The issue of secure payment is fundamental to successful ecommerce websites. Customers expect it and increasingly regulatory authorities demand it. Here are some tips on how to choose the right secure payment gateway for your website.

1. Presented by Ivan Yordanov
How to Choose a Payment Gateway for Your
Ecommerce Website
Go Live UK Ltd
52 Great Eastern Street
London, EC2A 3EP
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2. The issue of secure payment is fundamental to successful ecommerce websites. Customers
expect it and increasingly regulatory authorities demand it. Here are some tips on how to
choose the right secure payment gateway for your website.
Address: Go Live UK Ltd, 52 Great Eastern Street, London, EC2A 3EP
www.goliveuk.com, Е. info@goliveuk.com, T. 020 77299 330, F. 087 00941 053
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3. Secure payment = PCI compliance
PCI is short for PCI DSS – Payment Card Industry Data Security
Standards. In simple terms, it is a set of standards laid down by the
payment card industry (basically Visa and MasterCard) to ensure that
their products are always used in a secure payment environment. There
are many reasons why PCI DSS was implemented but the key point to
take away is that it is absolutely non-negotiable. Anyone who takes card
payments must adhere to these standards, or face serious
consequences. This means that unless you are absolutely confident of
your ability to implement PCI DSS yourself, you must work with a partner
with provable expertise in the area of secure payment. As it can be
challenging for smaller companies to implement PCI DSS themselves,
many smaller merchants choose simply to redirect all payments directly
to their secure payment gateway, while they focus their attention on their
core business.
Address: Go Live UK Ltd, 52 Great Eastern Street, London, EC2A 3EP
www.goliveuk.com, Е. info@goliveuk.com, T. 020 77299 330, F. 087 00941 053
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4. Do you want somebody to handle all
aspects of secure payment for you?
Some providers offer what is basically an all-in-one solution. They
take care of implementing the system cardholders use to pay and of
managing the mechanics of getting the funds from A to B. In other words,
they will have their own merchant account, which can save you the hassle
of setting one up. They can also deal with chargebacks for you. This is
where a cardholder makes a complaint against you and requests all or part
of their money back. As is so often the case in life, some of these claims
have merit and some do not. The key point to understand is that the card
schemes have very clear and specific rules about them and unless you
adhere to these rules, you will lose the dispute automatically. Adding extra
payment methods, e.g. PayPal, gives customers more choice and may
result in more sales, but it also means more sets of rules to manage. On the
other hand, the more any service provider does for you, the more they will
charge.
Address: Go Live UK Ltd, 52 Great Eastern Street, London, EC2A 3EP
www.goliveuk.com, Е. info@goliveuk.com, T. 020 77299 330, F. 087 00941 053
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5. You could save yourself
a lot of work by choosing a
provider who can give you a plug
and play secure payment system
which works out-of-the-box with
your e-commerce platform. You
absolutely need to ensure that
any provider supports the secure
payment methods you want to
accept, particularly if you want to
accept niche products, perhaps to
cater for customers from a
particular market.
Address: Go Live UK Ltd, 52 Great Eastern Street, London, EC2A 3EP
www.goliveuk.com, Е. info@goliveuk.com, T. 020 77299 330, F. 087 00941 053
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Is the provider a match for your platform and
your preferred secure payment methods?

6. Can your secure payment provider offer
scalable services at a reasonable price?
If you will pardon the pun, scalability has become a
growing issue for merchants over recent years. How flexible can
your secure payment gateway be in terms of your changing
business needs? What is the length of the initial contract? Do
you have to buy everything you could possibly need up front, or
can you make at least some changes as you go along? Can you
try out additional services, e.g. dynamic currency conversion, for
a short period to see if they suit your business model?
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Address: Go Live UK Ltd, 52 Great Eastern Street, London, EC2A 3EP
www.goliveuk.com, Е. info@goliveuk.com, T. 020 77299 330, F. 087 00941 053
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7. Thank You
Go Live UK Ltd
52 Great Eastern Street
London, EC2A 3EP
www.goliveuk.com
Е. info@goliveuk.com
T. 020 77299 330
F. 087 00941 053