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Kamal Ega, MBA
Investment Avenues
in India
Learn to have money work for you
rather than you work for Money
 - Robert T. Kiyosaki
Investment
 In finance, an investment is a monetary asset
purchased with the idea that the asset will provide
income in the future or will be sold at a higher
price for a profit.
Essential features of an Investment
 Safety of principal
 Liquidity
 Stable income
 Capital growth
 Legality
 Tax implications
Golden Rules of Investment
 Invest Early
 Invest Regularly
 Invest for long term not short term
Investment alternatives in India
Non marketable financial
assets:
* Bank Deposits
* Post Office Schemes
* Company FDs
* PPF
Equity shares
These are shares of company and can be
traded in secondary market.
Investors get benefit by change in price of
share and dividend given by companies.
Equity shares represent ownership capital.
Bonds
Bonds are the instruments that are considered as a
relatively safer investment avenues.
* G sec bonds
* GOI relief funds
* Govt. agency funds
* PSU Bonds
* RBI BOND
* Debenture of private sector co.
Money market instrument:
By convention, the term "money market" refers to
the market for short-term requirement and
deployment of funds. Money market instruments
are those instruments, which have a maturity
period of less than one year.
* T-Bills
* Certificate of Deposit
* Commercial Paper
Financial Derivatives
A derivative is a contract between two or more parties
whose value is based on an agreed-upon
underlying financial asset (like a security) or set of
assets (like an index). Common underlying
instruments
include bonds, commodities, currencies, interest
rates, market indexes and stocks.
Mutual Funds
A mutual fund is a trust that pools together the
savings of a number of investors who share a
common financial goal. The fund manager invests
this pool of money in securities, ranging from
shares, debentures to money market instruments
or in a mixture of equity and debt, depending
upon the objective of the scheme.
 SIP
 SWP
Life Insurance
 Now-a-days life insurance is also being
considered as an investment avenue. Insurance
premiums represent the sacrifice and the assured
sum the benefit.
Real Estate
Real estate investing involves the purchase,
ownership, management, rental and/or
sale of real estate for profit.
Investment avenues in India

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Investment avenues in India

  • 1. Kamal Ega, MBA Investment Avenues in India
  • 2. Learn to have money work for you rather than you work for Money  - Robert T. Kiyosaki
  • 3. Investment  In finance, an investment is a monetary asset purchased with the idea that the asset will provide income in the future or will be sold at a higher price for a profit.
  • 4. Essential features of an Investment  Safety of principal  Liquidity  Stable income  Capital growth  Legality  Tax implications
  • 5. Golden Rules of Investment  Invest Early  Invest Regularly  Invest for long term not short term
  • 7. Non marketable financial assets: * Bank Deposits * Post Office Schemes * Company FDs * PPF
  • 8. Equity shares These are shares of company and can be traded in secondary market. Investors get benefit by change in price of share and dividend given by companies. Equity shares represent ownership capital.
  • 9. Bonds Bonds are the instruments that are considered as a relatively safer investment avenues. * G sec bonds * GOI relief funds * Govt. agency funds * PSU Bonds * RBI BOND * Debenture of private sector co.
  • 10. Money market instrument: By convention, the term "money market" refers to the market for short-term requirement and deployment of funds. Money market instruments are those instruments, which have a maturity period of less than one year. * T-Bills * Certificate of Deposit * Commercial Paper
  • 11. Financial Derivatives A derivative is a contract between two or more parties whose value is based on an agreed-upon underlying financial asset (like a security) or set of assets (like an index). Common underlying instruments include bonds, commodities, currencies, interest rates, market indexes and stocks.
  • 12. Mutual Funds A mutual fund is a trust that pools together the savings of a number of investors who share a common financial goal. The fund manager invests this pool of money in securities, ranging from shares, debentures to money market instruments or in a mixture of equity and debt, depending upon the objective of the scheme.  SIP  SWP
  • 13. Life Insurance  Now-a-days life insurance is also being considered as an investment avenue. Insurance premiums represent the sacrifice and the assured sum the benefit.
  • 14. Real Estate Real estate investing involves the purchase, ownership, management, rental and/or sale of real estate for profit.