this presentation explains the ultimate way to save money month after month. what's amazing is that it's EXTREMELY EASY to use: it has just ONE PRINCIPLE. Share with your close ones, they want to know! explained by monthly - the personal budget planner with 1-SWIPE expense tracker - based on this methodology: https://itunes.apple.com/app/id789876133?mt=8 http://budgetmonthly.com

1. saving money every month
by monthly

2. saving money every month
is SIMPLE

3. there’s just ONE PRINCIPLE

4. „If you want to save,
you have to put the savings away
at the beginning of the month.”
Johan van der Merwe
CEO Sanlam Investments
http://youtu.be/-SH6dbvFtmw?t=54s

5. your month starts here
day 1 day 30

6. here you do TWO THINGS
day 1 day 30

7. FIRST, you plan your budget
(income - expenses = savings)
day 1 day 30

8. income
expenses
savings
account
100 100 100 100 100 100 100 100 100 100
100 100 100 100 100 100 100 100 100 100
100 100 100 100 100 100 100 100 100 100
100 100 100 100 100 100
100 100 100 100
100 100 100 100 100 100 100 100 100 100
day 1 day 30

9. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
savings
account
100 100 100 100
100 100 100 100 100 100 100 100 100 100

10. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
savings
account
100 100 100 100
100 100 100 100 100 100 100 100 100 100
SECOND, you transfer this
to your savings account,
it stays there
until the end of the month

11. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
savings
account
100 100 100 100
100 100 100 100 100 100 100 100 100 100

12. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses

13. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
THEN you start tracking your expenses along the month

14. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses

15. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses

16. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses

17. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses

18. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses

19. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses

20. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
when the month ends,
you’ve spent
around everything

21. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
100 100 100 100
100 100 100 100 100 100 100 100 100 100

22. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
100 100 100 100
100 100 100 100 100 100 100 100 100 100
well, except for this
this is what you
SAVED THIS MONTH

23. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
100 100 100 100
100 100 100 100 100 100 100 100 100 100
this is what you
SAVE EVERY MONTH

24. day 1 day 30
100 100 100 100 100 100 100 100 100 100
100 100
100
100
100
100 100 100 100 100
100 100 100
100 100
100 100
100 100 100
100 100 100
100 100 100
housing
transportation
phone bill
electricity bill
eating out
groceries
clothing
books
craft beers
hobby
whatever else
expenses
100 100 100 100
100 100 100 100 100 100 100 100 100 100
this is what you
SAVE EVERY MONTH
👍👍👍

25. there is an app for that

26. 1. plan your budget
for this month

27. 2. transfer the surplus
to your savings account

28. 3. track all expenses

29. …so that you never
exceed your budget

30. Now, at the end
of the month…

31. 👍👍👍
100 100 100 100
100 100 100 100 100 100 100 100 100 100
here’s what you saved!

32. monthly
https://itunes.apple.com/app/id789876133?mt=8

33. thoughts? like? share!