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How to Maintain a Great Credit Score

Your credit score is most commonly and frequently used by lenders to determine your financial strength when you apply for a loan or a credit card. A lower rate may mean that you cannot qualify for credit or that your interest rate is higher than it other would be. This essentially means that a lower credit score costs you money through the form of higher interest charges. Your credit rating may also be reviewed when you apply to rent a house, open up a utilities account, purchase auto insurance, apply for a job and more. As you can see, your credit report plays a critical role in many aspects of your life. If you are looking for a way to improve personal finance and take control of your money and life, learning more about credit ratings is a good starting point. [+]

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