Vijay R. Joshi

m.com mba b.com bba technology education and training zoom meeting accounting tally google office utility gmail google search ict communication information costcontrol costreduction nagpuruniversity ca-inter ca-foundation costsheet cost accounts #generalinsurance #lifeincurance #investment #amc #insurance #mutualfund #bankingfinancialservices&insurance #bfsi fssai gst incometax entrepreneurship startups msme bcca rtmnu workingcapitalmanagement emerging robotics virtual reality augmented reality bigdata blockchain deep learning machine learning artificial intelligence #artificialintelligence #ai #industry4.0 #ir4 resources sustainability sustainable development renewable energy repair reuse e-waste india liquid waste solid waste waste management circular economy e-waste discounting of cash flows compounding of cash flows compound interest simple interest plagiarism referencing & citation vijayjoshi google linkedin college projects presentations