John Owens

usaid chemonics mabs mobile banking microfinance chemonics international rbap-mabs digital financial services rbap financial inclusion mobile money financial services philippines digital finance mobile phone banking afi alliance for financial inclusion better than cash finance better than cash alliance mobile financial services mobile commerce financial regulations regtech g20 finanzas latin america sme finance agent banking e-money asia pacific neo-edge rural banks microinsurance de-risking fintech big data gpfi alternative data ifc center for financial inclusion accion cfi accion international online lending central america payments pacific islands usaid/philippines microenterprise access to banking services gcash smart money ict usaid mobile banking usaid and mobile money m-commerce latam banking financial apps consumer protection financial literacy financial health bots chatbots p2p lending credit responsible digital finance tech technology financial technology ukraine ecosystems risk management risk compliance silicon valley foundation world bank data analytics policy inclusión finaciera finanzas digitales costa rica nicaragua redcamif e-payments belarus malaysia timor-leste ict4d russia; central bank of russia; alliance for finan 6th mobile commerce summit asia undp kenya kti usaid/afghanistan faida usaid/kenya video social networks next bank asia united states agency for international development development sms mcpi rbapmabs clarion events mmt cantilan bank mmt apac rbap-mabs rbap bangko kabayan housing microfinance agricultural microfinance microfinance mmt-apac mmt mabs rbap usaid chemonic