This document discusses corruption and its negative impacts. It argues that corruption is stealing and impoverishes people, as leaders in Africa steal over $148 billion annually from their people. It advocates for biblical principles of honesty, integrity, and justice to combat corruption, including electing godly leaders, swift punishment of wrongdoers, and full restitution for victims of crimes. Corruption increases when criminals are not punished quickly, so governments must serve as agents of wrath against evil.

1. A Christian Response
"While they promise them liberty, they themselves
are slaves of corruption." 2 Peter 2:19
ECONOMICS orEMBEZZLEMENT ?

3. A free market economy must be based on the private
ownership of property (Exodus 20:15,17; Deut 19:14)

4. and individual free enterprise
(Eccl 5:19; Prov. 10:2-4; 12:24: 13:4,11;

6. Any taxation of 10% or higher is defined as oppression
(1 Samuel 8:10-18),

7. and any taxation of property, or of inheritance,
is strictly forbidden! (1 Kings 21:3).

8. Institutions and individuals involved in the full time
service of the Lord are not allowed to be taxed
(Ezra 7:23,24).

9. Any unequal or progressive system of taxation
is expressly forbidden (Ex. 30:14-15; Leviticus 19:15).

10. Biblical economics
also forbids
unjust weights
(unbacked currency)
and measures
(inflation)
(Leviticus 19:35-36;
Prov. 11:1; 20:10;
Amos 8:5-7;
Micah 6:11,12).

11. “. . . proclaim liberty throughout the land
to all its inhabitants . . .” Lev. 25:10

12. "The Lord abhors
dishonest scales,
but
accurate weights
are His delight."
Proverbs 11:1

13. Theft by Inflation
A survey on inflation in South Africa (undertaken by
the Old Mutual), reported that in 1971 you could buy
a car for about R1 000.

14. In 1981, the same amount of
money would buy a motorbike.

16. By 2001, the buying
power of R1 000 had
collapsed so, that you
could buy a bicycle.

17. Now a good pair of running shoes
could cost over R2 000.

18. "Skimping the measure, boosting the price and cheating
with dishonest scales… I will never forgive." Amos 8:5-7

21. The devastating impact of unbacked currency/
inflation on pensions and savings is criminal.

33. Biblical Law
requires that
we use
honest scales
and honest
weights –
honest
money
backed by
real constant
value.
(Proverbs 20:10)

34. "Shall I count pure those with the wicked balances, and with the bag of
deceitful weights? For her rich men are full of violence, her inhabitants
have spoken lies, and their tongue is deceitful in their mouth."
Micah 6: 11,12

35. The African Union
calculates that
every year over
US$148 Billion
is stolen from the
continent by its
leaders.
That works out to
more than a third
of the continent's
entire Gross
Domestic Product
lost to corruption -
every single year.

36. The World
Bank
reports that
40% of
Africa’s
private
wealth is
held
offshore.
Global
Financial
Integrity
calculates that
Africa has
lost many
US$Trillions
to
corruption .

37. That is far in excess of total Development Assistance given to Africa as
foreign aid. Many hundreds of Billions of Dollars & Pounds & Euros of
Western aid has been sunk into Africa,

38. yet most states are effectively bankrupt, weighed down by debt, and
failing to provide even minimum public services.

39. Stealing from Everyone
Most African countries today have lower per capita incomes than they
had at independence. More than half of Africa’s total population live on
less than US$2 per day.

40. Nahu Ribadu, the former head of
Nigeria’s Anti-Corruption Commission, declared that
the best way to attack poverty is to attack corruption.

41. The prerequisite to all efficient and effective
government is the eradication of corruption.
Corruption prevents a country from realising its
potential. Corruption steals from everyone.

42. It is calculated that every one of us pays at least 20% more for
goods and services because of the costs of corruption.

43. Corruption Impoverishes
Corruption discourages investment, retards development
and increases costs to the consumer. …

44. As Robert Guest,
the African Editor of The Economist observes
in The Shackled Continent:

45. "For half a century now, the continent has been deluged
with aid,
but this aid has failed to make Africans any less poor…

46. it has bankrolled tyrants…
or idealists with hopeless economic policies…

47. both types of aid have been wasted

50. …doing business in Africa can be tricky

51. Bad roads, punctuated by roadblocks, manned by
bribe-hungry policemen, make it slow and costly to
move goods, even short distances…

52. local firms, meanwhile, have been held back by arbitrary government
regularities, dysfunctional legal systems and the difficulty for those
without political connections, of raising capital
… If Africa was better governed it would be richer."

53. Predatory Officials
Guest’s conclusion: "Africans are poor largely because they are not yet
free. They live under predatory, incompetent governments which…
impoverish them in many ways: through corruption, through bad
economic policies, and sometimes, as in Zimbabwe, by creating an
atmosphere of terror…"

54. "Socialism is a philosophy of failure,
the creed of ignorance, and the
gospel of envy, its inherent virtue
is the equal sharing of misery.."
-- Winston Churchill

56. One Person Can Make
a Difference
Under Nahu Ribadu, Nigeria’s Economic and Financial Crimes
Commission secured 250 convictions
and recovered over US$5 Billion in stolen public funds.

57. Trade Not Aid
The president of Rwanda, Paul Kagame, advocates trade, not aid.
He is convinced that it is essential for Africa to end dependency
on foreign aid, as foreign aid fuels corruption.

58. Corruption is the
second most
prevalent crime on
the continent.
Leaders need to
become more
accountable to the
taxpayers.
More auditors are
needed.

59. Anti-corruption reforms are essential.
As leaders steal seven times more than the total value
of foreign aid poured into Africa each year,

60. it is clear that far more valuable than any foreign aid

61. would be to end the endemic corruption which is looting the resources
of this great continent.

62. Stealing from the Poor
Every week our newspapers are awash with scandals about elected
officials and public servant’s extravagant lifestyles and outrageous
expenditures.

63. Yet, despite the state raking in over R1.4 Trillion in taxes each year
they continually run at a deficit.

64. Taxpayers wonder where all this money is going when there are so many
schools without books, children taught in the open air, hospitals short
of medicines and hospital patients going hungry because the provincial
government has not paid the service providers.

65. Looted Treasury
The Auditor General of South Africa reported many Billions of Rands
in unauthorised spending for one fiscal year.
Only 3 of 39 government departments had clean audits.

66. The police
Special
Investigating
Unit
discovered
over
R30 Billion
lost to
government
corruption in
one year.

67. The finances of 5 provinces in South Africa are
in severe disarray.

68. Heading the list of provinces spending way beyond their means was
Limpopo Province.

69. Even with over Billions of Rands overspent, the Limpopo government
was not able to pay doctors, nurses, teachers, social workers,
and other public sector employees.

77. Scandals
The former president of Cricket SA was engulfed in a
corruption crisis.

78. Travelgate abuse of public finances by members of parliament,

79. The Arms Deal of
1999 continues to
make headlines,
along with the

80. the conviction on corruption charges of former National Police
Commissioner, (and ex-president of Interpol),

81. the Chief of Police suspended for
corruption investigations,

82. and traffic
police under
investigation
for buying
illegal
licences.

83. The examples of unscrupulous politicians who squander taxpayers
money with impunity, stealing from the poor, in the name of uplifting
the poor, is endemic.

84. Bankrupt
If the provinces were commercial enterprises, they would have been
declared insolvent and liquidated to settle their debts.

85. All too many
politicians
seem to view
positions in
government
as an
opportunity
to enrich
themselves
at the public
expense.

86. The toxic mixture of politics, business and greed is sabotaging
development, costing jobs and eroding the economy.

94. “For I, the Lord, love justice; I hate robbery…”
Isaiah 61:8

95. Corruption Worldwide
Nor is this a problem only for the world.

96. Patrick Johnstone of Operation World

97. reports in The Future of
the Global Church, that
of US$390 Billion given
to Christian causes
worldwide,
$25 Billion
was embezzled !

98. Up to 20% of the global Gross Domestic Product (GDP) is spent on
bribery, over US$1 Trillion a year. Up to 50% of all aid to developing
countries is stolen before it can reach its intended recipients.

99. World wide, an estimated US$400 Billion is lost to corruption.

100. Every year over 10% of humankind are forced to pay a bribe.

101. Banksters
Probably the
greatest corruption
and theft in history
was perpetrated by
bankers
(now often labelled
Banksters)
who triggered the
Great Recession of
2008, through
unethical
speculation and
selling of worthless
derivatives.

103. The cost to the US economy was over 135% of its GDP.

104. The cost to the United Kingdom was over 149% of its total GDP.

105. The only
people who
have
benefited
from the
Depression
caused by the
irresponsible
speculative
bubble, have
been the
Banksters
themselves.

106. Henry Ford declared: "It is well the people of the nation do not
understand our banking and monetary system, for if they did, I
believe there would be a revolution before tomorrow
morning."

107. Carroll Quigley wrote in his massive book Tragedy and Hope
(published by McMillan in 1966) "Their aim is nothing less than
to create a world system of financial control in private hands
able to dominate the political system of each country
and the economy of the world as a whole.

108. The system was to be controlled in a feudalistic fashion by
the central banks of the world, acting in concert, by secret agreements
arrived at in frequent private meetings and conferences."

109. Major players in working to bring about this New World Order include
the Trilateral Commission, the Council of Foreign Relations
and the Bilderbergers.

110. The Cost of Crime
It is estimated that approximately one third of all business failures
each year can be traced to employee theft.

111. Of course, when businesses close down, employees lose their jobs and
families suffer. Yet it is estimated that almost half of all employees are
guilty of stealing (often called shrinkage!)

112. Now, obviously somebody has to pay for the cost of all this theft.
You and I, and all other customers, have to share the burden of the
Billions of Rands shoplifted, or stolen, by employees,
or embezzled by civil servants.

113. In addition, we have to pay for the increased insurance premiums, the
additional security personnel and equipment necessitated by this
stealing spree. It all gets added to the price tag of everything we buy.

114. Of course, we also pay for the cost of crime through our taxes,
and when supporting the police force, the legal and judicial system,
and the prison service, which are all meant to protect us
from the criminal elements of society.

115. Why Corruption Increases
"Why do people commit crimes so readily? Because crime is
not punished quickly enough." Ecclesiastes 8:11. Surely that is the
common sense answer. Corruption is increasing in our society because
criminals are not punished swiftly enough.

116. Civil government
is called to be
a minister of
God's justice:
"To punish
those who
do wrong"
1 Peter 2:14.

117. God has instituted civil government as
"an agent of wrath to bring punishment
on the wrongdoer" Romans 13:4.

118. Restitution
In cases of theft, arson, or malicious damage to property, the Bible
decrees restitution, the restoration of what was stolen to the owner. It
is reparation for injury, or damage to property. The Bible requires that
restitution goes entirely to the victim of the crime (Exodus 22:3-6).

119. Christian Integrity
As Christians we are called to the highest standards of integrity. We are
not to fuel the corruption industry by giving in to pressure to pay bribes,
or award contracts on the basis of political connections.

120. Crime can be combatted and
corruption can be eradicated
if those who claim to be
Christians will
live according to
Biblical principles.

121. A friend of mine in Zambia, Lawrence Temfwe, worked in a
bank and over the years embezzled money from it. When he
was caught, he was sentenced to prison.

122. There he was converted to Christ and after serving his sentence in
prison, worked to re-pay the bank all that he had stolen from it.
Now, according to the laws of the land, he had done the crime and
paid the time. No one was expecting anything more from him.

123. However, Lawrence knew from the Scriptures that he was responsible to
make full restitution. What a testimony when he re-paid the bank!
Lawrence Temfwe went on to become the head
of Prison Fellowship in Zambia.

124. "And have no fellowship with the unfruitful works of
darkness, but rather expose them.“ Ephesians 5:11

125. Select God-fearing leaders
“But select capable men from all the people – men
who fear God, trustworthy men who hate dishonest
gain – appoint them as officials …” Exodus 18:21

126. “He knows not how to rule a kingdom,
that cannot manage a Province; nor can he
wield a Province, that cannot order a City;
nor he order a City, that knows not
how to regulate a Village,
nor he a Village, that cannot guide a Family,
nor can that man govern well a Family
that knows not how to govern himself,
neither can any govern himself unless his reason be
lord, and his will and appetite
her vassals;
nor can reason rule unless herself be ruled by
God and wholly be obedient to Him.”
— Hugo Grotius (17th Century Dutch Theologian)

127. The fear of the Lord is the beginning of wisdom.
As Christians we are called to love our neighbour as ourselves.
To do unto others as we want to be done unto.

128. We need to live the Biblical principles of honesty, integrity and courage,
speaking up for those who cannot speak for themselves,
being brave and bold for God. We will not lie, steal, or cheat.
Neither will we tolerate amongst ourselves anyone who does.

129. "Who will rise
up for Me
against the
evildoers?
Who will
stand up for
Me against
the workers of
iniquity?"
Psalm 94:16

130. Dr. Peter Hammond
Reformation Society
P.O. Box 74
Newlands, 7725
Cape Town, South Africa
Tel: (021) 689-4480
Fax: (021) 685-5884
Email: info@ReformationSA.org
Website: www.ReformationSA.org

131. www.FrontlineMissionSA.org