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[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
PRODUCT TREE Islamic Banking Modes Trade Based  Modes Partnership Based  Modes Rental Based  Modes ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object]
Musharakah ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
MUSHARAKAH PARTNER A PARTNER B VENTURE Rs.1000 Rs.1000 PROFIT  Rs. 100 LOSS Rs.100 Rs. 60 Rs. 40 Rs. 50 Rs. 50 May be in any  agreed ratio Must be according to capital ratio
Mudarabah ,[object Object],[object Object],[object Object],[object Object]
MUDARABAH RABBUL MAL MUDARIB VENTURE SERVICES CAPITAL PROFIT LOSS 40 % 60 % ALL MONETORY LOSS LOSS OF SERVICES
[object Object]
Basic Rules of Bai ( Buying & Selling ) ,[object Object],[object Object],[object Object]
Basic Rules of Bai ,[object Object],[object Object],[object Object]
Basic Rules of Bai ,[object Object],[object Object],[object Object]
Bai (Buying & Selling) ,[object Object]
Kinds of Bai ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Basic Kinds of Bai ,[object Object],[object Object],[object Object]
Bai  ,[object Object],[object Object],[object Object],[object Object]
Murabahah ,[object Object],[object Object],[object Object]
Murabahah ,[object Object],[object Object],[object Object],[object Object]
Step by step Murabaha financing 1.  Client and bank sign an agreement to enter into Murabaha.  Murabaha Agreement to Murabaha Islamic  Bank Client
2.  Client appointed as agent to purchase goods on bank’s behalf Step by step Murabaha financing Murabaha Agency  Agreement Bank Client Agreement to Murabaha
3.  Bank gives money to client for purchase of goods. Step by step Murabaha financing Islamic Bank Murabaha Agreement to Murabaha Agency Agreement Disbursement to the client Bank Client
Murabaha GENERAL  MECHANICS ,[object Object],[object Object],[object Object],[object Object],[object Object],Payment of Marked-up Price Payment of Purchase Price C USTOMER Transfer of Title I SLAMIC B ANK Agreement Transfer of Title V ENDOR
Murabahah Calculation Exercise ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Bai ,[object Object],[object Object],[object Object],[object Object],[object Object]
Salam ,[object Object],[object Object],[object Object],[object Object]
Istisna’ ,[object Object],[object Object],[object Object]
Bai ,[object Object]
Differences Between Istisna and Salam ,[object Object],[object Object]
Differences Between Istisna and Salam ,[object Object],[object Object]
Type of Bai according to Quality ,[object Object],[object Object],[object Object],[object Object]
Type of Bai according to Quality ,[object Object],[object Object],[object Object]
[object Object]

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Islamic banking modes of financing

  • 1.  
  • 2.
  • 3.
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  • 5.
  • 6. MUSHARAKAH PARTNER A PARTNER B VENTURE Rs.1000 Rs.1000 PROFIT Rs. 100 LOSS Rs.100 Rs. 60 Rs. 40 Rs. 50 Rs. 50 May be in any agreed ratio Must be according to capital ratio
  • 7.
  • 8. MUDARABAH RABBUL MAL MUDARIB VENTURE SERVICES CAPITAL PROFIT LOSS 40 % 60 % ALL MONETORY LOSS LOSS OF SERVICES
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19. Step by step Murabaha financing 1. Client and bank sign an agreement to enter into Murabaha. Murabaha Agreement to Murabaha Islamic Bank Client
  • 20. 2. Client appointed as agent to purchase goods on bank’s behalf Step by step Murabaha financing Murabaha Agency Agreement Bank Client Agreement to Murabaha
  • 21. 3. Bank gives money to client for purchase of goods. Step by step Murabaha financing Islamic Bank Murabaha Agreement to Murabaha Agency Agreement Disbursement to the client Bank Client
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.
  • 27.
  • 28.
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  • 30.
  • 31.
  • 32.