This Business Loan Guideline Presentation is meant to show business owners the process & the benefits of getting funding through my company! Did the bank turn you down? Poor credit, no collateral, NO PROBLEM! Call the guy's who can make the impossible possible! Call/text Steve Tetreault at (443) 692-7115 Call/text Jerrell Nelson at (696) 796-2040 Or email us at EliteMoneySolutions@gmail.com For more Info, visit www.mpbusinessfunding.com

1. Mom & Pop Business
&
Cannabis Solutions
"We're The Small Business & Cannabis Industry
Loan Funding Company!"
Call Jerrell Nelson or Steve Tetreault
for a fast approval!
(Jerrell): 646.796.2040 (Steve): 443-692-7115
elitemoneysolutions@gmail.com
www.mpbusinessfunding.com
www.cannabizfunding.org

2.  Mom & Pop Merchant Solutions was established to satisfy
the lack of available financing in the small-medium sized
business marketplace & the cannabis industry.
 We provide businesses with Unsecured Business Loan
Alternatives called Merchant Cash Advances in 49 States
and Business Loans in California.
 Funding usually takes place in about 5 business days.
 We specialize in customized programs providing business
owners with Unsecured Business Loan Alternatives on the
terms that make the most sense for their business.
OVERVIEW

3. WHAT WE DO
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We provide funding through factoring future credit card sales, and
business income. This is not a loan in 49 states (but in California
they are called loans).
We are purchasing future receivables at a discount.
There is no fixed payback time or schedule of repayment and no
fixed interest rate.
Instead, an agreed upon holdback percentage is deducted from
the merchants daily credit card batches or ACH'd from their bank
account until the purchased amount is collected. Therefore the
merchant is only paying a part of its Visa, MasterCard, Discover
and/or banking revenue.
We require no collateral.
Funding is available much quicker than traditional bank loans and
requires a fraction of the paperwork.

4. WITHHOLD PERCENTAGE CHART
sales or
merchant
bank account
You get the working capital you need
to grow and expand NOW and you still
have the cash flow for current needs.
Automatic small daily deductions from
your future Visa
and Mastercard
Visa/MC sales
Payment couldn't be .easier
.
Gross Sales
CC Sales

5. UNDERWRITING
 Minimum average of 8 to 10 batches or income related
days per month.
 Minimum processing average of $2,500 per month.
 Business must accept credit cards for at least 3 months for
an MCA or be in business 6 months and provide 6 months
banks statments for and ACH withdrawl.
 No open bankruptcies or large, unresolved judgments or
tax liens. (We may still fund these with a Starter Program.)

6. UNDERWRITING PROCEDURES
During the underwriting process we are required to fulfill
certain obligations in order to approve each applicant. These
procedures include but are not limited to:
 Merchant interview
 Landlord interview
 Reference checks
 Personal & business credit checks
 Site inspections
 UCC filing checks and confirmations

7. WHO SHOULD APPLY
Our solutions are ideal for small to medium size businesses (both
regular merchant & Cannabis) who need cash to:
 Meet payroll
 Expand inventory
 Improve facilities
 Advertise
 Pay taxes
 Open a new location
 Pay operating expenses

8. KEY SELLING POINTS
 This is one of the fastest, easiest ways to get risk-free capital!
 Better than a traditional loan because you need NO collateral!
 We can fund businesses from industries that federal
regulations won't allow, like Cannabus businesses!
 Better than a life long partnership. No restrictions on use of
proceeds!

9. DOCUMENT
REQUIREMENTS
 Application for funding, 100% completed and signed!
 3 months business credit card statements!
 3 months bank statements UNLESS business does NOT
except credit cards, then 6 months bank statements, NO
EXCEPTIONS!
 Photo ID. (only needed after approval)
 Voided business check. (only needed after approval)

10. WHO WE FUND
Business Owners that accept credit cards and/or cash
and checks for a service or sales of merchandise.
Business Owners in the Cannabis Industry who can't
qualify for business loans due to Federal Regulations.

11. OUR CLIENTS
 Mom & Pop Merchant Solutions regularly adds new businesses and new
business types to our portfolio. While we will consider most business
types, we try to target mostly the following:

12. TARGET LIST
 Restaurants
 Salons/Spas
 Auto Repair Shops
 Car Washes
 Liquor Stores
 Grocery Stores
 Clothing Retail
 Florists Shops
 Dentists & Dr. Offices
 Hotels & Motels
 Construction Companies, Plumbers, Electricians, ect
 Various Cannabis Businesses i.e. Fencing Co's, Growers,
Dispensaries, Editable Bakeries, Security Co's, & Medical
Research Facilities

13. MERCHANT BENEFITS
 No collateral!
 No fixed payments! (unless requested)
 No coupons or checks to write!
 No impact on a business owner's ability to qualify for
other financing!
 No business use restrictions on the funding!
 No hassles - quick application & fast funding!

14. TYPES OF DEALS
1. CREDIT CARD
RECEIVABLE FACTORING
2. STARTER PROGRAMS
3. CASH & CHECK
RECEIVABLE FACTORING

15. CREDIT CARD & ACH
RECEIVABLES FACTORING
 No fixed payback schedule!
 Application process is quick!
 Cash in business account in
5-7 days!
 Completely automated
payback!
 No hidden fees!
 No collateral!
 No late fees!
 Credit score does not make
or break the deal!
 Cash flow friendly!

16. STARTER PROGRAM
For merchants that do not fit the underwriting requirements for our
traditional Credit Card or ACH Factoring, our starter program allows them
to still qualify for funds for a lower dollar amount by paying this back in a
shorter time frame. The merchant is able to renew and build confidence
towards a larger sized funding advance. The underwriting criteria for a
starter program our much more lenient and is designed for those who
have very poor credit histories. Merchants build a rapport with Mom &
Pop Merchant Solutions through their performance.

17. In Closing...
 Mom & Pop Merchant Solutions has numerous Business Loan
Alternative products for small to medium sized business
owners to utilize!
 Business Loan Alternatives are similar to a business loan in
the sense that we extend a certain amount of working capital
to business owners to utilize at their discretion!
 The merchant only pays for the money advanced 5 days a
week, and repays us via a daily withdraw from their credit
card machine or from their bank account via an ACH
withdraw!
 These Business Loan Alternatives typically fund within 5 days!