The document summarizes trends in lending and leasing for 2017. Key points include:
1) Firms are consolidating lending platforms and leveraging new technologies like machine learning to optimize credit risk analysis and streamline operations.
2) Lending firms are transforming operations through business process improvement and automation to drive operational efficiency.
3) Banks are collaborating with FinTech firms to innovate and meet customer expectations, especially millennials, who are pushing digital transformation.