CV de Filipe Pontes .Audit Coordinator, teacher, and volunteer currently living in Lisboa, Portugal. My interests range from Economics to Finance. I am also interested in Bank, Real Estate, and Internal control in general.➡ My Core Skills
Internal Audit | Internal Controls | Fraud | Financial Risk | Risk Management | Credit Risk | Economics | Accounting | Financial Audits | External Audit | Banking | Insurance |
Linkedin : https://www.linkedin.com/in/filipepontes/
Competences in management and control of organizations with impact on the decisions inherent
to the audit (internal and / or external) and, with the purpose of evaluation and procedural
measurement, that aid the elaboration of financial information and anticipation of risks,
interceding: Review of Accounts / Financial audit; Consolidated Accounts; Analysis of Prospective
Financial Information; Due Diligence Financial.
Analysis and implementation of corporate "good practices" and verification, warning and / or
implementation of internal controls with the objective of credibility in the internal financial
statements. Particularly, segregation of duties, control and registration of operations, and definition
of authority structure, responsibility, competencies and moral integrity.
Issuance of reports related to sustainability and financial statements, with recognition of risks,
processes and controls indispensable to the mitigation of irregularities (analytical review
procedures and / or historical financial information) and which are subject to specific internal
norms of external communication, with exposure of operational and financial integrity - accounting,
reporting, control and efficient management of resources.
Skills in risk mitigation, corrective measures, implementation of fraud prevention and detection
programs that allow the alignment of the defined financial strategy with the significant reduction of
the probability of deviations or identification of irregularities.
Conversion and adaptation of management processes with the platforms and computer
environment in the access and disclosure of financial and tax information, with identification of the
cost of implementation and maintenance in view of the benefits and expected return, in order to
transmit an integrated vision to the financial decision making , operational and strategic in the
In-depth knowledge of accounting, treasury, management control and methodologies related to
national and international auditing standards. Field of IFRS and ISA's in force.
Skills in business combinations, spin-off, merger and incorporation of companies.
Experience in markets: Banking, Insurance and Financial.
As guest in formations, MBA and post-graduations about Audit and Fraud Risk as Guest Assistant.
Co-author “Fraude em Portugal – Causas e contextos” preface: Dr. Guilherme de Oliveira Marins
(former President of the Court of Auditors) presented by Prof. Professor Daniel Bessa (former
President of COTEC).
Columnist Visão e Jornal I OBEGEF – Fraud and Economy Issues.
MBA – Master in Management by INDEG/ISCTE & DEGREE in Finance by ISCTE.
TECNICAL COMPETENCIES / EDUCATION
ESCOLA POLÍCIA JUDICIÁRIA - Prevention of Money Laundering and Financing of Terrorism -
training of a scope of compliance (updating of knowledge and procedures to be applied internally).
IPAI – INSTITUTO PORTUGUÊS DE AUDITORIA INTERNA
Accounting for internal auditors - Training on the new IFRS / international standards.
AUDIT PLANNING TO ADRESS FRAUD - "G.Summers" plan to mitigate the risk of fraud.
RISK BASED INTERNAL AUDIT - work orientation for risk.
Preparation for CIA (Infernal Certificate Audit).
AI (International Standards of Internal Auditing) Professional Practice Framework
IFA – Instituto de Formação Atuarial
DUTIES IN THE INSURANCE CONTRACT - risk / data protection (GDPR).
Quantitative Methods Against Fraud – KRI.
Data Mining for Fraud Forecast Using R - Platform for Mitigation and Fraud Detection.
IIR Portugal – (Formiventos ) Mini MBA – Internal Audit
IT - Word avançado , Excel Avançado, Access Avançado, SQL , SAS.
AUDIT COORDINATOR (CONTINENT AND ISLANDS)
Planning and monitoring supervision of audit activities to approximately 3,000 agents
(brokers, private mediators, exclusive mediators and not exclusive) - Quarterly Report.
Preparation of planning and allocation of auditing costs, monitoring and follow up of the
recommendations (Quarterly Report).
Centralized the fraud investigations within and outside the company.
Survey of major fraud risks of processes and introduction of preventive actions.
Over time, taught several courses, to a wide number of employees of the company, in
the areas of "awareness and prevention of fraud risks“.
Company representative in the Technical Committee of Fraud at the Portuguese
Insurance Association, since 2013.
Design of a new audit work plan oriented for the production, billing and claims.
Creation and management of a claim channel for fraud inside and outside (this
mechanism allowed the centralization of management and responses to the complaint
channel with a maximum deadline of 48h).
NOVO BANCO (2003/2011)
INTERNAL AUDITOR (PORTUGAL-SPAIN)
Head of auditing teams to counters, enterprise centers and private centers at the audit
office of commercial structures.
Developed and monitored the annual audit planning for the operational audit office and
performed a risk assessment of the banks processes.
Definition of a Dashboard of KPI e KRI´s – supporting the decision-making process
relative to management decisions – SQL/Access architecture and definition of the
Developed work as an external financial auditor for various clients in the financial
sector (banking and insurance).
Exceptional communication skills at all levels, strong IT skills, always being ahead of
new technologies. Ability to handle high levels of pressure and critical decision-making.
High integrity and openness combined with commitment to good governance.
Energetic, highly motivated, with an enquiring mind and passion for excellence and
innovation in pursuit of business growth and success.
ROTARY INTERNATIONAL MEMBER (Leadership) - Organization of Professionals
and Leaders meeting (intercultural meeting with professional contacts).
VOLUNTEER JUNIOR ACHIEVEMENT – (program of propagation of Financial
OBEGEF PARTNER – (Observatório de Economia e Gestão de Fraude).
CHAIRMAN OF THE SUPERVISORY BOARD – Amigos e Utentes do Hospital
CHAIR OF THE GENERAL MEETING BOARD – Associação Presença Inteligente
(IPSS) (Financial Literacy Program).