Amit Computers & Photostate Sri Ganganagar (Raj.)

2. History
 1968
German inventor Jurgen Dethloff along with Helmet Grotrupp filed a patent
for using plastic as a carrier for microchips.
 1970
Dr. Kunitaka Arimura of Japan filed the first and only patent on the smart
card concept
 1974
Roland Moreno of France files the original patent for the IC card, later dubbed
the “smart card.”
 1977
Three commercial manufacturers, Bull CP8, SGS Thomson, and Schlumberger
began developing the IC card product.

3. History
 1979
Motorola developed first single chip Microcontroller for French Banking
 1982
World's first major IC card testing
 1992
Nationwide prepaid card project started in Denmark
 1999
Federal Government began a Federal employee smart card identification

4. What is a Smart Card?
The standard definition of a a smart card, or integrated
circuit card (ICC), is any pocket sized card with embedded
integrated circuits.
Loosely defined, a smart card is any card with a capability
to relate information to a particular application such as:
 Magnetic Stripe Cards
 Optical Cards
 Memory Cards
 Microprocessor Cards

5. Magnetic Stripe Cards
Standard technology for bank cards, driver’s licenses, library cards,
and so on……

6. Optical Cards
Uses a laser to read and
write the card
CANPASS Contains:
 Photo ID
 Fingerprint

7. Memory Cards
Can store:
Financial Info
Personal Info
Specialized Info
Cannot process Info

8. Microprocessor Cards
Has an integrated
circuit chip
Has the ability to:
Store information
Carry out local
processing
Perform Complex
Calculations

9. Microprocessor Cards
Combi / Hybrid Cards
Hybrid Card
Has two chips: contact and contactless interface.
The two chips are not connected.
Combi Card
Has a single chip with a contact and contactless
interface.
Can access the same chip via a contact or contactless
interface, with a very high level of security.

10. Microprocessor Cards
Combi / Hybrid Cards

11. How are Smart Cards Used?
 Commercial Applications
 Banking/payment
 Identification
 Ticketing
 Parking and toll collection
 Universities use smart cards for ID purposes and at the
library, vending machines, copy machines, and other
services on campus.
 Mobile Telecommunications
 SIM cards used on cell phones
 Over 300,000,000 GSM phones with smart cards
 Contains mobile phone security, subscription
information, phone number on the network, billing
information, and frequently called numbers.

12. How are Smart Cards Used?
 Information Technology
 Secure logon and authentication of users to PCs and networks
 Encryption of sensitive data
 Other Applications
 Over 4 million small dish TV satellite receivers in the US use a smart card
as its removable security element and subscription information.
 Pre-paid, reloadable telephone cards
 Health Care, stores the history of a patient
 Fast ticketing in public transport, parking, and road tolling in many
countries

13. Advantages
In comparison to it’s predecessor, the magnetic strip card, smart
cards have many advantages including:
 Life of a smart card is longer
 A single smart card can house multiple applications. Just one card can be
used as your license, passport, credit card, ATM card, ID Card, etc.
 Smart cards cannot be easily replicated and are, as a general rule much
more secure than magnetic stripe cards
 Data on a smart card can be protected against unauthorized viewing. As a
result of this confidential data, PINs and passwords can be stored on a
smart card. This means, merchants do not have to go online every time to
authenticate a transaction.

14. Advantages
• chip is tamper-resistant
- information stored on the card can be PIN code and/or read-write
protected
- capable of performing encryption
- each smart card has its own, unique serial number
• capable of processing, not just storing information
- Smart cards can communicate with computing devices through a smart
card reader
- information and applications on a card can be updated without having to
issue new cards
• A smart card carries more information than can be accommodated on a
magnetic stripe card. It can make a decision, as it has relatively powerful
processing capabilities that allow it to do more than a magnetic stripe card
(e.g., data encryption).

15. Disadvantages NOT tamper proof
Can be lost/stolen
Lack of user mobility – only possible if user has smart card reader
every he goes
Has to use the same reader technology
Can be expensive
Working from PC – software based token will be better
No benefits to using a token on multiple PCs to using a smart card
Still working on bugs

16. Thanks