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Islamic Microfinance    PRODUCTS  Musharakah & Diminishing Musharakah   Al – Huda Training Programme ,[object Object],[object Object],[object Object]
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Islamic Modes/Instruments –  Participatory Modes: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Islamic Modes/Instruments –  Participatory Modes: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Islamic Modes/Instruments –  Participatory Modes: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Islamic Modes/Instruments –  Participatory Modes: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
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[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Islamic Modes – Agricultural Financing
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object]
DIMINISHING MUSHARAKAH 3. Accruing Rentals Share in capital Share in capital Partner Bank 2 4 Sell its share in equity Pays price of the units of bank’s equity
[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
?? 460000 ?? Total  0 0 10125 10000 125 x 1 = 125 36 10000 1 10250 10000 125 x 2 = 250 35 430000 33 14250 10000 125 x 34 = 4250 3 440000 34 14375 10000 125 x 35 = 4375 2 450000 35 14500 10000 125 x 36 = 4500 1 460000 36 0 0 0 0 Remaining balance Remaining units Total payment Value unit purchased Rent End of Month
[object Object]

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Musharakah & diminshing musharaka

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  • 13. DIMINISHING MUSHARAKAH 3. Accruing Rentals Share in capital Share in capital Partner Bank 2 4 Sell its share in equity Pays price of the units of bank’s equity
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  • 18. ?? 460000 ?? Total 0 0 10125 10000 125 x 1 = 125 36 10000 1 10250 10000 125 x 2 = 250 35 430000 33 14250 10000 125 x 34 = 4250 3 440000 34 14375 10000 125 x 35 = 4375 2 450000 35 14500 10000 125 x 36 = 4500 1 460000 36 0 0 0 0 Remaining balance Remaining units Total payment Value unit purchased Rent End of Month
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