Increase employer profits while helping employees reduce stress!

1. Financial Wellness
Justin Bennett
Strong Tower Consulting

2. Imagine
What would it be like
to have a more
focused and stable
workforce that
increased their
productivity at work
while transforming
their lives?

3.  40% of Americans
worry about their
money at work.
◦ Dave Ramsey
 Average employee
wastes 16-20
hours/month
worrying about
their finances at
work.
◦ Personal Finance Employee
Education Foundation
Workplace Performance

4.  Company XYZ
◦ 100 Employees
◦ 40% Admit Loss of Productivity
◦ $30,000 Average Wage/Year
◦ 16 Hours Wasted/Month (10%)
 What is That Costing You?
Example (Company XYZ)

5.  $120,000/Year
◦ That’s not including the cost of
 Turnover
 Absenteeism
 Low Morale
 Additional HR Expenses
The Cost to Your Business

6.  Almost 30% of
Americans have
outstanding loans
with their 401k’s.
- Business Record 2011
Outstanding 401k Loans!

7.  64% of Americans
do not even have
$1,000 saved for
emergencies.
◦ National Foundation for Credit
Counseling
 Over 60% of
Americans do not
systematically save
for retirement.
◦ Scott Trade, 2010
Most American’s Are Not Saving!

8.  41% of adults would
give themselves a
personal finance
grade of C, D or F.
 80% of adults would
benefit from advice
and answers to
everyday financial
questions from a
professional.
◦ Harris Study, 2009
Where Are We Headed?

9. Financial Wellness
At Work!
Solution

10. Employee Employer
 Eliminate Debt  Increased
 Save Money Productivity
 Budget That Works  Boost Morale
 Retire With Dignity  Reduce Absenteeism
 Strengthen Families  Benefit Participation
 Empower Singles  More Loyal
Employees
What Are the Benefits?

11. Going From… To…
Their Results!!

12. Going From… To…
Your Company’s Results!!

13.  There is 3:1 ROI to
the company that
invests in a good
financial wellness
program.
– Personal Finance
Employee Education
Foundation
Return on Investment (ROI)

14.  To find out how
Strong Tower
Consulting’s
financial wellness
program can benefit
your business and
your team contact
Justin today!
How Can I Find Out More?

15. Contact Justin
515.223.2183
justin@strongtowerconsulting.com
www.strongtowerconsulting.com/education/
financial-wellness
Contact Justin Today