Talk @OSCON 2016

1. From closed to open and beyond
A real-life story from a regulated company
Tapabrata Pal
@TopoPa
l

2. @TopoPal
Capital One
 70 million accounts
 One of the largest Digital Banks
 ~ 20 years old
@TopoPal

3. @TopoPal
What am I doing here???
@TopoPal

4. @TopoPal
We Disrupt
@TopoPal

5. @TopoPal
“Every single person in the US had the same credit card and
it made absolutely no sense”
Rich Fairbank
Founder & CEO
Capital One
@TopoPal

6. @TopoPal@TopoPal

7. @TopoPal
“…the winners in banking will have the capabilities of a
world-class software company.”
Rich Fairbank
Founder & CEO
Capital One
@TopoPal

8. @TopoPal@TopoPal

9. @TopoPal
Different DNA
 Build our own software
 Build on public cloud
 DevOps
 MicroServices
 Open Source
@TopoPal

10. @TopoPal
About 4 years ago
 Mostly out-sourced
 100% Waterfall
 Manual Processes
 Slow
 Only Commercial Software
 No Open Source
@TopoPal

11. @TopoPal
Say NO to Open Source
@TopoPal
Use these instead:

12. @TopoPal
An amazing DevOps journey
@TopoPal

13. @TopoPal
Commercial SCM Subversion
 Free tool?
 What if it breaks?
 Give our IP away?
 Someone stealing our code?
@TopoPal

14. @TopoPal
Open Source Libraries everywhere
@TopoPal

15. @TopoPal
Open Source Approval Form
@TopoPal

16. @TopoPal
New World
 Printed Approval Form
 Fax
 Knocking on the door
Automated
Embedded in CI/CD pipeline
@TopoPal

17. @TopoPal
Innovation = Empowering
I
@TopoPal
Innovation = Open Source
I

18. @TopoPal
Stuck in time!
@TopoPal

19. @TopoPal@TopoPal

20. @TopoPal
Should Capital One Contribute to Open Source?
 It’s against our policy.
 Why should we give our IP away?
 What are the legal implications?
 Who will use our software?
 What? Are we going to write another payment framework?
 What if we get a bad reputation?
@TopoPal

21. @TopoPal
Should Capital One Contribute to Open Source?
It’s against our policy.
- Let’s change the policy!
@TopoPal

22. @TopoPal
Should Capital One Contribute to Open Source?
Why should we give our IP away?
- Let’s not do that!
@TopoPal

23. @TopoPal
Should Capital One Contribute to Open Source?
What are the legal implications?
- Let’s ask the legal team!
@TopoPal

24. @TopoPal
Should Capital One Contribute to Open Source?
Who will use our software?
- May be just us!
- May be no one! So?
@TopoPal

25. @TopoPal
Should Capital One Contribute to Open Source?
Are we going to write another payment
framework?
- May be!
@TopoPal

26. @TopoPal
Should Capital One Contribute to Open Source?
What if we get a bad reputation?
- We already write code that deals with
people’s money!
@TopoPal

27. @TopoPal
Open Discussion
@TopoPal

28. @TopoPal
Open Source Office
@TopoPal

29. @TopoPal
Capital One Contributes Back
@TopoPal

30. @TopoPal
Take it to the next level
@TopoPal

31. @TopoPal@TopoPal

32. @TopoPal@TopoPal

33. @TopoPal@TopoPal

34. @TopoPal@TopoPal

35. @TopoPal
https://github.com/capitalone
@TopoPal

36. @TopoPal
From Open Source To Open Banking
@TopoPal
https://developer.capitalone.com/

37. @TopoPal
Wait… There are More!!!
@TopoPal

38. @TopoPal
Should Capital One Contribute to Open Source?
Are we going to write another payment
framework?
@TopoPal

39. @TopoPal@TopoPal
❤️

40. @TopoPal
Why?
 Culture of Continuous Innovation
 Open Source makes it better
 Recruitment
 Marketting
 Show off!
@TopoPal

41. @TopoPal
Why?
@TopoPal
It’s the right thing to do

42. @TopoPal
Change. How?
 Culture
 Collaboration
 Partnership
 Community Building
 Open Discussions
@TopoPal

43. @TopoPal
Change. How?
@TopoPal
Make friends

44. @TopoPal
You can do it too
@TopoPal