The world of employee benefits grows more complicated every year. Rising health care costs and premiums. New government regulations. Competition to offer a better benefits program. Increased overhead to compete with your benefits budget. People make the difference, in your business and in ours. You want to offer your employees the best benefits package you can, and so do we. Our professional benefit representatives are dedicated to making benefits count for you and your employees. We don’t just offer benefits — because no two businesses are alike. We can help you understand the type of benefits that may work best for you, and then help your employees better understand and appreciate the benefits you make available to them. It’s a proven fact that the more employees understand their benefits, the more they appreciate them. That helps you have satisfied employees, which results in stronger employee retention – another thing that’s becoming more complicated these days. Only through Colonial Life can you find these benefit solutions all together in one place. And we do it all at no direct cost to you.

2. Benefit Solutions That Count Benefits counseling to help each employee understand and appreciate Benefits available at work. Enrollment options That save time and money. Insurance products Tailored to personal needs.

3. Benefits Counseling Count on Colonial Life’s BENEFITS COMMUNICATION to help your employees understand and appreciate what you do for them.

5. Create Greater Employee Satisfaction Group Meetings One-to-One Meetings Salary Illustration & Benefit Statements

8. Paycheck Illustrations

9. Customized Benefit Statements  Employer’s Contribution

12. Complete the Process

19. Superior Services Save valuable administrative time with services you can count on.

21. Long-Term Relationships Approximately 65% of Colonial Life’s new premium historically comes from existing business each year. Source: Colonial Life records, 2008

23. Superior Services More than 90% of Colonial Life policyholders say their calls are answered in a timely manner. 2007 LIMRA Survey coloniallife.com

24. Making Benefits Count Let Colonial Life provide you with the personal insurance products and superior services you can count on to make your business a success. Making benefits count for you and your employees. That’s Colonial Life.

25. ©2009 Colonial Life & Accident Insurance Company. Colonial Life products are underwritten by Colonial Life & Accident Insurance Company, for which Colonial Life is the marketing brand. Colonial Life