This presentation is about technology internet banking or net banking which is very essential and helpful in our daily life..so in this ppt basic and some advance concepts are highlighted. i am sure this will be very much help full for u
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“Net-banking” refers to systems that enable bank customers to
access accounts and general information on bank products and
services through a personal computer (PC) or other intelligent
device.
Our aims at creation of secure banking system.
this will be accessible to all users who have a valid user Id and
password.
A customer can access his account from anywhere.
THE NET-BANKING SYSTEM
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Programmers working on banking data bases came up with ideas
for online banking transactions, some time during the 1980's.
The first online banking service in United States was introduced,
in October 1994.
In May 1995 : Wells Fargo - the first bank in the world to offer
customer access to their accounts over the internet(allows
customer to see their accounts online).
ICICI was the first bank to initiate the Internet banking
revolution in India as early as 1997 under the brand name
'Infinity‘.
HISTORY OF NET-BANKING
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Customer can request details of the last ‘n’ number of transactions
he has performed on any account.
Customer can make a funds transfer to another account in the
same bank.
Customer can request for cheque book.
Customer can view his monthly statement. She/he can also take
print out of the same.
Customer can make EFT’s to accounts at their and other banks.
The system is providing balance enquiry facility.
PROJECT REQUIREMENTS
1. Functional Requirements
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Secure Access Of Require Data.
24X7 Availability
User Friendly
Intelligent User Interfaces
2. Non-functional Requirements
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Software Requirements Hardware Requirements
Operating System: Windows 7,8 Processor: any
User Interface: HTML Hard Disk: 10 GB minimum
Programming Language: PHP RAM: 256MB or more
Database: MYSQL Any Screen
Server: Xampp
3. System Requirements
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PHP
PHP is an acronym for "PHP: Hypertext Pre-processor“.
PHP is a widely-used, open source scripting language.
PHP scripts are executed on the server.
PHP is free to download and use.
PHP can generate dynamic page content.
PHP is compatible with almost all servers used today (Apache, IIS)
PHP files can contain text, HTML, CSS, JavaScript, and PHP
code.
HTML
Hyper Text Markup Language.
MySQL
Standard Query Language.
MySQL is an open source Relational Database Management System.
4. Technologies To Be Used
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SYSTEM MODULES
System Modules Description
(a) Login Module A user can login with id & password
(b)Balance Enquiry User can check his balance
(c)Account History A user can check his account history
(d)Admin Module Admin can change in function or other action
(e)Loan Module User can apply for a loan(Home, Education
etc.)
(f)Money Transfer User can transfer money
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DATA FLOW DIAGRM OF SYSTEM
MODULES
Internet
banking
Login
module Money
transfer
Loan
module
Account
history
Account
opening
New
customer
data
Balance
enquiry
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Data
base
The diagram below indicates the customer connects to the internet
to perform all the transactions after he logged in successfully then
the information will receive the server to maintain the
requirements, and it will send a copy of the data to the database
and vice versa.
Backend
Process
Event Diagram
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ADVANTAGES OF NET-BANKING
For customers
Convenience 24 hours a day, seven days a week
Cost Reducing transfer fees
Speed Faster circulation of assets
Competitiveness - Fostering competition in financial market
Communicate easily
Abolishing the uses of paper
Offering one-stop-shop solutions
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CONTINUE…
For Bank
Larger customer coverage Reducing the costs of operations
Promoting their services and products internationally
Increasing the customer satisfaction and providing a personalized
relationship with customers
For small to medium Businesses
To run its operations more effectively
Lower cost than traditional financial management mechanisms
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DISADVANTAGES OF NET-BANKING
A need for customer skill to deal with computers and browsers.
Many people who are not comfortable with computers and the
Internet, often find it difficult to use internet banking
For beginners, internet banking is really time consuming
In many instances, a simple mistake, like clicking a wrong button,
may create a big problem.
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CONCLUSION
The application demonstrate the way to develop an
online banking system by using interactive web client
by using JSP, Servlet with more secure way to access.
This means the application server easily deployable and
accessible.