This presentation will give you a complete understanding of who we are and we think our company will soon be the model of the health insurance industry.

1. Atlantis Health Plan 10/27/08

10. Which HMO or POS Plan is Best for You? HERE ARE YOUR OPTIONS: L-HMO 20 HMO 20E L-POS F20 POS A10E In Network In Network In Network Out of Network In Network Out of Network Deductible* Single/Family $0 $0 $0 $2,000/$4,000 $0 $1,000/$2,500 Co-Insurance* Single/Family 0% 0% 0% 30% up to $3,000/6,000 0% 30% up to $2,000/$5,000 Max Out of Pocket* Single/Family N/A N/A N/A $5,000/$10,000 N/A $3,000/$7,500 Co-Pay Doctor & Lab $20 $20 $20 Deductible/ Co-insurance $10 Deductible/ Co-Insurance Outpatient Surgery/ Delivery of Child Lesser of 20% or $200 $0 Lesser of 20% or $200/ $0 Deductible/ Co-insurance $0 Deductible/ Co-insurance Emergency Room** $50 $50 $50 $50 $50 $50 Hospital Co-pay / Deductible $500 $0 $500 Deductible/ Co-Insurance $0 Deductible/ Co-Insurance Outpatient Physical Therapy (Max 20 visits/ diagnosis/yr) $20 (only following inpatient stay) $0 $20 (only following inpatient stay) Deductible/ Co-insurance $10 Deductible/ Co-insurance Outpatient Mental Health (max 20 visits/Calendar Yr) $20 $20 $20 Deductible/ Co-insurance $10 Deductible/ Co-insurance Lifetime Maximum No Limit No Limit No Limit $1,000,000 No Limit $1,000,000 * Deductibles, Co-Insurance, and Maximum Out-of-Pockets apply per Calendar Year ** Emergency Coverage is worldwide and the co-pay is waived if there is an inpatient admission

12. CapDent Brochures