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S U N D A R B . N . A S S I S T A N T P R O F E S S O R Page 1
Present value interest factor of an (ordinary) annuity of $1 per period
Cumulative at i% for n periods, PVIFA(i,n).
Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15%
1 0.990 0.980 0.971 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 0.870
2 1.970 1.942 1.913 1.886 1.859 1.833 1.808 1.783 1.759 1.736 1.713 1.690 1.668 1.647 1.626
3 2.941 2.884 2.829 2.775 2.723 2.673 2.624 2.577 2.531 2.487 2.444 2.402 2.361 2.322 2.283
4 3.902 3.808 3.717 3.630 3.546 3.465 3.387 3.312 3.240 3.170 3.102 3.037 2.974 2.914 2.855
5 4.853 4.713 4.580 4.452 4.329 4.212 4.100 3.993 3.890 3.791 3.696 3.605 3.517 3.433 3.352
6 5.795 5.601 5.417 5.242 5.076 4.917 4.767 4.623 4.486 4.355 4.231 4.111 3.998 3.889 3.784
7 6.728 6.472 6.230 6.002 5.786 5.582 5.389 5.206 5.033 4.868 4.712 4.564 4.423 4.288 4.160
8 7.652 7.325 7.020 6.733 6.463 6.210 5.971 5.747 5.535 5.335 5.146 4.968 4.799 4.639 4.487
9 8.566 8.162 7.786 7.435 7.108 6.802 6.515 6.247 5.995 5.759 5.537 5.328 5.132 4.946 4.772
10 9.471 8.983 8.530 8.111 7.722 7.360 7.024 6.710 6.418 6.145 5.889 5.650 5.426 5.216 5.019
11 10.368 9.787 9.253 8.760 8.306 7.887 7.499 7.139 6.805 6.495 6.207 5.938 5.687 5.453 5.234
12 11.255 10.575 9.954 9.385 8.863 8.384 7.943 7.536 7.161 6.814 6.492 6.194 5.918 5.660 5.421
13 12.134 11.348 10.635 9.986 9.394 8.853 8.358 7.904 7.487 7.103 6.750 6.424 6.122 5.842 5.583
14 13.004 12.106 11.296 10.563 9.899 9.295 8.745 8.244 7.786 7.367 6.982 6.628 6.302 6.002 5.724
15 13.865 12.849 11.938 11.118 10.380 9.712 9.108 8.559 8.061 7.606 7.191 6.811 6.462 6.142 5.847
16 14.718 13.578 12.561 11.652 10.838 10.106 9.447 8.851 8.313 7.824 7.379 6.974 6.604 6.265 5.954
17 15.562 14.292 13.166 12.166 11.274 10.477 9.763 9.122 8.544 8.022 7.549 7.120 6.729 6.373 6.047
18 16.398 14.992 13.754 12.659 11.690 10.828 10.059 9.372 8.756 8.201 7.702 7.250 6.840 6.467 6.128
19 17.226 15.678 14.324 13.134 12.085 11.158 10.336 9.604 8.950 8.365 7.839 7.366 6.938 6.550 6.198
20 18.046 16.351 14.877 13.590 12.462 11.470 10.594 9.818 9.129 8.514 7.963 7.469 7.025 6.623 6.259
25 22.023 19.523 17.413 15.622 14.094 12.783 11.654 10.675 9.823 9.077 8.422 7.843 7.330 6.873 6.464
30 25.808 22.396 19.600 17.292 15.372 13.765 12.409 11.258 10.274 9.427 8.694 8.055 7.496 7.003 6.566
35 29.409 24.999 21.487 18.665 16.374 14.498 12.948 11.655 10.567 9.644 8.855 8.176 7.586 7.070 6.617
40 32.835 27.355 23.115 19.793 17.159 15.046 13.332 11.925 10.757 9.779 8.951 8.244 7.634 7.105 6.642
50 39.196 31.424 25.730 21.482 18.256 15.762 13.801 12.233 10.962 9.915 9.042 8.304 7.675 7.133 6.661
Period 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 26% 27% 28% 29% 30%
1 0.862 0.855 0.847 0.840 0.833 0.826 0.820 0.813 0.806 0.800 0.794 0.787 0.781 0.775 0.769
2 1.605 1.585 1.566 1.547 1.528 1.509 1.492 1.474 1.457 1.440 1.424 1.407 1.392 1.376 1.361
3 2.246 2.210 2.174 2.140 2.106 2.074 2.042 2.011 1.981 1.952 1.923 1.896 1.868 1.842 1.816
4 2.798 2.743 2.690 2.639 2.589 2.540 2.494 2.448 2.404 2.362 2.320 2.280 2.241 2.203 2.166
5 3.274 3.199 3.127 3.058 2.991 2.926 2.864 2.803 2.745 2.689 2.635 2.583 2.532 2.483 2.436
6 3.685 3.589 3.498 3.410 3.326 3.245 3.167 3.092 3.020 2.951 2.885 2.821 2.759 2.700 2.643
7 4.039 3.922 3.812 3.706 3.605 3.508 3.416 3.327 3.242 3.161 3.083 3.009 2.937 2.868 2.802
8 4.344 4.207 4.078 3.954 3.837 3.726 3.619 3.518 3.421 3.329 3.241 3.156 3.076 2.999 2.925
9 4.607 4.451 4.303 4.163 4.031 3.905 3.786 3.673 3.566 3.463 3.366 3.273 3.184 3.100 3.019
10 4.833 4.659 4.494 4.339 4.192 4.054 3.923 3.799 3.682 3.571 3.465 3.364 3.269 3.178 3.092
11 5.029 4.836 4.656 4.486 4.327 4.177 4.035 3.902 3.776 3.656 3.543 3.437 3.335 3.239 3.147
12 5.197 4.988 4.793 4.611 4.439 4.278 4.127 3.985 3.851 3.725 3.606 3.493 3.387 3.286 3.190
13 5.342 5.118 4.910 4.715 4.533 4.362 4.203 4.053 3.912 3.780 3.656 3.538 3.427 3.322 3.223
14 5.468 5.229 5.008 4.802 4.611 4.432 4.265 4.108 3.962 3.824 3.695 3.573 3.459 3.351 3.249
15 5.575 5.324 5.092 4.876 4.675 4.489 4.315 4.153 4.001 3.859 3.726 3.601 3.483 3.373 3.268
16 5.668 5.405 5.162 4.938 4.730 4.536 4.357 4.189 4.033 3.887 3.751 3.623 3.503 3.390 3.283
17 5.749 5.475 5.222 4.990 4.775 4.576 4.391 4.219 4.059 3.910 3.771 3.640 3.518 3.403 3.295
18 5.818 5.534 5.273 5.033 4.812 4.608 4.419 4.243 4.080 3.928 3.786 3.654 3.529 3.413 3.304
19 5.877 5.584 5.316 5.070 4.843 4.635 4.442 4.263 4.097 3.942 3.799 3.664 3.539 3.421 3.311
20 5.929 5.628 5.353 5.101 4.870 4.657 4.460 4.279 4.110 3.954 3.808 3.673 3.546 3.427 3.316
25 6.097 5.766 5.467 5.195 4.948 4.721 4.514 4.323 4.147 3.985 3.834 3.694 3.564 3.442 3.329
30 6.177 5.829 5.517 5.235 4.979 4.746 4.534 4.339 4.160 3.995 3.842 3.701 3.569 3.447 3.332
35 6.215 5.858 5.539 5.251 4.992 4.756 4.541 4.345 4.164 3.998 3.845 3.703 3.571 3.448 3.333
40 6.233 5.871 5.548 5.258 4.997 4.760 4.544 4.347 4.166 3.999 3.846 3.703 3.571 3.448 3.333
50 6.246 5.880 5.554 5.262 4.999 4.762 4.545 4.348 4.167 4.000 3.846 3.704 3.571 3.448 3.333
S U N D A R B . N . A S S I S T A N T P R O F E S S O R Page 2
Present value interest factor of an (ordinary) annuity of $1 per period
Cumulative at i% for n periods, PVIFA(i,n).
Period 31% 32% 33% 34% 35% 36% 37% 38% 39% 40% 41% 42% 43% 44% 45%
1 0.763 0.758 0.752 0.746 0.741 0.735 0.730 0.725 0.719 0.714 0.709 0.704 0.699 0.694 0.690
2 1.346 1.331 1.317 1.303 1.289 1.276 1.263 1.250 1.237 1.224 1.212 1.200 1.188 1.177 1.165
3 1.791 1.766 1.742 1.719 1.696 1.673 1.652 1.630 1.609 1.589 1.569 1.549 1.530 1.512 1.493
4 2.130 2.096 2.062 2.029 1.997 1.966 1.935 1.906 1.877 1.849 1.822 1.795 1.769 1.744 1.720
5 2.390 2.345 2.302 2.260 2.220 2.181 2.143 2.106 2.070 2.035 2.001 1.969 1.937 1.906 1.876
6 2.588 2.534 2.483 2.433 2.385 2.339 2.294 2.251 2.209 2.168 2.129 2.091 2.054 2.018 1.983
7 2.739 2.677 2.619 2.562 2.508 2.455 2.404 2.355 2.308 2.263 2.219 2.176 2.135 2.096 2.057
8 2.854 2.786 2.721 2.658 2.598 2.540 2.485 2.432 2.380 2.331 2.283 2.237 2.193 2.150 2.109
9 2.942 2.868 2.798 2.730 2.665 2.603 2.544 2.487 2.432 2.379 2.328 2.280 2.233 2.187 2.144
10 3.009 2.930 2.855 2.784 2.715 2.649 2.587 2.527 2.469 2.414 2.360 2.310 2.261 2.213 2.168
11 3.060 2.978 2.899 2.824 2.752 2.683 2.618 2.555 2.496 2.438 2.383 2.331 2.280 2.232 2.185
12 3.100 3.013 2.931 2.853 2.779 2.708 2.641 2.576 2.515 2.456 2.400 2.346 2.294 2.244 2.196
13 3.129 3.040 2.956 2.876 2.799 2.727 2.658 2.592 2.529 2.469 2.411 2.356 2.303 2.253 2.204
14 3.152 3.061 2.974 2.892 2.814 2.740 2.670 2.603 2.539 2.478 2.419 2.363 2.310 2.259 2.210
15 3.170 3.076 2.988 2.905 2.825 2.750 2.679 2.611 2.546 2.484 2.425 2.369 2.315 2.263 2.214
16 3.183 3.088 2.999 2.914 2.834 2.757 2.685 2.616 2.551 2.489 2.429 2.372 2.318 2.266 2.216
17 3.193 3.097 3.007 2.921 2.840 2.763 2.690 2.621 2.555 2.492 2.432 2.375 2.320 2.268 2.218
18 3.201 3.104 3.012 2.926 2.844 2.767 2.693 2.624 2.557 2.494 2.434 2.377 2.322 2.270 2.219
19 3.207 3.109 3.017 2.930 2.848 2.770 2.696 2.626 2.559 2.496 2.435 2.378 2.323 2.271 2.220
20 3.211 3.113 3.020 2.933 2.850 2.772 2.698 2.627 2.561 2.497 2.436 2.379 2.324 2.271 2.221
25 3.222 3.122 3.028 2.939 2.856 2.777 2.702 2.631 2.563 2.499 2.439 2.381 2.325 2.272 2.222
30 3.225 3.124 3.030 2.941 2.857 2.778 2.702 2.631 2.564 2.500 2.439 2.381 2.326 2.273 2.222
35 3.226 3.125 3.030 2.941 2.857 2.778 2.703 2.632 2.564 2.500 2.439 2.381 2.326 2.273 2.222
40 3.226 3.125 3.030 2.941 2.857 2.778 2.703 2.632 2.564 2.500 2.439 2.381 2.326 2.273 2.222
50 3.226 3.125 3.030 2.941 2.857 2.778 2.703 2.632 2.564 2.500 2.439 2.381 2.326 2.273 2.222
Period 46% 47% 48% 49% 50% 51% 52% 53% 54% 55% 56% 57% 58% 59% 60%
1 0.685 0.680 0.676 0.671 0.667 0.662 0.658 0.654 0.649 0.645 0.641 0.637 0.633 0.629 0.625
2 1.154 1.143 1.132 1.122 1.111 1.101 1.091 1.081 1.071 1.061 1.052 1.043 1.033 1.024 1.016
3 1.475 1.458 1.441 1.424 1.407 1.391 1.375 1.360 1.345 1.330 1.315 1.301 1.287 1.273 1.260
4 1.695 1.672 1.649 1.627 1.605 1.584 1.563 1.542 1.523 1.503 1.484 1.466 1.447 1.430 1.412
5 1.846 1.818 1.790 1.763 1.737 1.711 1.686 1.662 1.638 1.615 1.592 1.570 1.549 1.528 1.508
6 1.949 1.917 1.885 1.854 1.824 1.795 1.767 1.740 1.713 1.687 1.662 1.637 1.613 1.590 1.567
7 2.020 1.984 1.949 1.916 1.883 1.851 1.820 1.791 1.762 1.734 1.706 1.680 1.654 1.629 1.605
8 2.069 2.030 1.993 1.957 1.922 1.888 1.856 1.824 1.793 1.764 1.735 1.707 1.680 1.653 1.628
9 2.102 2.061 2.022 1.984 1.948 1.913 1.879 1.846 1.814 1.783 1.753 1.724 1.696 1.669 1.642
10 2.125 2.083 2.042 2.003 1.965 1.929 1.894 1.860 1.827 1.795 1.765 1.735 1.706 1.679 1.652
11 2.140 2.097 2.055 2.015 1.977 1.940 1.904 1.869 1.836 1.804 1.772 1.742 1.713 1.685 1.657
12 2.151 2.107 2.064 2.024 1.985 1.947 1.910 1.875 1.841 1.809 1.777 1.747 1.717 1.688 1.661
13 2.158 2.113 2.071 2.029 1.990 1.952 1.915 1.879 1.845 1.812 1.780 1.749 1.720 1.691 1.663
14 2.163 2.118 2.075 2.033 1.993 1.955 1.918 1.882 1.847 1.814 1.782 1.751 1.721 1.692 1.664
15 2.166 2.121 2.078 2.036 1.995 1.957 1.919 1.884 1.849 1.816 1.783 1.752 1.722 1.693 1.665
16 2.169 2.123 2.079 2.037 1.997 1.958 1.921 1.885 1.850 1.817 1.784 1.753 1.723 1.694 1.666
17 2.170 2.125 2.081 2.038 1.998 1.959 1.922 1.885 1.851 1.817 1.785 1.754 1.723 1.694 1.666
18 2.172 2.126 2.082 2.039 1.999 1.960 1.922 1.886 1.851 1.818 1.785 1.754 1.724 1.695 1.666
19 2.172 2.126 2.082 2.040 1.999 1.960 1.922 1.886 1.851 1.818 1.785 1.754 1.724 1.695 1.666
20 2.173 2.127 2.083 2.040 1.999 1.960 1.923 1.886 1.852 1.818 1.785 1.754 1.724 1.695 1.667
25 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667
30 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667
35 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667
40 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667
50 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667
S U N D A R B . N . A S S I S T A N T P R O F E S S O R Page 3
Present value interest factor of an (ordinary) annuity of $1 per period
Cumulative at i% for n periods, PVIFA(i,n).
Period 61% 62% 63% 64% 65% 66% 67% 68% 69% 70% 71% 72% 73% 74% 75%
1 0.621 0.617 0.613 0.610 0.606 0.602 0.599 0.595 0.592 0.588 0.585 0.581 0.578 0.575 0.571
2 1.007 0.998 0.990 0.982 0.973 0.965 0.957 0.950 0.942 0.934 0.927 0.919 0.912 0.905 0.898
3 1.247 1.234 1.221 1.208 1.196 1.184 1.172 1.160 1.149 1.138 1.127 1.116 1.105 1.095 1.085
4 1.395 1.379 1.362 1.347 1.331 1.316 1.301 1.286 1.272 1.258 1.244 1.230 1.217 1.204 1.191
5 1.488 1.468 1.449 1.431 1.413 1.395 1.378 1.361 1.344 1.328 1.312 1.297 1.281 1.267 1.252
6 1.545 1.524 1.503 1.482 1.462 1.443 1.424 1.405 1.387 1.369 1.352 1.335 1.319 1.303 1.287
7 1.581 1.558 1.535 1.514 1.492 1.472 1.451 1.432 1.412 1.394 1.376 1.358 1.340 1.323 1.307
8 1.603 1.579 1.555 1.533 1.510 1.489 1.468 1.447 1.427 1.408 1.389 1.371 1.353 1.335 1.318
9 1.617 1.592 1.568 1.544 1.521 1.499 1.478 1.457 1.436 1.417 1.397 1.378 1.360 1.342 1.325
10 1.625 1.600 1.575 1.551 1.528 1.506 1.484 1.462 1.442 1.421 1.402 1.383 1.364 1.346 1.328
11 1.631 1.605 1.580 1.556 1.532 1.509 1.487 1.466 1.445 1.424 1.405 1.385 1.367 1.348 1.331
12 1.634 1.608 1.583 1.558 1.535 1.512 1.489 1.468 1.447 1.426 1.406 1.387 1.368 1.350 1.332
13 1.636 1.610 1.585 1.560 1.536 1.513 1.491 1.469 1.448 1.427 1.407 1.388 1.369 1.350 1.332
14 1.637 1.611 1.586 1.561 1.537 1.514 1.491 1.470 1.448 1.428 1.408 1.388 1.369 1.351 1.333
15 1.638 1.612 1.586 1.562 1.538 1.514 1.492 1.470 1.449 1.428 1.408 1.388 1.369 1.351 1.333
16 1.639 1.612 1.587 1.562 1.538 1.515 1.492 1.470 1.449 1.428 1.408 1.389 1.370 1.351 1.333
17 1.639 1.612 1.587 1.562 1.538 1.515 1.492 1.470 1.449 1.428 1.408 1.389 1.370 1.351 1.333
18 1.639 1.613 1.587 1.562 1.538 1.515 1.492 1.470 1.449 1.428 1.408 1.389 1.370 1.351 1.333
19 1.639 1.613 1.587 1.562 1.538 1.515 1.492 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333
20 1.639 1.613 1.587 1.562 1.538 1.515 1.492 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333
25 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333
30 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333
35 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333
40 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333
50 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333
Period 76% 77% 78% 79% 80% 81% 82% 83% 84% 85% 86% 87% 88% 89% 90%
1 0.568 0.565 0.562 0.559 0.556 0.552 0.549 0.546 0.543 0.541 0.538 0.535 0.532 0.529 0.526
2 0.891 0.884 0.877 0.871 0.864 0.858 0.851 0.845 0.839 0.833 0.827 0.821 0.815 0.809 0.803
3 1.074 1.064 1.055 1.045 1.036 1.026 1.017 1.008 0.999 0.991 0.982 0.974 0.965 0.957 0.949
4 1.179 1.166 1.154 1.143 1.131 1.120 1.108 1.097 1.087 1.076 1.066 1.055 1.045 1.036 1.026
5 1.238 1.224 1.210 1.197 1.184 1.171 1.158 1.146 1.134 1.122 1.111 1.099 1.088 1.077 1.066
6 1.272 1.256 1.242 1.227 1.213 1.199 1.186 1.173 1.160 1.147 1.135 1.123 1.111 1.099 1.087
7 1.291 1.275 1.259 1.244 1.230 1.215 1.201 1.187 1.174 1.161 1.148 1.135 1.123 1.111 1.099
8 1.301 1.285 1.269 1.254 1.239 1.224 1.209 1.195 1.181 1.168 1.155 1.142 1.129 1.117 1.105
9 1.308 1.291 1.275 1.259 1.244 1.229 1.214 1.200 1.186 1.172 1.158 1.145 1.132 1.120 1.108
10 1.311 1.294 1.278 1.262 1.246 1.231 1.216 1.202 1.188 1.174 1.160 1.147 1.134 1.122 1.109
11 1.313 1.296 1.280 1.264 1.248 1.233 1.218 1.203 1.189 1.175 1.162 1.148 1.135 1.123 1.110
12 1.314 1.297 1.281 1.265 1.249 1.234 1.219 1.204 1.190 1.176 1.162 1.149 1.136 1.123 1.111
13 1.315 1.298 1.281 1.265 1.249 1.234 1.219 1.204 1.190 1.176 1.162 1.149 1.136 1.123 1.111
14 1.315 1.298 1.282 1.265 1.250 1.234 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.123 1.111
15 1.316 1.298 1.282 1.266 1.250 1.234 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
16 1.316 1.299 1.282 1.266 1.250 1.234 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
17 1.316 1.299 1.282 1.266 1.250 1.235 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
18 1.316 1.299 1.282 1.266 1.250 1.235 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
19 1.316 1.299 1.282 1.266 1.250 1.235 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
20 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
25 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
30 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
35 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
40 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
50 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
S U N D A R B . N . A S S I S T A N T P R O F E S S O R Page 4
Present value interest factor of an (ordinary) annuity of $1 per period
Cumulative at i% for n periods, PVIFA(i,n).
Period 91% 92% 93% 94% 95% 96% 97% 98% 99% 100%
1 0.524 0.521 0.518 0.515 0.513 0.510 0.508 0.505 0.503 0.500
2 0.798 0.792 0.787 0.781 0.776 0.771 0.765 0.760 0.755 0.750
3 0.941 0.933 0.926 0.918 0.911 0.903 0.896 0.889 0.882 0.875
4 1.016 1.007 0.998 0.989 0.980 0.971 0.962 0.954 0.946 0.938
5 1.056 1.045 1.035 1.025 1.015 1.006 0.996 0.987 0.978 0.969
6 1.076 1.065 1.054 1.044 1.033 1.023 1.013 1.003 0.994 0.984
7 1.087 1.076 1.064 1.054 1.043 1.032 1.022 1.012 1.002 0.992
8 1.093 1.081 1.070 1.059 1.048 1.037 1.026 1.016 1.006 0.996
9 1.096 1.084 1.072 1.061 1.050 1.039 1.029 1.018 1.008 0.998
10 1.097 1.085 1.074 1.062 1.051 1.040 1.030 1.019 1.009 0.999
11 1.098 1.086 1.074 1.063 1.052 1.041 1.030 1.020 1.010 1.000
12 1.098 1.087 1.075 1.063 1.052 1.041 1.031 1.020 1.010 1.000
13 1.099 1.087 1.075 1.064 1.052 1.042 1.031 1.020 1.010 1.000
14 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
15 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
16 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
17 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
18 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
19 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
20 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
25 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
30 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
35 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
40 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000
50 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000

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Present Value Interest Factor of an Annuity of 1$ Per Period Cumulative for 50 Years and 100 %

  • 1. S U N D A R B . N . A S S I S T A N T P R O F E S S O R Page 1 Present value interest factor of an (ordinary) annuity of $1 per period Cumulative at i% for n periods, PVIFA(i,n). Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 1 0.990 0.980 0.971 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 0.870 2 1.970 1.942 1.913 1.886 1.859 1.833 1.808 1.783 1.759 1.736 1.713 1.690 1.668 1.647 1.626 3 2.941 2.884 2.829 2.775 2.723 2.673 2.624 2.577 2.531 2.487 2.444 2.402 2.361 2.322 2.283 4 3.902 3.808 3.717 3.630 3.546 3.465 3.387 3.312 3.240 3.170 3.102 3.037 2.974 2.914 2.855 5 4.853 4.713 4.580 4.452 4.329 4.212 4.100 3.993 3.890 3.791 3.696 3.605 3.517 3.433 3.352 6 5.795 5.601 5.417 5.242 5.076 4.917 4.767 4.623 4.486 4.355 4.231 4.111 3.998 3.889 3.784 7 6.728 6.472 6.230 6.002 5.786 5.582 5.389 5.206 5.033 4.868 4.712 4.564 4.423 4.288 4.160 8 7.652 7.325 7.020 6.733 6.463 6.210 5.971 5.747 5.535 5.335 5.146 4.968 4.799 4.639 4.487 9 8.566 8.162 7.786 7.435 7.108 6.802 6.515 6.247 5.995 5.759 5.537 5.328 5.132 4.946 4.772 10 9.471 8.983 8.530 8.111 7.722 7.360 7.024 6.710 6.418 6.145 5.889 5.650 5.426 5.216 5.019 11 10.368 9.787 9.253 8.760 8.306 7.887 7.499 7.139 6.805 6.495 6.207 5.938 5.687 5.453 5.234 12 11.255 10.575 9.954 9.385 8.863 8.384 7.943 7.536 7.161 6.814 6.492 6.194 5.918 5.660 5.421 13 12.134 11.348 10.635 9.986 9.394 8.853 8.358 7.904 7.487 7.103 6.750 6.424 6.122 5.842 5.583 14 13.004 12.106 11.296 10.563 9.899 9.295 8.745 8.244 7.786 7.367 6.982 6.628 6.302 6.002 5.724 15 13.865 12.849 11.938 11.118 10.380 9.712 9.108 8.559 8.061 7.606 7.191 6.811 6.462 6.142 5.847 16 14.718 13.578 12.561 11.652 10.838 10.106 9.447 8.851 8.313 7.824 7.379 6.974 6.604 6.265 5.954 17 15.562 14.292 13.166 12.166 11.274 10.477 9.763 9.122 8.544 8.022 7.549 7.120 6.729 6.373 6.047 18 16.398 14.992 13.754 12.659 11.690 10.828 10.059 9.372 8.756 8.201 7.702 7.250 6.840 6.467 6.128 19 17.226 15.678 14.324 13.134 12.085 11.158 10.336 9.604 8.950 8.365 7.839 7.366 6.938 6.550 6.198 20 18.046 16.351 14.877 13.590 12.462 11.470 10.594 9.818 9.129 8.514 7.963 7.469 7.025 6.623 6.259 25 22.023 19.523 17.413 15.622 14.094 12.783 11.654 10.675 9.823 9.077 8.422 7.843 7.330 6.873 6.464 30 25.808 22.396 19.600 17.292 15.372 13.765 12.409 11.258 10.274 9.427 8.694 8.055 7.496 7.003 6.566 35 29.409 24.999 21.487 18.665 16.374 14.498 12.948 11.655 10.567 9.644 8.855 8.176 7.586 7.070 6.617 40 32.835 27.355 23.115 19.793 17.159 15.046 13.332 11.925 10.757 9.779 8.951 8.244 7.634 7.105 6.642 50 39.196 31.424 25.730 21.482 18.256 15.762 13.801 12.233 10.962 9.915 9.042 8.304 7.675 7.133 6.661 Period 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 26% 27% 28% 29% 30% 1 0.862 0.855 0.847 0.840 0.833 0.826 0.820 0.813 0.806 0.800 0.794 0.787 0.781 0.775 0.769 2 1.605 1.585 1.566 1.547 1.528 1.509 1.492 1.474 1.457 1.440 1.424 1.407 1.392 1.376 1.361 3 2.246 2.210 2.174 2.140 2.106 2.074 2.042 2.011 1.981 1.952 1.923 1.896 1.868 1.842 1.816 4 2.798 2.743 2.690 2.639 2.589 2.540 2.494 2.448 2.404 2.362 2.320 2.280 2.241 2.203 2.166 5 3.274 3.199 3.127 3.058 2.991 2.926 2.864 2.803 2.745 2.689 2.635 2.583 2.532 2.483 2.436 6 3.685 3.589 3.498 3.410 3.326 3.245 3.167 3.092 3.020 2.951 2.885 2.821 2.759 2.700 2.643 7 4.039 3.922 3.812 3.706 3.605 3.508 3.416 3.327 3.242 3.161 3.083 3.009 2.937 2.868 2.802 8 4.344 4.207 4.078 3.954 3.837 3.726 3.619 3.518 3.421 3.329 3.241 3.156 3.076 2.999 2.925 9 4.607 4.451 4.303 4.163 4.031 3.905 3.786 3.673 3.566 3.463 3.366 3.273 3.184 3.100 3.019 10 4.833 4.659 4.494 4.339 4.192 4.054 3.923 3.799 3.682 3.571 3.465 3.364 3.269 3.178 3.092 11 5.029 4.836 4.656 4.486 4.327 4.177 4.035 3.902 3.776 3.656 3.543 3.437 3.335 3.239 3.147 12 5.197 4.988 4.793 4.611 4.439 4.278 4.127 3.985 3.851 3.725 3.606 3.493 3.387 3.286 3.190 13 5.342 5.118 4.910 4.715 4.533 4.362 4.203 4.053 3.912 3.780 3.656 3.538 3.427 3.322 3.223 14 5.468 5.229 5.008 4.802 4.611 4.432 4.265 4.108 3.962 3.824 3.695 3.573 3.459 3.351 3.249 15 5.575 5.324 5.092 4.876 4.675 4.489 4.315 4.153 4.001 3.859 3.726 3.601 3.483 3.373 3.268 16 5.668 5.405 5.162 4.938 4.730 4.536 4.357 4.189 4.033 3.887 3.751 3.623 3.503 3.390 3.283 17 5.749 5.475 5.222 4.990 4.775 4.576 4.391 4.219 4.059 3.910 3.771 3.640 3.518 3.403 3.295 18 5.818 5.534 5.273 5.033 4.812 4.608 4.419 4.243 4.080 3.928 3.786 3.654 3.529 3.413 3.304 19 5.877 5.584 5.316 5.070 4.843 4.635 4.442 4.263 4.097 3.942 3.799 3.664 3.539 3.421 3.311 20 5.929 5.628 5.353 5.101 4.870 4.657 4.460 4.279 4.110 3.954 3.808 3.673 3.546 3.427 3.316 25 6.097 5.766 5.467 5.195 4.948 4.721 4.514 4.323 4.147 3.985 3.834 3.694 3.564 3.442 3.329 30 6.177 5.829 5.517 5.235 4.979 4.746 4.534 4.339 4.160 3.995 3.842 3.701 3.569 3.447 3.332 35 6.215 5.858 5.539 5.251 4.992 4.756 4.541 4.345 4.164 3.998 3.845 3.703 3.571 3.448 3.333 40 6.233 5.871 5.548 5.258 4.997 4.760 4.544 4.347 4.166 3.999 3.846 3.703 3.571 3.448 3.333 50 6.246 5.880 5.554 5.262 4.999 4.762 4.545 4.348 4.167 4.000 3.846 3.704 3.571 3.448 3.333
  • 2. S U N D A R B . N . A S S I S T A N T P R O F E S S O R Page 2 Present value interest factor of an (ordinary) annuity of $1 per period Cumulative at i% for n periods, PVIFA(i,n). Period 31% 32% 33% 34% 35% 36% 37% 38% 39% 40% 41% 42% 43% 44% 45% 1 0.763 0.758 0.752 0.746 0.741 0.735 0.730 0.725 0.719 0.714 0.709 0.704 0.699 0.694 0.690 2 1.346 1.331 1.317 1.303 1.289 1.276 1.263 1.250 1.237 1.224 1.212 1.200 1.188 1.177 1.165 3 1.791 1.766 1.742 1.719 1.696 1.673 1.652 1.630 1.609 1.589 1.569 1.549 1.530 1.512 1.493 4 2.130 2.096 2.062 2.029 1.997 1.966 1.935 1.906 1.877 1.849 1.822 1.795 1.769 1.744 1.720 5 2.390 2.345 2.302 2.260 2.220 2.181 2.143 2.106 2.070 2.035 2.001 1.969 1.937 1.906 1.876 6 2.588 2.534 2.483 2.433 2.385 2.339 2.294 2.251 2.209 2.168 2.129 2.091 2.054 2.018 1.983 7 2.739 2.677 2.619 2.562 2.508 2.455 2.404 2.355 2.308 2.263 2.219 2.176 2.135 2.096 2.057 8 2.854 2.786 2.721 2.658 2.598 2.540 2.485 2.432 2.380 2.331 2.283 2.237 2.193 2.150 2.109 9 2.942 2.868 2.798 2.730 2.665 2.603 2.544 2.487 2.432 2.379 2.328 2.280 2.233 2.187 2.144 10 3.009 2.930 2.855 2.784 2.715 2.649 2.587 2.527 2.469 2.414 2.360 2.310 2.261 2.213 2.168 11 3.060 2.978 2.899 2.824 2.752 2.683 2.618 2.555 2.496 2.438 2.383 2.331 2.280 2.232 2.185 12 3.100 3.013 2.931 2.853 2.779 2.708 2.641 2.576 2.515 2.456 2.400 2.346 2.294 2.244 2.196 13 3.129 3.040 2.956 2.876 2.799 2.727 2.658 2.592 2.529 2.469 2.411 2.356 2.303 2.253 2.204 14 3.152 3.061 2.974 2.892 2.814 2.740 2.670 2.603 2.539 2.478 2.419 2.363 2.310 2.259 2.210 15 3.170 3.076 2.988 2.905 2.825 2.750 2.679 2.611 2.546 2.484 2.425 2.369 2.315 2.263 2.214 16 3.183 3.088 2.999 2.914 2.834 2.757 2.685 2.616 2.551 2.489 2.429 2.372 2.318 2.266 2.216 17 3.193 3.097 3.007 2.921 2.840 2.763 2.690 2.621 2.555 2.492 2.432 2.375 2.320 2.268 2.218 18 3.201 3.104 3.012 2.926 2.844 2.767 2.693 2.624 2.557 2.494 2.434 2.377 2.322 2.270 2.219 19 3.207 3.109 3.017 2.930 2.848 2.770 2.696 2.626 2.559 2.496 2.435 2.378 2.323 2.271 2.220 20 3.211 3.113 3.020 2.933 2.850 2.772 2.698 2.627 2.561 2.497 2.436 2.379 2.324 2.271 2.221 25 3.222 3.122 3.028 2.939 2.856 2.777 2.702 2.631 2.563 2.499 2.439 2.381 2.325 2.272 2.222 30 3.225 3.124 3.030 2.941 2.857 2.778 2.702 2.631 2.564 2.500 2.439 2.381 2.326 2.273 2.222 35 3.226 3.125 3.030 2.941 2.857 2.778 2.703 2.632 2.564 2.500 2.439 2.381 2.326 2.273 2.222 40 3.226 3.125 3.030 2.941 2.857 2.778 2.703 2.632 2.564 2.500 2.439 2.381 2.326 2.273 2.222 50 3.226 3.125 3.030 2.941 2.857 2.778 2.703 2.632 2.564 2.500 2.439 2.381 2.326 2.273 2.222 Period 46% 47% 48% 49% 50% 51% 52% 53% 54% 55% 56% 57% 58% 59% 60% 1 0.685 0.680 0.676 0.671 0.667 0.662 0.658 0.654 0.649 0.645 0.641 0.637 0.633 0.629 0.625 2 1.154 1.143 1.132 1.122 1.111 1.101 1.091 1.081 1.071 1.061 1.052 1.043 1.033 1.024 1.016 3 1.475 1.458 1.441 1.424 1.407 1.391 1.375 1.360 1.345 1.330 1.315 1.301 1.287 1.273 1.260 4 1.695 1.672 1.649 1.627 1.605 1.584 1.563 1.542 1.523 1.503 1.484 1.466 1.447 1.430 1.412 5 1.846 1.818 1.790 1.763 1.737 1.711 1.686 1.662 1.638 1.615 1.592 1.570 1.549 1.528 1.508 6 1.949 1.917 1.885 1.854 1.824 1.795 1.767 1.740 1.713 1.687 1.662 1.637 1.613 1.590 1.567 7 2.020 1.984 1.949 1.916 1.883 1.851 1.820 1.791 1.762 1.734 1.706 1.680 1.654 1.629 1.605 8 2.069 2.030 1.993 1.957 1.922 1.888 1.856 1.824 1.793 1.764 1.735 1.707 1.680 1.653 1.628 9 2.102 2.061 2.022 1.984 1.948 1.913 1.879 1.846 1.814 1.783 1.753 1.724 1.696 1.669 1.642 10 2.125 2.083 2.042 2.003 1.965 1.929 1.894 1.860 1.827 1.795 1.765 1.735 1.706 1.679 1.652 11 2.140 2.097 2.055 2.015 1.977 1.940 1.904 1.869 1.836 1.804 1.772 1.742 1.713 1.685 1.657 12 2.151 2.107 2.064 2.024 1.985 1.947 1.910 1.875 1.841 1.809 1.777 1.747 1.717 1.688 1.661 13 2.158 2.113 2.071 2.029 1.990 1.952 1.915 1.879 1.845 1.812 1.780 1.749 1.720 1.691 1.663 14 2.163 2.118 2.075 2.033 1.993 1.955 1.918 1.882 1.847 1.814 1.782 1.751 1.721 1.692 1.664 15 2.166 2.121 2.078 2.036 1.995 1.957 1.919 1.884 1.849 1.816 1.783 1.752 1.722 1.693 1.665 16 2.169 2.123 2.079 2.037 1.997 1.958 1.921 1.885 1.850 1.817 1.784 1.753 1.723 1.694 1.666 17 2.170 2.125 2.081 2.038 1.998 1.959 1.922 1.885 1.851 1.817 1.785 1.754 1.723 1.694 1.666 18 2.172 2.126 2.082 2.039 1.999 1.960 1.922 1.886 1.851 1.818 1.785 1.754 1.724 1.695 1.666 19 2.172 2.126 2.082 2.040 1.999 1.960 1.922 1.886 1.851 1.818 1.785 1.754 1.724 1.695 1.666 20 2.173 2.127 2.083 2.040 1.999 1.960 1.923 1.886 1.852 1.818 1.785 1.754 1.724 1.695 1.667 25 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667 30 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667 35 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667 40 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667 50 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667
  • 3. S U N D A R B . N . A S S I S T A N T P R O F E S S O R Page 3 Present value interest factor of an (ordinary) annuity of $1 per period Cumulative at i% for n periods, PVIFA(i,n). Period 61% 62% 63% 64% 65% 66% 67% 68% 69% 70% 71% 72% 73% 74% 75% 1 0.621 0.617 0.613 0.610 0.606 0.602 0.599 0.595 0.592 0.588 0.585 0.581 0.578 0.575 0.571 2 1.007 0.998 0.990 0.982 0.973 0.965 0.957 0.950 0.942 0.934 0.927 0.919 0.912 0.905 0.898 3 1.247 1.234 1.221 1.208 1.196 1.184 1.172 1.160 1.149 1.138 1.127 1.116 1.105 1.095 1.085 4 1.395 1.379 1.362 1.347 1.331 1.316 1.301 1.286 1.272 1.258 1.244 1.230 1.217 1.204 1.191 5 1.488 1.468 1.449 1.431 1.413 1.395 1.378 1.361 1.344 1.328 1.312 1.297 1.281 1.267 1.252 6 1.545 1.524 1.503 1.482 1.462 1.443 1.424 1.405 1.387 1.369 1.352 1.335 1.319 1.303 1.287 7 1.581 1.558 1.535 1.514 1.492 1.472 1.451 1.432 1.412 1.394 1.376 1.358 1.340 1.323 1.307 8 1.603 1.579 1.555 1.533 1.510 1.489 1.468 1.447 1.427 1.408 1.389 1.371 1.353 1.335 1.318 9 1.617 1.592 1.568 1.544 1.521 1.499 1.478 1.457 1.436 1.417 1.397 1.378 1.360 1.342 1.325 10 1.625 1.600 1.575 1.551 1.528 1.506 1.484 1.462 1.442 1.421 1.402 1.383 1.364 1.346 1.328 11 1.631 1.605 1.580 1.556 1.532 1.509 1.487 1.466 1.445 1.424 1.405 1.385 1.367 1.348 1.331 12 1.634 1.608 1.583 1.558 1.535 1.512 1.489 1.468 1.447 1.426 1.406 1.387 1.368 1.350 1.332 13 1.636 1.610 1.585 1.560 1.536 1.513 1.491 1.469 1.448 1.427 1.407 1.388 1.369 1.350 1.332 14 1.637 1.611 1.586 1.561 1.537 1.514 1.491 1.470 1.448 1.428 1.408 1.388 1.369 1.351 1.333 15 1.638 1.612 1.586 1.562 1.538 1.514 1.492 1.470 1.449 1.428 1.408 1.388 1.369 1.351 1.333 16 1.639 1.612 1.587 1.562 1.538 1.515 1.492 1.470 1.449 1.428 1.408 1.389 1.370 1.351 1.333 17 1.639 1.612 1.587 1.562 1.538 1.515 1.492 1.470 1.449 1.428 1.408 1.389 1.370 1.351 1.333 18 1.639 1.613 1.587 1.562 1.538 1.515 1.492 1.470 1.449 1.428 1.408 1.389 1.370 1.351 1.333 19 1.639 1.613 1.587 1.562 1.538 1.515 1.492 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 20 1.639 1.613 1.587 1.562 1.538 1.515 1.492 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 25 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 30 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 35 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 40 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 50 1.639 1.613 1.587 1.562 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 Period 76% 77% 78% 79% 80% 81% 82% 83% 84% 85% 86% 87% 88% 89% 90% 1 0.568 0.565 0.562 0.559 0.556 0.552 0.549 0.546 0.543 0.541 0.538 0.535 0.532 0.529 0.526 2 0.891 0.884 0.877 0.871 0.864 0.858 0.851 0.845 0.839 0.833 0.827 0.821 0.815 0.809 0.803 3 1.074 1.064 1.055 1.045 1.036 1.026 1.017 1.008 0.999 0.991 0.982 0.974 0.965 0.957 0.949 4 1.179 1.166 1.154 1.143 1.131 1.120 1.108 1.097 1.087 1.076 1.066 1.055 1.045 1.036 1.026 5 1.238 1.224 1.210 1.197 1.184 1.171 1.158 1.146 1.134 1.122 1.111 1.099 1.088 1.077 1.066 6 1.272 1.256 1.242 1.227 1.213 1.199 1.186 1.173 1.160 1.147 1.135 1.123 1.111 1.099 1.087 7 1.291 1.275 1.259 1.244 1.230 1.215 1.201 1.187 1.174 1.161 1.148 1.135 1.123 1.111 1.099 8 1.301 1.285 1.269 1.254 1.239 1.224 1.209 1.195 1.181 1.168 1.155 1.142 1.129 1.117 1.105 9 1.308 1.291 1.275 1.259 1.244 1.229 1.214 1.200 1.186 1.172 1.158 1.145 1.132 1.120 1.108 10 1.311 1.294 1.278 1.262 1.246 1.231 1.216 1.202 1.188 1.174 1.160 1.147 1.134 1.122 1.109 11 1.313 1.296 1.280 1.264 1.248 1.233 1.218 1.203 1.189 1.175 1.162 1.148 1.135 1.123 1.110 12 1.314 1.297 1.281 1.265 1.249 1.234 1.219 1.204 1.190 1.176 1.162 1.149 1.136 1.123 1.111 13 1.315 1.298 1.281 1.265 1.249 1.234 1.219 1.204 1.190 1.176 1.162 1.149 1.136 1.123 1.111 14 1.315 1.298 1.282 1.265 1.250 1.234 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.123 1.111 15 1.316 1.298 1.282 1.266 1.250 1.234 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 16 1.316 1.299 1.282 1.266 1.250 1.234 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 17 1.316 1.299 1.282 1.266 1.250 1.235 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 18 1.316 1.299 1.282 1.266 1.250 1.235 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 19 1.316 1.299 1.282 1.266 1.250 1.235 1.219 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 20 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 25 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 30 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 35 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 40 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 50 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111
  • 4. S U N D A R B . N . A S S I S T A N T P R O F E S S O R Page 4 Present value interest factor of an (ordinary) annuity of $1 per period Cumulative at i% for n periods, PVIFA(i,n). Period 91% 92% 93% 94% 95% 96% 97% 98% 99% 100% 1 0.524 0.521 0.518 0.515 0.513 0.510 0.508 0.505 0.503 0.500 2 0.798 0.792 0.787 0.781 0.776 0.771 0.765 0.760 0.755 0.750 3 0.941 0.933 0.926 0.918 0.911 0.903 0.896 0.889 0.882 0.875 4 1.016 1.007 0.998 0.989 0.980 0.971 0.962 0.954 0.946 0.938 5 1.056 1.045 1.035 1.025 1.015 1.006 0.996 0.987 0.978 0.969 6 1.076 1.065 1.054 1.044 1.033 1.023 1.013 1.003 0.994 0.984 7 1.087 1.076 1.064 1.054 1.043 1.032 1.022 1.012 1.002 0.992 8 1.093 1.081 1.070 1.059 1.048 1.037 1.026 1.016 1.006 0.996 9 1.096 1.084 1.072 1.061 1.050 1.039 1.029 1.018 1.008 0.998 10 1.097 1.085 1.074 1.062 1.051 1.040 1.030 1.019 1.009 0.999 11 1.098 1.086 1.074 1.063 1.052 1.041 1.030 1.020 1.010 1.000 12 1.098 1.087 1.075 1.063 1.052 1.041 1.031 1.020 1.010 1.000 13 1.099 1.087 1.075 1.064 1.052 1.042 1.031 1.020 1.010 1.000 14 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 15 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 16 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 17 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 18 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 19 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 20 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 25 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 30 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 35 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 40 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 50 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000