INTERNATIONAL HEALTH INSURANCE

1. ALFALAH INSURANCE COMPANY LIMITED
International Private Medical Insurance

2.  Backed by the Abu Dhabi Group
 Assisted by the world’s leading re-insurers
 Topped by a team of professionals
 Innovative insurance solutions comparable with world
standards
 Growing nationwide network with presence in Lahore,
Karachi, Islamabad, Faisalabad, Peshawar, Multan,
Sialkot & Gujranwala…. (Opening in more cities soon)
ALFALAH INSURANCE COMPANY LTD

3.  One of the fastest growing international private medical insurance provider
 Winner of numerous international awards like
 “Best International PMI Provider" Cover Insurance Awards - 2009
 “Treating Customers Fairly" Cover Excellence Awards - 2008
 "International PMI" Cover Excellence Awards - 2007
 "Best Individual International Health Insurance Provider" Portfolio
International- 2006
 "Best Individual International Health Insurance Provider" Portfolio
International - 2005
 “Best International Private Health Group" International Investment
Offshore Fund & Product Awards in association with Standard & Poor's
– 2005
 “Best International Health Insurance Provider" Portfolio International –
2004
INTERGLOBAL

4.  Many Pakistanis seek overseas treatment from USA,
Europe, Singapore, or India because of;
o Unavailability of highly advanced treatment options in
Pakistan
o Better care
 However, affordability may be one of the problems
OVERSEAS TREATMENT-FACTS

5. Alfalah Insurance Company
Ltd
Health Coverage for
SGM Sugar Mills

6. • 4 Plans with limits from $ 850,000 to $ 3,400,000 per
annum
• Flexibility in case of group coverage
• Options of OPD, Dental and Maternity coverage
• Emergency Medical Evacuation and Chronic Medical
Conditions coverage
• Premium according to area of coverage
• Optional add on maternity, personal accident, travel
benefits
ULTRACARE PLANS

7. COVERAGE OF DIFFERENT PLANS
Plus Comprehensive Select Standard
US$
3.4 Million
US$
1.7 Million
US$
1.275 Million
US$
850,000

8. Area of Cover
Area of Cover
Area 1 Area 2 Area 3
Europe – only
Europe
&
Rest of World
(USA Excluded)
USA
&
Rest of World

9. Inpatient & Daycare Treatment
 Accidents and Emergencies
 Hospital accommodation
 Nursing fees
 Surgeon’s, anaesthetists’ and medical practitioner’s fee
 Prescribed medicines and Drugs
 Specialized Investigations
 Diagnostic Tests
 Physiotherapy
 Dental treatment in case of emergency
 Psychiatric treatment (only in plus Plan)

10. Out Patient Treatment
 Primary consultation
 Diagnostic tests
 Prescribed drugs and dressing
 Physiotherapy
 Out patient surgical operations
 Post hospitalization treatment
*OPD is not covered in standard Plan.

11. Other Benefits
 Dental treatment ( only covered in plus and comprehensive plan)
 Wellness Benefit ( only covered in plus and comprehensive plan)
 Terminal illness ( not covered in standard plan)
 Emergency local ambulance
 Organ transplant
 Nursing at home ( does not apply to terminal medical conditions)
 Compassionate emergency visit ( not covered in standard plan)
 Hospital Cash benefit
 Emergency evacuation
 Repatriation of mortal remains
 Emergency treatment outside area of cover ( not covered in
standard plan)