2. 目前养老面临的困境
Difficulty from aging
根据CMHC的报告,安省的养老院的覆盖率是5.1%
According to CMHC report, there was only 5.1% nursing home coverage in
Ontario
养老院的月平均费用是3204加元
The average monthly cost of nursing home is CAD$ 3204
根据加拿大统计局的资料,安省的2011年的工作收入是50116加元,平均每月
4176加元
According to the statistics Canada , the average annual income is
CAD$ 50116 in 2011 with an average of CAD$4176 monthly
如果在75岁以上,就是需要养老的年龄,收入是多少呢?
If you are 75 years old or above, how much is your income to cover your
pension ??
3. 收入不到原来的10%
Percentage of income will be less than 10% at the age of 75
就是说,只有不到417加元
See chart below , at the age of 75, the percentage of income will be less than 10%. In
other words, less than CAD$417
6. 钱不够用怎么办?
Not enough money ???
我们的解决方案是
Our solution is :
人寿保险+ 寿险贴现+ 养老院的收益
Life insurance + Life settlement + Nursing home benefit
我们针对45岁至75岁的未来客户设计了多数人可以负担的养老方案
We offer an affordable pension plan for the age of 45 to 75 customers
只需要购买100万的人寿保险,交3年的保费,我们负责客户的养老需要
We will meet your needs. You only need to buy 1million life insurance and
pay the premium for 3 years .
7. 我们的团队Our Team
Steve Xing 总设计师
Founder
高级顾问,加拿大最大的养老集团的高管,管理10余家养老院的经验
Senior executive of #1 Canada pension group, managing more than 10
senior nursing homes
Daniel Kahan 加拿大精算师,寿险贴现专家
Actuary, Life settlement expert
Mimi Lee 加拿大保险专业人士Canadian insurance professional