condo loan for your college student- Kiddiecondoloans.com