Government of various countries advises world citizens to carry a travel insurance to protect themselves against mishaps.

1. Travel Insurance Advice by
Government Authorities
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2. US Domestic Medical Insurance is generally not accepted outside
USA, nor does Medicare and Medicaid provide coverage
Obtaining medical treatment and hospital care
abroad can be expensive, and medical evacuation
to the U.S. can cost more than $50,000.
- US Department of State
Source: http://travel.state.gov
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3. If you can't afford Travel Insurance, you can't afford to Travel
If you incur medical expenses while overseas and you don't have travel insurance, you are
personally liable for covering these costs. The Government cannot pay for medical
expenses overseas.
-Australian Government
Department of Foreign Affairs & Trade
Source: www.smartraveller.gov.au
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4. Always arrange travel insurance with health cover that is adequate for
your destination. Do this before you go
Many people deeply regret not taking out travel insurance. They
think their credit card accident cover, home insurance, EHIC or
private health cover is sufficient. This is often not the case.
- Foreign and Commonwealth Office
United Kingdom
Source: www.fco.gov.uk
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5. Include enough cover to allow for extra costs of travelling home
It is advisable to purchase travel
insurance to cover cancellation, theft,
loss of money, stolen cards, passport
or luggage, and the cost of medical
treatments.
- Ministry of Foreign Affairs, Malaysia
Source: http://www.kln.gov.my
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6. Travel insurance should cover hospitalization and related medical costs
as well as a possible emergency evacuation.
Medical costs abroad can be
astronomical. In some instances medical
treatment can be withheld if a person
has no proof of funds or travel insurance
Source: http://www.dfa.gov.za
Source: http://www.kln.gov.my
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- Department of Foreign Affairs
Republic of South Africa
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7. Travel Insurance is as essential as your
passport, regardless of your travel
destination
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